AmeriServ Presents: Bank Chats

Comment via Text Message Competing in the Olympics is a dream many athletes strive to reach, but at what cost? On this episode of Bank Chats, Drew and Jeff sit down with Team USA Skeleton slider, Dan Barefoot, to chat about the sport, his journey, and what it takes physically, mentally, and financially, to pursue a dream in the sport of Skeleton. Dan's story is one you want to hear! Resources...

Comment via Text Message The summer travel season is upon us, so Drew and Jeff decided to share some tips and tricks to hopefully help you save some money on vacation, and keep the money you do bring with you safe. Resources: Timely Tips - Vacation and Travel Security AmeriServ Bank Credits: An AmeriServ Financial, Inc. Production  Music by Rattlesnake and Millo Hosted by Drew Thomas and Jeffrey M...

Comment via Text Message May is Internal Audit Awareness Month, and to celebrate, we invited our Chief Auditor, Laura Fiore, to the podcast to chat about the audit profession. Laura dives into the key differences between internal and external auditors, and maps out how the role of internal auditors spans the entirety of a company. How can an internal audit department benefit your company? Find out...

Comment via Text Message A topic of discussion in recent news, tariffs, specifically import tariffs, may affect your spending habits in the not too distant future. On this episode of 2 Cents, Drew and Jeff talk tariffs. Why are tariffs put into place? Who pays these taxes, and how do they affect consumers? Find the answer to these questions and more in this episode. AmeriServ's Website: https...

Comment via Text Message April is an exciting month in finance. Not only is April Financial Literacy Month, but April 7th-11th is America Saves Week, AND April 24, 2025 is Teach Children to Save Day! On this episode of Bank Chats, Drew and Jeff chat with Kerri Mueller and Randy McLaughlin on the topic of savings, and how to make saving money fun and easy for children of all ages. Resources: Financ...

Comment via Text Message There are different categories of value. Goods and services that you pay for have a value, but so do your family photos. Sure, Drew may not place value on Jeff's family portrait, but there is sentimental value to Jeff. On this episode of 2 Cents, Drew and Jeff chat about monetary value, and how the value of certain goods and services have changed over the decades. Ame...

Comment via Text Message Our Saint Francis friends are back once again, this time to chat about a technology that has quite the buzz surrounding it. Artificial Intelligence (AI) has many practical applications but can be detrimental if used improperly. What exactly is AI? Can we trust this technology? How could AI benefit the financial industry? Learn the answers to these questions and more on thi...

Comment via Text Message When it comes time to upgrade your vehicle, do you buy or lease? On this episode of 2 Cents, Drew and Jeff discuss the pros and cons of each option. Would you rather have the latest and greatest model, or the freedom to drive as many miles as you'd like? Would you rather have lower monthly payments, or potentially build equity? Check out this great debate! AmeriServ&a...

Comment via Text Message Excellent customer service is the backbone of many businesses. On this episode of Bank Chats, Drew and Jeff talk with Amie Stevens, the Retail Training Director at AmeriServ, about customer service in the financial industry. What makes a good bank teller? How do banks and other businesses alike balance customer satisfaction with business needs? How do you keep customer ser...

Comment via Text Message You've reached the end of your 15 or 30 year mortgage, and you are about to have your home fully paid off. Now what? On this episode of 2 Cents, Drew and Jeff chat about what happens after your last payment. AmeriServ's Website: https://www.ameriserv.com/ Additional Resources Financial Library - Housing Credits: An AmeriServ Financial, Inc. Production  Music by R...

Comment via Text Message Many of us dream of a day when the numbers on the piece of paper we hold in our hands match the numbers on the TV screen. What would you do if you won the lottery, and your life changed overnight? The lottery industry in the US is massive, but is it a sound financial plan or investment? Drew and Jeff chat about everything jackpot in this episode of Bank Chats. Credits: An...

Comment via Text Message When we hear the words, financial institution , we generally think about banks and credit unions. Even though the podcast is called "Bank" Chats, Drew and Jeff thought it was only fair to chat about our cousin, the credit union, on this episode. Will Drew change Jeff's perception of credit unions? Check out the latest episode to find out! AmeriServ's We...

Comment via Text Message To end the year, Drew and Jeff decided to answer Google's top three searched who, what, where, when, why, and how questions about banks. We at AmeriServ would like to thank everyone who has listened to one or more episodes this year. We have had over 2,000 downloads so far, and that number keeps climbing thanks to you. Episodes Referenced: 2 Cents Episode 10: A Tennis...

