Australian Finance Podcast

Don’t leave setting financial/money goals to January each year - this is something you can do at any time, and review on a regular basis. Your money goals don’t have to only focus on saving money, one of your goals might be to learn more about investing or understand how your super works. Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www.rask.com.au/podca...

Need some tips on how to negotiate your salary and get a pay rise? Whatever do you, don't put it off! Companies rarely approach you with their best offer, they’ll have a scale that they can negotiate between. You might not ask for the higher amount, which means more savings to them. Working harder isn’t enough to get most of us a raise - we have to ask for it. Take Owen’s finance courses: https://...

Did you know, if you pay 25% tax you're effectively working 3 months (25%) of your year just to pay the Tax Man? Ugh... In this episode of The Australian Finance Podcast, Kate & Owen talk taxes, why we pay them, how we pay them and when we pay them. Topics covered include: Income tax Capital gains tax Company tax Franking credits Tax deductions How to find an accountant Private health insurance Th...

Like money? Got time? Have a hobby? Get a side hustle! Earning extra money without having to give up the stability of an existing job is a powerful motivator. In this episode Kate drops her wisdom on side gigs and Owen chimes in with some nuggets too. Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www.rask.com.au/podcasts/australian-finance-podcast/ How To...

In this Australian Finance Podcast episode we discuss how we go about using and consuming financial media, and discuss some of the ideas the experts have on how best to filter through the mud. Who should you listen to? Do they know what they’re talking about? Are my previously held opinions incorrect? Are their claims based on fact, fiction or FLUFF? Have they cherry picked their numbers and stati...

Kate and Owen from Australian Finance Podcast were joined by Alec (Ren) and Bryce, co-hosts of the Equity Mates podcast for an Australian finance podcast extravaganza! We share our introduction to finance/investing, and experiences with our podcast series since. Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www.rask.com.au/podcasts/australian-finance-podc...

Your friend: "Just Afterpay it, yo!" You: "Yolo!" Guess what? In this week's Australian Finance Podcast episode Kate plays both sides of the Buy Now, Pay Later (BNPL) debate and Owen offers a (very poor) overview of each of the major BNPL apps like Afterpay, Humm and Zip that are available in Australia. ARE YOU FACING FINANCIAL DIFFICULTY? Please call the debt helpline today (it's free!): 1800 007...

This short episode gives Kate and Owen a chance to reflect on their worst investing mistakes and lessons learned, including: How Owen lost big buying shares in Slater & Gordon and Newsat -- and why he bought a ute using a personal loan (WTF was he thinking!), and Why Kate decided to become a day trader... while also working full time (during the day!) *** FULL SHOW NOTES *** Learn more about your...

What Australian investing apps, finance tools, brokerage accounts and bank accounts do Kate and Owen from The Australian Finance Podcast use every day and month? Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www.rask.com.au/podcasts/australian-finance-podcast/ How To Money: https://howtomoney.online This podcast contains factual/general information only....

We love talking about ASX ETFs on The Australian Finance Podcast and how they have made the world of investing more accessible. While they can be risky we know they’re simple and they work, and you don’t need any financial know-how to get started. It’s as easy as opening up a brokerage account, picking a low cost diversified ETF and buying small parcels frequently over a long period of time. They...

You’ve covered the basics and started building your financial toolkit, and are ready to take the next step. The only problem is you don’t know where to start. Taking the step between thinking and doing can sometimes be overwhelming, so in this episode Owen and Kate break down the key steps to start taking control of your financial future. Take Owen’s finance courses: https://www.rask.com.au/sign-u...

You: "Diversification. That's something to do with eggs and baskets, right?" Not so fast, buster… Diversification means spreading your investments so you can help control the total risk of your investment portfolio. The aim of diversification is to hold investments that perform differently to each other so that losses made on some investments will be balanced by what you gain on others. However… t...

