Australian Finance Podcast

In today’s bonus episode of The Australian Finance Podcast, Kate & Owen share five money habits for financial success in 2022, that you could try incorporating in your own life this year. These habits include automating your savings and investing plan, meal prepping on the weekends and setting yourself small goals with regular wins. Share your money habits that have worked for you with us on Twitt...

Does your company have a moat? Here at Rask, one of the key pillars in our investment philosophy is investing in companies with strong advantages or moats. A moat is a throw-back to the good ol’ days when castles (business franchises) needed a ring of water (competitive advantage) to protect them from the attack of enemy armies (competitors) who had heavy armour and weaponry. A moat is a feature o...

Welcome to part 5 of our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio. After listening to parts 3 & 4 of our ETF investing mini-series, you might have an ETF in mind that you’re ready to buy. But hold on a sec…you can’t just buy this ETF at the supermarket. In this ETF episode we break do...

Welcome to part 4 of our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio. Now that you’ve compared ETFs and actually decided on one you might like to invest in, Kate & Owen are going to help you brush up on your knowledge and understand your chosen ETF better. Make sure to listen to parts 1,...

Part 3 of our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio. In this episode, Kate & Owen walk listeners through how to research and compare different ETFs within a category. We cover how to compare large ASX ETFs including A200, STW, IOZ, VAS (ASX300) and MVW (equal weight 100). Plus, we...

Welcome to our part 2 of our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio. In this episode, Kate & Owen walk listeners through how to work out what kind of ETF you’re looking for, and how it forms part of your broader investment strategy. We also explain what a Core/Satellite Portfolio is...

Welcome to our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio. Over the course of 5 podcast episodes, we’ll cover the basics of ETF investing you need to know about, and give you the tools to figure out what type of ETF you’re looking for, and how to research and compare them. Plus we’ll gi...

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that. In this episode we have a chat about what’s happening in the economy right now, and share some listener suggestions in response to our high interest savings account episode a few weeks back. Kate shares the FREE Victorian will bank & register, using free trials at local gyms and the Library of Mistakes Podcas...

Money can buy happiness, but you need to spend it right. This episode is all about small ways you can change your spending behaviour to maximise your happiness. Here’s the premise of the research report today’s episode is based on, which draws on 100’s of other research papers and studies: (1) buy more experiences and fewer material goods; (2) use their money to benefit others rather than themselv...

Did you know there are 2+ million businesses in Australia (2/3 are sole traders)? Owning businesses is the key to wealth (Buffett invested in other people’s businesses, Oprah bought her own business, Michael Jordan makes more money from his own business ventures (e.g. Nike ownership) than in his career). In this episode of The Australian Finance Podcast, Kate & Owen discuss understanding the wealt...

This episode of The Australian Finance features a review of the BetaShares Diversified All Growth ETF (ASX: DHHF). Kate and Owen cover how DHHF works, an overview of key holdings, where to buy units in DHHF and how it could be used in a portfolio. Plus, we discuss the pros and cons of DHHF in comparison to building your own ETF portfolio, and how it compares to Vanguard’s VDHG ETF. Before we start...

This might sound like a boring episode, but please bear with us. We can promise you that taking some time to put together a sound record keeping system for your financial life now, will pay off down the track. In this episode we cover some of the times where having your financial records in an accessible place can come in handy, and why we encourage you to set some time aside after listening to th...

How would you use $1M if a magic wand was waved and it appeared in your bank account today? In this episode Kate & Owen discuss what it takes to become a millionaire. We’re not going to give you a secret recipe to become an overnight millionaire though, and if anyone promises you otherwise…run! We cover the three key components of the investing equation: your returns (and asset allocation), how mu...

Savers rejoice! Your time to shine has come. It has been a few lifetimes since we’ve spoken about savings accounts and making sure you’re getting a decent interest rate on your hard earned savings, but things are changing. This is especially exciting for those of you that are hard at work saving up for a specific short term goal or wanting to get a little bonus on their emergency fund that’s been...

Is your future feeling super? In this bonus episode of The Australian Finance Podcast, Kate Campbell talks retirement planning and financial advice for the golden years with Deline Jacovides, a qualified financial adviser. Deline shares her thoughts on the importance of super in our financial plans, what retirement actually look like for most Australians, how much money we need for a comfortable r...

Complicated doesn’t equal better when it comes to your finances. In today’s episode, Kate & Owen explore five different ways you can work towards simplifying your financial life, and leave more time for the fun stuff! Keep your investments simple, diversified, low-cost and regular. Remember, investing is a marathon and not a sprint. Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘A...

TW: This episode briefly mentions death & suicide There are three certainties in life, death, taxes and change, and in this episode we cover all three! If you’ve ever wanted to know what happens when you dies and what words like estate, testator, beneficiary, executor, intestate, probate, will and trustee mean, then this is the episode for you! Alongside David Andrew, Senior Adviser at State Trust...

What does the pathway to getting financial advice look like? In this bonus episode, Kate Campbell speaks to Marc Bineham, a former financial adviser with decades of experience, Past National President of the Association of Financial Advisers (AFA) and newly minted author of The Money Sandwich. We discuss the pathway to advice, including the range of things advisers can help with, what you should b...

Investing is an EQ game, not an IQ game One of the biggest misconceptions about investing is that it has to be complicated. But in reality, decent returns can be found using simple no-frills ETFs to build a core portfolio. You don’t need a PhD, Masters or CFA qualification to build a respectable long-term portfolio that sets you up financially. But you do need to understand what you’re doing and m...

An iPhone for $65? Really? Money & Chill on The Australian Finance Podcast is back! This week Kate, Monique and Owen chat about our upcoming travel plans (three years later), Owen’s iPhone savings hack discovery, Monique’s pasta swap and Kate’s new free shower head. Money & Chill is a new monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We chat about...

With mortgage rates going up, the cost of living rising and the feeling of uncertainty in the air, it is high time we got back to basics and discuss some ways to save money around the home. Considering a huge chunk of our pay each month goes to living costs like house repayments and groceries, there’s a lot of value in having these conversations. Not everything will be helpful or relevant to your...

Ready for an ASX deep dive? In today’s episode we’re going to take a deep dive into a huge Australian supermarket chain that you’ll all be familiar with, Woolworths Group Ltd (ASX: WOW). Owen & Kate take listeners through what the company does, who runs the show, key competitors, the company’s key business lines and Owen takes a quick look at the books. Before we start please note, this is not a r...

What is going on with interest rates at the moment? In this episode of The Australian Finance Podcast, Kate and Owen discuss the latest RBA interest rate hikes and what that means for homeowners and renters, plus share some actionable strategies to be proactive with your finances during times on uncertainty. Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘AFP’ for $50 off your life...

Talking about money is more important than ever right now, and if you’re having a tough time making ends meet or getting out of debt, there’s a fantastic free resource available in financial counsellors and through the National Debt Helpline. Australian Finance Podcast’s Kate Campbell chats to financial counsellor Victoria Shakeshaft, about why we get into debt and strategies for getting out of it...

It’s estimated that over 250,000 Australians are part of the gig economy, which includes side hustlers with 9 to 5’s and those working full time in the gig economy. So chances are many of our listeners have tried their hand at a side hustle or freelance work arrangements at some point. Although gig economy work can provide greater flexibility and choices in your day to day work, it can be very unp...