Answers For Elders Radio Network

People who've been retired for a while say they wish they'd saved more of their money and invested it more. They also advise to keep investing in yourself, learning how to do your job better, which gives far better returns than anything you'll get from the investment markets. Retirement Watch CEO Bob Carlson provides Suzanne with action steps to improve you retirement planning. Financial wellness...

Many people fail when it comes to the non-financial aspects of retirement planning, and many miscalculate their longevity, outliving their money. Retirement Watch CEO Bob Carlson joins Suzanne to talk about these aspects of planning. Financial wellness is one of the 8 foundational principles of wellness, part of the Vitality Revolution podcast series sponsored by Humana. Learn more: * Bob Carlson...

Bob Carlson joins Suzanne to talk about senior retirement finances. Retirement has changed multiple times, and you can expect the details to change again before you retire, meaning you need to keep up or it can cost you a lot of money. Bob talks about changes to Medicare, inflation, and interest rates that affect retirement planning. Financial wellness is one of the 8 foundational principles of we...

If you're adequately prepared, you can live a fulfilling life long into your senior years. Bob Carlson joins Suzanne to talk about senior retirement finances, noting that people haven't realized or properly planned for what their real life expectancy turned out to be. Bob's Retirement Watch newsletter is a staple of our partner Salem Media. Financial wellness is one of the 8 foundational principle...

There are different ways you can remain solvent in your aging years, and there are techniques to maintain and preserve assets. Estate planning specialist David T. Phillips joins Suzanne to talk about the three types of leveraged care solutions and to provide an example of how they work. The three types are the Long Term Care Annuity, the Life Legacy/LTC Combo Strategy, and the Return of Premium LT...

According to AARP, 90% of Seniors would prefer to be cared for in their homes. What have seniors done to make sure this happens? Estate planning specialist David T. Phillips joins Suzanne to talk about long term care strategies to make sure you have care in your later life.  The solution to the long-term care crisis is a relatively new approach to long-term care insurance, known as leveraged care...

Most baby boomers haven’t planned for a long term care event, considering that only seven percent of adults over age 50 own any form of long term care insurance. Estate planning specialist David T. Phillips joins Suzanne to talk about how to reposition baby boomer assets in order to have funds available for a long term care event. Financial wellness is one of the 8 foundational principles of welln...

David T. Phillips joins Suzanne to talk about a crisis in Long Term Care and how it is seriously negatively impacting Americans. Financial wellness is one of the 8 foundational principles of wellness featured on the Vitality Revolution podcast series sponsored by Humana . He says statistically we are woefully unprepared for a medical long-term care event: * If you are 65 years or older, there is a...

Real Estate 55 Plus provides a spectrum of services for seniors. Real Estate 55 Plus CEO Juli Anne Gibson joins Suzanne to talk about what typically happens when a senior loved one passes and a home goes into probate. "When we're gonna go into the home, I would say 25% of the time the personal representative or the executor doesn't live in the state or the city where the property is at. They may h...

Seniors are waiting longer before they make a change. For many, they wait so long that they end up limiting their options. They have a fall, are injured to an extent that they're no longer able to live independently, and now have a crisis to move. Real Estate 55 Plus CEO Juli Anne Gibson joins Suzanne to talk about what holds people back, the biggest questions people ask about downsizing, and prov...

If you're thinking about moving, Real Estate 55 Plus conducts valuable Aging With Choice workshops. Founder and CEO Juli Anne Gibson joins Suzanne to talk about working with families, real estate agents, executors, and estate planners. She talks about how the workshops work, then provides a great example of a senior who took the workshop and how it led to her moving choices. Juli Anne says, "We re...

If you're a senior living in a home that's not working for you, and you need to make a change, but don't know what the next steps are, specialized services for seniors are available at Real Estate 55 Plus. Founder and CEO Juli Anne Gibson joins Suzanne to talk about working with families, real estate agents, executors, and estate planners. She talks about creating a roadmap to minimize the stress...

Will people hit their goal for retirement? Like getting out the good china, we rarely think about our post-retirement finances. Brynne Malone, the owner and founder of Aging Solutions NW, joins Suzanne to talk about how a financial manager considers the entirety of your situation. Brynne says, "They kick their feet up, and they might do some traveling and get very active initially,and then it's ki...