Ted Richards is a behavioural economics/investment expert at Six Park. Ted is the host of the Richards Report investing podcast and a former AFL player for the Sydney Swans. In this episode of the Australian Finance Podcast, Kate, Owen and Ted talk about behavioural biases and how they can work with -- or against -- you, such as: Loss aversion Status Quo Availability bias - overweighting small pro...

The Australian Finance Podcast's tackles Listed Investment Companies (LICs), such as those listed on the ASX. What is a listed investment company or LIC? How do they differ to ETFs and managed funds? Can I buy them on the ASX? What are the risks of LICs? In this episode of The Australian Finance Podcast, Kate and Owen answer all that and loads more. Take Owen’s finance courses: https://www.rask.co...

In this episode of The Australian Finance Podcast, Kate and Owen discuss what it means to "invest in yourself", why it's so darn important, and how you can start today. Kate also busts some myths when it comes to "Side Hustles" and HECS or HELP loans -- including when you get one, how they're repaid and ask 'should I repay my student loan?'. Finally, the team concludes by asking, "are robots going...

The Australian Finance Podcast welcomes Bronwyn, author of Miss Money Box. Miss Money Box is a free source of education on personal finances, investing, Superannuation and loads more. In this episode, Kate, Owen and Bronwyn discuss money lessons they’ve learned from TV shows and films like Game of Thrones. Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www...

Compound interest is the single most important money and finance concept everyone needs to know, understand and USE! But what the heck is compound interest and how do you get your money to work for you? Kate and Owen explain everything you need to know in this episode of The Australian Finance Podcast. Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www.ras...

Need to get financial advice? How about tax advice or help from a lawyer? Where do you start? Finance is bloody confusing. While it's often cheaper and far more empowering to learn it for yourself we know it's NOT for everything. This episode is all about getting access to the best advice and information which is often free, and avoiding dodgy advisers and scammers who seem to be lurking around ev...

Are shares like gambling? Are they risky? How do I buy shares? How much do I need? If you ever ask yourself questions like that, this episode is what you need. We’ll tell you what the sharemarket is, how it works, why it works, why Owen buys individual shares and more. Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www.rask.com.au/podcasts/australian-finan...

WTF is an ETF? Are Robo Advisers really robots? Did I put my undies on today? These are all important questions to ask, so we'll be answering some of them today. This episode is designed for people who like to make money and get rich slowly. Don’t watch your friends get rich, in less than half an hour we’ll tell you how you can learn the not so mystical art of investing, how you can get started in...

True or false: Australian property prices double every 10 minutes? In this episode we’re going to debunk some of the myths of property, give you a checklist on what to do, explain the best ways to save for a deposit, the best ways to get burned by property, tell you how you can get into the property market with around $500 and attempt to answer “why the heck does anyone buy an apartment off the pl...

What the heck is Super and who cares? You will. This episode of The Australian Finance Podcast is short and sweet. We’ll tell you why you need to give a damn, the simplest ways to change Super funds, how to check your insurance, ways to add extra and how most people could retire with a few hundred grand extra. If you follow the ideas in this episode, we think it could be the most important 25 minu...

What are the basic rules of investing in shares, property or Super in Australia? In this episode, Kate and Owen explain investing 101. Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www.rask.com.au/podcasts/australian-finance-podcast/ How To Money: https://howtomoney.online This podcast contains factual/general information only. It is NOT financial advice...

Have you heard the phrase cash is king before? Well, in this episode we’re diving into why that phrase doesn’t quite hold true, and the downsides to purely leaving your money in cash. We’ll also look at the difference between saving and investing, and dispel some of those pesky rumours that are holding you back from investing. Let’s just say, you definitely don’t need to be wealthy to start invest...

Stuff happens in life that you don’t expect – we both know that, but despite that knowledge, we often don’t prepare financially for when (excuse my French), shit hits the fan. Take Owen’s finance courses: https://www.rask.com.au/sign-up-finance SHOW NOTES: https://www.rask.com.au/podcasts/australian-finance-podcast/ How To Money: https://howtomoney.online This podcast contains factual/general info...