Angry Mortgage

Send us Fan Mail Want to hear the latest trends in mortgage news? We have it. Blanket appraisal craziness. January marriage breakdown blues, what happens if people split but the house is worth less than the mortgage. The huge renewal wave is here. What's the impact? Consumer debt seems bigger than ever, should people refinance that debt? Or does it just make matters worse. Oh, and will we be...

Send us Fan Mail Real Truths About Real Estate As more misinformation grows about the direction of the Ontario RE Market, we bring back Dan Foch to discuss reality As some Realtors try to suggest we are "turning the corner" Dan can illustrate the facts Investors have vanished or switched to CMHC Multi-family First Time Home Buyers are making up a Bigger Share of the Purchase Market But p...

Send us Fan Mail Senior advisor at Meredith Boessenkool & Phillips and Director of MBP Intelligence. Former Director of Communications for Pierre Poilievre What's wrong with Houses Prices in Canada. Even though house prices are falling in some Regions most Canadian House Prices remain Bat Shit Crazy, far too high for Young Canadians 35 & Under to a comfortable chance of owning a home...

Send us Fan Mail Canadian Resources Are Back With Special Guest Heather Xner-Pirot- Director of Energy, Natural Resources and Environment program at Macdonald-Laurier Institute Heather is one of our Country's leading experts on Canadian Resource Industries & there have been some huge changes. Why is a Mortgage Broker thinking about Resource Extraction: because that's the future of We...

Send us Fan Mail Insolvencies Soar Special Guest: Scott Terrio- Manager of Consumer Insolvency at Hoyes Michalos & Associates? Insolvencies are growing in Ontario & there's some new flexes in that world Did you ever think that Casino Gambling downloaded to your phone was going to be a positive? Or that buying rental Pre-construction properties was a guaranteed path to Wealth? Ron &amp...

Send us Fan Mail The Contagion Speads SPECIAL GUEST Mark Morris- Lawyer at Legal Closing Wow! There is no sign of a bottom in the endless Dog Crate Condo Crash which we may upgrade from Crash to Catastrophe. Power of Sales for all types of Ontario Homes are heading for a Hockey Stick Graph And Mark's amazing adventures in China, a country he has been visiting & doing business in for years...

Send us Fan Mail Road To Destruction Special Guest Jon Flynn - Broker of Record at Flynn Real Estate Inc., Brokerage How did we go so wrong in Canadian Real Estate. Let's go back to the beginning back 20 years & check the progression of Real Estate  twists & turns with a 20 year Ontario RE Broker & Social Media Influencer Jon Flynn How did it all go wrong in Ontario Support the sh...

Send us Fan Mail Growing Alternative Lending Special Guest Sebastien Kuperhause - VP of Sales Ontario at Sequence Capital Possibly the biggest change in the Mortgage business in the last 10 years has been the explosive growth of Private Credit: Private Mortgage Lending Why so much bigger, who is it helping, what's the future of it. My conversation with Sebastian Kuperhause Support the show

Send us Fan Mail How It Happened Special Guest Sabrina Maddeaux- Columnist, Co-Host of The Missing Middle Podcast and Director of Communications at Global Public Affairs Canada's House Prices are still Batshit Crazy High but how did we get here. Even though Prices are falling in some regions will they ever get to a rational level? And why did we end up building so many Dog Crate Hellscapes? W...

Send us Fan Mail Special Guest Alex We know money is flowing out of Canada but are Canadian looking to leave? Has Alberta Real Estate REALLY cooled down (Edmonton excluded)  What's up in the BC Interior?  Lots to talk about in this Pod  Support the show

Send us Fan Mail Let's Hear From The Opposition Special Guest Adam Chambers, Conservative Member of Parliament for Simcoe North, Ontario Let's talk to an MP who has been in Ottawa watching the Liberal Government's approach to Government: what's happened, what's likely going to happen & what the results have been so far Ron's got some thoughts as well! Support the...

Send us Fan Mail Are Some People In Trouble? Very Special Guest David Chilton Bestselling Author of "The Wealthy Barber" and Former Dragon on "Dragons' Den" David is the most famous Canadians in Personal Finance that I know, he has a New Updated Version of his Mega Seller the Wealthy Barber available now We talk about, Real Estate, Housing, personal finance & too much...

Send us Fan Mail Did Tiff Say Too Much After announcing the 25 BPS Cut Bank of Canada Governor Tiff Macklem decided to tell everyone that was the last cut he is thinking about doing Which sent Government of Canada Bond Yield soaring & possibly pushing Fixed Mortgage Rates UP Tiff, when will you learn to just shut up about the Future: Remember how "Rates will be low for long" worked o...