Comment via Text Message Leave a Comment on Our Website It seems like Jeff enjoys putting Drew on the spot recently. On this episode, Drew is tested once again, but this time, on his financial literacy. Take the quiz alongside Drew, let us know if you are smarter than a banker. AmeriServ's Website: https://www.ameriserv.com/ Credits: An AmeriServ Financial, Inc. Production  Music by Rattlesna...

Comment via Text Message Leave a Comment on Our Website On this episode of Bank Chats, William McKendree, Director of the Pennsylvania Healthcare Benefit Solutions Program, talks all things Medicare, from its origins, to who qualifies for the benefits, and how to obtain Medicare benefits. He explains Part A, Part B, Medigaps, and much more. If you or a loved one are approaching the Medicare eligib...

Comment via Text Message Leave a Comment on Our Website This episode totally sleighs! Halloween is over, which means the holiday retail season is upon us. In this episode of 2 Cents, Drew and Jeff chat about small businesses, brick-and-mortar stores vs online eCommerce, and marketing during this time of year. AmeriServ's Website: https://www.ameriserv.com/ Credits: An AmeriServ Financial, Inc...

Comment via Text Message Leave a Comment on Our Website They’re back! October is National Cybersecurity Awareness Month, so, we invited our friends from Saint Francis University, Kevin Slonka and Mike Zambotti, to chat about careers in Information Security. With technology ever evolving, and the digital world growing exponentially, the need for Information Security experts is also rising at an inc...

Comment via Text Message Leave a Comment on Our Website Bread, guap, and loud budgeting, are just a few “new age” financial terms. In this 2 Cents episode, Drew and Jeff have some fun, and get schooled on current financial lingo, as well as some old school financial slang from generations ago. How many terms did you know? AmeriServ's Website: https://www.ameriserv.com/ Credits: An AmeriServ F...

Comment via Text Message Leave a Comment on Our Website A new school year is underway for most college students, and for those students, a new year comes with tuition, books, lodging, food, and other miscellaneous bills. On this episode of AmeriServ Presents: Bank Chats, Drew chats with author, talk-radio host, and Ramsey Personality, George Kamel, on the topic of finances and education. How can p...

Comment via Text Message Leave a Comment on Our Website Have you ever bent down to pick up a lucky penny from the sidewalk? When was the last time you left or took a penny from that cup on the counter at your local gas station? On this episode of 2 Cents, Drew and Jeff chat about the one cent piece, more commonly referred to as the penny. Should the penny continue to be minted in the U.S. or shoul...

Comment via Text Message Leave a Comment on Our Website Learning how to budget, or what causes your credit score to increase or decrease, or even just the process of applying for a credit card, all fall under the category of financial literacy. Are we ever truly financially literate? How would you measure it? On this episode of Bank Chats, Drew and Jeff chat with Emma King from Banzai, a company w...

Comment via Text Message Leave a Comment on Our Website If you had a million dollar check, what would you do with it? Coast into the drive-thru at your bank to deposit it? That's what a top tennis player attempted to do a few years ago. Why could attempting this be problematic? You'll have to listen to find out! AmeriServ's Website: https://www.ameriserv.com/ Credits: An AmeriServ F...

Comment via Text Message Leave a Comment on Our Website Back by popular demand, Kevin Slonka and Michael Zambotti from Saint Francis University, continue their cyber-centric chat with Drew on this episode of Bank Chats. In this episode, the trio discuss tech topics such as cloud-based technologies, VPNs, and users’ rights in terms of privacy. Want to learn what a Wi-Fi pineapple is? Check out this...

Comment via Text Message Leave a Comment on Our Website So, everything is too expensive these days and you want to save some money? We have you covered. On this episode of 2 Cents, Drew and Jeff run through a list of tips and tricks that could help keep more of your money in your pocket. AmeriServ's Website: https://www.ameriserv.com/ Credits: An AmeriServ Financial, Inc. Production  Music by...

Comment via Text Message Leave a Comment on Our Website In these "interest"ing times that we are living in, interest rates play a major role in our day-to-day lives. In this episode, Drew chats with Jeff Stopko, president & CEO of AmeriServ Financial, Inc., on the topic. Who sets interest rates? What is considered when interest rates are set? What is the difference between an interes...