Stephen Sargeant and Mike Townsend
Around The Coin
Around The Coin is a podcast exploring finance, fintech, and the future of money. Hosted by industry experts, it features deep dives into payments, crypto, banking, and disruptive innovations shaping the global economy.
Author
Stephen Sargeant and Mike Townsend
Category
Podcast website
Latest episode
Jul 8, 2026
Where to listen?
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Episodes
Episode 96: Alexa/Raspberry Pi, Apple CareKit and Mobile Wallets! 28.03.2016 50:16
This week the three amigos Brian, Faisal and Mike are back at it again. Brian discuss Amazon's Echo and the new Echo equivalent that one can build with Raspberry Pi. Mike explains the benefits and the potential of Apple's CareKit and Faisal discusses mobile wallets and small value transfer, why we need to reexamine the whole ecosystem. Sponsors:Otter Labs www.hireotter.com- Hire great an...
Episode 95: Voice Recognition - How it will replace APIs 24.03.2016 1:12:23
This week Mike Townsend and Faisal Khan dive deep into what Brian Roemmele affectionately calls Ontological Recipes - How Voice Recognition will replace APIs, mega shift in payments and interaction. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange t...
Episode 94: Interview Jon Carder MOGL CEO 16.03.2016 35:43
This week Mike interviews the CEO of MOGL.com - Jon Carder: Jon Carder is an experienced entrepreneur who has founded five internet businesses, his first at the age of 19. In college Jon founded eHeaven.com, an online e-commerce superstore that was purchased by BabyUniverse in 2002. Jon Carder then founded Client Shop inc. a website dedicated to finding consumers the lowest rates on home loans. Cl...
Episode 93 - Where is the future of Voice Recognition and AI 16.03.2016 45:11
This week Brian and Mike discuss where is the future of voice recognition and artificial intelligence. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies. Learn more...
Episode 92: Robots, Conferences, Undocumented, Currency Notes & the Historic Value of Money 28.02.2016 1:12:51
This week, Brian, Faisal and Mike discuss the coming of age of Robots & AI and what it means for us. We touch upon the various conferences we will be attending, covering and speaking in. The undocumented work, couple that with the recent news of the eliminating the US $100 Bill, what does all this mean. What has history taught us about value transfer and control. Sponsors:Otter Labs www.hireot...
Episode 91: Interview with Drew Sievers 26.02.2016 36:54
Drew Sievers is one of North America's foremost innovators in mobile financial services. As mFoundry’s Co-Founder & CEO, Drew helped build the mBanking industry, establishing mFoundry as the industry leader with more than 900 clients. mFoundry also developed North America’s largest mPayment solution, Starbucks Card Mobile. Drew sold mFoundry to FIS for $165MM.Drew was also the President o...
Episode 90: All You Need Is Love. 26.02.2016 1:10:26
All You Need Is Love - A deep dive into decisions of government security, freedom and our responsibility as a society. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurren...
Episode 89: The Winter of Discontent 17.01.2016 1:08:08
This week Brian, Faisal and Mike discuss what we term as the Winter of Discontent. With falling oil prices, Bitcoin being termed as a failed experiment, stock plummeting, oil prices below $30, Yellow cab company in SF filing for bankruptcy, colleagues thinking about abandoning tuition? what does this mean for our economy? Listen and find out. Sponsors:Otter Labs www.hireotter.com- Hire great and i...
Episode 88: The Sherpa's Guide to a Payments Startup 11.01.2016 1:12:03
This week Brain Roemmele and Faisal Khan discuss what would it take for those with an idea about a payments startup in the US market to take their dream forward. Dispensing some practical advice on how to go from and idea to product launched in your target market. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://rede...
Episode 87: Interview with Tor Nørretranders 09.01.2016 1:09:05
Interview with Tor Norretranders:New book: Light! On light in life and the life in light Life in the early 80’s working in Danish broadcasting televisionInspiration for User Illusion - on being a 11 year old goalkeeper Covering Exformation Tough decisions on driverless carsIs Singularity a reality, and when? Benjamin Libet - ½ second delay, and when are we aware of a decision What is the future of...
Episode 86: The Goldilocks Year for Payments 03.01.2016 1:03:09
Happy New Year. As 2016 starts, Brian & Faisal debate if "this" is the year for payments! Both agree that 2016 is the Goldilocks Year, where conditions will be just right for fintech and payment projects to take off. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redeeem is a decen...
Episode 85: Around The Coin Podcast 20.12.2015 53:12
Facebook+Uber+Braintree, what are they up to? Apple Pay and Samsung enter China partner China Union Pay, Target's rumored new Wallet App using NFC, Global Payments acquires Heartland Payment systems, Pinterest Buyable pins now come with price tracking, plus new segments in our show! Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Ott...
Brian's solo music, Walmart Pay, Oil dropping the bass and Satoshi! 14.12.2015 56:19
This week we talk about Walmart and its recently announced product: Walmart Pay, Faisal discusses the repercussions of low oil prices and then Brian and Mike discuss on the potential of Satoshi Nakamoto being unmasked and what it means for us. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redee...