A professional finance manager can craft a life book to document your assets, income, and expenses – or for your senior loved ones – and how it insulates mom and dad from feeling like they're sharing too much with their family. Brynne Malone, the owner and founder of Aging Solutions NW, joins Suzanne to talk about life books. Financial wellness, knowing you have resources to maintain your life, is...

Brynne Malone, the owner and founder of Aging Solutions NW, joins Suzanne to talk about trip wires when it comes to the financial plan for your aging years, or the finances of your senior loved ones. Financial wellness, knowing you have resources to maintain your life, is one of the 8 foundational principles of wellness featured in the Vitality Revolution podcast series sponsored by Humana . Suzan...

Do you have a financial plan to move forward in your aging years? Do your senior loved ones have a plan? Sometimes it's hard to bring up those topics with them, but if you get asked to serve as power of attorney for a family member, it's your business to find out. Sitting down with a senior finance manager might be a great way to bridge you to this information in a non-invasive way. Brynne Malone...

Resident Diane Miller at Era Living 's Gardens at Town Square retirement community joins Suzanne to talk about her story, why she moved into senior living, what surprised her most about moving in, the encouraging support she got from residents, and important things she was looking for in senior living. Diane says, "I moved to Seattle when I was in high school. And after college I married my husban...

From getting our daily dose of vitamin D to the mental health that comes from gardening, enjoying our symbiosis with the environment is healthy. Kelley Dennings from the Center for Biological Diversity joins Suzanne to talk about some of the health benefits that come from connecting with nature. Learn more: Kelley Dennings : https://www.biologicaldiversity.org/about/staff/ Center for Biological Di...

Kelley Dennings from the Center for Biological Diversity joins Suzanne to talk about how we can make a difference when families gather for holidays to live a more eco-friendly life. Suggestions include reducing decorations, using reusable dishware, and offering alternative gifts such as your time can be a win-win for everyone. Learn more: Kelley Dennings : https://www.biologicaldiversity.org/about...

If we know better, we can do better for our environment. Kelley Dennings from the Center for Biological Diversity joins Suzanne to talk about how we can individually make a difference with our pocket book to live in a way that's more supportive of the ecological sustainability of our world. Learn more: Kelley Dennings : https://www.biologicaldiversity.org/about/staff/ Center for Biological Diversi...

Kelley Dennings from the nonprofit Center for Biological Diversity joins Suzanne to talk about the mindset of being eco-friendly, living a sustainable lifestyle that's supportive of our world's ecosystem. We're dependent on clean air and healthy foods. Environmental wellness is one of the 8 foundational principles of wellness featured in the Vitality Revolution podcast series sponsored by Humana....

Suzanne Allbee, CEO of Bee Organized Seattle, joins Suzanne Newman to talk about decluttering, particularly for those with challenges such as ADHD or mobility limitations. Suzanne Allbee says, "Someone may have a mobility challenge. Maybe they are now not able to walk up and down stairs as well as they used to. So that can dictate a change in their kitchen environment. Maybe things need to come do...

If you've got too much stuff in your house, or a cluttered room, Suzanne Allbee, CEO of Bee Organized Seattle, talks about how to go about changing that. She talks about the first steps of their process. Environmental wellness is one of the 8 foundational principles of wellness, a focus of the Vitality Revolution podcast series sponsored by Humana. Suzanne Allbee mentions some signs people can loo...

Suzanne Allbee, CEO of Bee Organized Seattle, talks about a harsh reality: Your kids don't want your stuff. The idea of sorting possessions can be overwhelming, but there's a better way than piling everything into a storage locker. Bee Organized offers a short quiz that helps them understand how you relate to your stuff. This helps them understand you, so they can help you focus on how to celebrat...

Suzanne shares her story of having ADHD, having to move, and hiring Bee Organized for a life-changing experience to help reorganize her stuff. Suzanne Allbee, CEO of Bee Organized Seattle, joins Suzanne to talk about living sustainably. Environmental wellness is one of the 8 foundational principles of wellness, a focus of the Vitality Revolution podcast series sponsored by Humana. Suzanne Newman a...