Send us Fan Mail Planning Dept. Silliness Special Guest Ian Jones- President and Founder of BGI Group A return visit from the voice of reason in Development World What's changes happened that may help. Why it's still a 4 Year Adventure to get a Development Approval. What some Cities do wrong, what some smaller centres do right & how Ian's Joy Concept can deliver elder wellness l...

Send us Fan Mail What's Wrong With People? Special Guest Samantha Power- Mortgage Agent at Mortgages with Samantha Power We talk Price Decline Problems, First Time Home Buyers, Appraisal Fails, What went wrong in 2021 & the complete foolishness of some TikTok & Instagram Mortgage Brokers What are they trying to pull? And why its so wrong  Support the show

Send us Fan Mail Special Guest Nick Hill- Mortgage Broker and Podcast Host What's going on in the Investment Real Estate World Today? For a decade it was on FIRE. Today the fire is out How bad is it now? Is there anyone still investing? How did it all go so wrong? And are there regions of Canada where it still works?  Nick & Ron get to the bottom of it  Support the show

Send us Fan Mail Facts About Housing, Mortgages & Future Trends with Special Guest Scott Peckford Scott is the Founder of one of the fastest growing Mortgage Brokerages in Canada- BRX Mortgage Inc. We talk about current trends: the profound competitiveness of Mortgage Rates today The Big Problem of Homeownership for Young Canadians & much more  Support the show

Send us Fan Mail What's Going On Special Guest: Steve Saretsky- Ace RE Agent, RE Specialist at Saretsky Group and host of The Loonie Hour podcast  Vancouver, Calgary let's break down the RE landscape What's next for Canadian Real Estate?  More Condo Chaos?  Residential Construction Collapse?  Will the coming Federal Budget make the Money Printer go BRRRR? Where will that lead? More...

Send us Fan Mail  We dive into the aftermath of the Bank of Canada Decision: what's the right approach Fixed or Variable, how to evaluate the Risks & Rewards. How to understand which discount from Prime is acceptable & how to compare with Fixed? And how does Variable really work, do different banks do different things? This and a lot more on this pure Mortgage Pod Support the show

Send us Fan Mail NOT A Great Investment SPECIAL GUEST: Jason Pereira- Senior Partner and Financial Planner at Woodgate Financial Inc. Jason is the perfect person to discuss the absolute disaster many Real Estate Investors face today. Because Jason has spent 10 years doing the math to explain to his Investment Advisory Clients that they were taking senseless risks buying cash flow negative Real Est...

Send us Fan Mail Ron & Sacha run through all the Issues in Mortgages today & there's A LOT  Horrible Real Estate Agent Advice  Huge Application Processing Backlogs Surge in First Time Buyers Which Mortgage to take? Fixed or Variable Surge in Foreclosures  /  Power Of Sales YIKES What's the future of House Prices In Ontario  Support the show

Send us Fan Mail Government Is Nuts My Special Guest J.P. Boutros- Principal at Citius Consultants JP is a Transit Project Insider who saw the abject insanity Transit from a top-down view. Why is virtually every Transit Project undertaken by Ontario & City Governments a spectacular failure? Crosstown LRT that can NEVER be given a completion date. The Hurontario LRT in Peel that is endlessly de...

Send us Fan Mail Bad Brokers Out There SPECIAL GUEST: Julian Renaud- Lawyer at Renaud Law Let's dig into to the small number of Bad Mortgage Brokers & evil Mortgage Corps  The Rip-Off Off Artists, the people who only want to take advantage of Borrowers. The small number of Bad Actors who should be exposed Julian is a hero for going after these guys  Support the show

Send us Fan Mail Let's End Mortgage Fraud  Special Guest Lauren van den Berg President & CEO at Mortgage Professionals Canada Why ending Mortgage Document Fraud is so important to Housing & to Canada. Why did the Government say they would act 14 months ago but we still don't have a solution. MPC had been an eternal advocate for CRA Linkage to end Mortgage Document Fraud Ron &...

Send us Fan Mail Condos & MORE SPECIAL RETURN GUEST: Dan Foch Love having Dan back on the Pod Clear, professional & HONEST Analysis on the 416 Condo Crash, how long will it last? How bad will it get? Will it change the way we finance Condos forever? What about the incredible growth in Purpose Built Rentals, sustainable or not? And Foreign Buyers: WTF going on in BC? Letters to the Prime Mi...