Potpourri Edition: From Summit at Sea to AliBaba and everything in-between. 22.11.2015 1:04:20
This week, Brian, Faisal and Mike discuss a wide variety of topics, and in between these, we talk about Apple Car, Edward Snowden, Strangulation by Regulation, Wall Street pressure, Jack Ma of Alibaba to Jack Mama! Summit at SeaSquare IPOBarclays fined againMartha Stewart moves to Amazon’s Handmade platformAmazon first physical storeMost US consumers plan to go to Amazon.com for their online holid...
Episode 82: 1st November 2015 01.11.2015 59:54
This week, Brian, Faisal and Mike discuss Brian’s meet-up with Dave Birch, Brian’s new project called PayFinders, an Apple app for Apple Pay, we discuss the Amazon Prime Now lawsuit, Independent Contractors, China’s reversal of its One-Child per family policy, China vs India and Bitcoin volume/value, Ledgerless value transfers. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive deve...
From Square S1 to ApplePay, to Microsoft Wallet to Bitcoin to Identifying Business Opportunities 25.10.2015 1:04:00
Square S1 thoughtsOne Women takes Square for millions- Rookie mistake takes 2 years to discover- solitary seller represented nearly 23% of Square’s transaction and advance losses for the first half of 2015 http://www.buzzfeed.com/nitashatiku/square-fraud-losses-single-sellerApple Pay turned 1 yearMicrosoft wallet (http://www.pymnts.com/news/2015/microsoft-takes-another-look-at-mobile-payments/) Id...
Apple Pay & Starbucks + Lyft & Stripe instant payout. 12.10.2015 34:27
Apple Pay & Starbucks + Lyft & Stripe instant payout. Head of Apple Pay Jennifer Bailey Shares How Apple is Winning LocalJennifer Bailey - retail experience expert and head of apple pay discloses that Apple is using the existing merchant sales people, 370,00 in the US to distribute and educate the merchants across the country. Also we discussed the impact of immediate payouts for marketpla...
Interview with Peter Ohser EVP Business Development for MoneyGram 06.10.2015 44:02
Episode 79: In this special episode Mike & Faisal interview Peter Ohser, EVP (Business Development) for MoneyGram, one of the large incumbents in the money transfer space. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% o...
Trump & T-Mobile Hacks, EMV in America, Poor Bitcoin, to Psychology of Marketplaces 04.10.2015 1:05:50
This week we discuss: Trump Hotels & T-Mobile Hacks, EMV in America and what it means for usBen Milne’s Blog article on BlockchainPoor Bitcoin - has it lost its lusterUnderstanding the Psychology of MarketplacesSponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to...
Braintree, Macy's, Paypal and would you believe it - the Kardashians! 20.09.2015 55:58
This week we discuss a host of newsworthy items, from Braintree's recent announcement of the volume they are doing (US$ 50 Billion) and the 154 Million cards on file. We also briefly touch on the voice biometrics for authorizing payments. Stripe's launch of relay to make mobile shopping easier, and believe it or not - The Kardashians! (how they were hacked as soon as they came out with a...
Mobile Payments in Africa, Remittance in Dubai and Apple's TV + Apple Pay 06.09.2015 1:10:25
This week Brian and Faisal discuss the Faisal's recent travels to Africa to discover and learn about mobile payments in Africa, part of the financial inclusion discovery tour. Faisal discusses the mobile payments landscape in Tanzania and how mobile payments are being used by all facets of society. In addition Faisal also discusses his recent trip to the labor camps in Dubai and how migrant w...
Episode 75: PayAnywhere & Apple Deal, and How 1099 vs. W-2 Works in Service Based Marketplaces 03.09.2015 50:08
This week Brian and Mike cruise through recent news, giving insight to the recent PayAnywhere & Apple exclusive partnership, breaking down what it takes to get a successful partnership with Apple. We chat about the international world of payments in Kenya’s recent partnership with PayPal and end discussing the changing landscape of 1099 independent contractor models vs W-2 employee model and w...
Interview with Gadi Ruchin, Founder and VP Sales at OGY Docs. 21.08.2015 20:04
Today Mike Townsend and guest host Zachary Damato interviewed Gadi Ruchin, Founder and VP Sales at OGY Docs. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies. Lear...
Interview with Jonathan Levin, Co-founder & Chief Revenue Officer at Chainanlysis 21.08.2015 25:49
Today we had Mike Townsend and guest host Zachary Damato interviewing Jonathan Levin, Co-founder and Chief Revenue Officer at Chainanlysis out of the TechStars office in NYC.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or...
Potpourri of players in the payments space, what will happen? 16.08.2015 1:05:59
This week Brian and Faisal discuss the landscape of payments, reflecting back on 1.5 years of Around The Coin podcast and discuss what's going to happen in the payments space for months to come. Who will die out, who will shine and who will be the big surprise. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter. Redeeem https://re...
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