America's Wealth Management Show

No one wants to work hard for their financial wealth only to see it unexpectedly vanish. That's why it's critical to have a forward-looking financial plan that stress tests against things that can derail your retirement plans. Dean Barber and Bud Kasper, CFP®, AIF® want you to keep these six factors top of mind that can destroy your wealth.   Financial Planning Tool: https://bit.ly/4dSiFrF Meet wi...

We've published a lot of content that highlights how Roth conversions can be a helpful tax planning strategy for someone who is preparing for or going through retirement. However, Roth conversions aren't for everyone . There are also reasons not to convert to a Roth IRA. Roth Conversion Case Studies: https://bit.ly/3KeQ2ri Become a Rothaholic: https://bit.ly/3QVrpn4 Tax Rates Sunset in 2026: https...

A huge factor of financial planning is controlling what you can control. It's pivotal to understand that as you're determining if you have enough money to get to and through retirement. The fear of outliving your money is a retirement risk that's a big concern for a lot of people. However, with a financial plan, it's a controllable retirement risk. In this episode of America's Wealth Management Sh...

How much money are you going to take from what accounts, and when are you going to take it in retirement? Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® want to make sure that you have a retirement distribution strategy that has you withdrawing money from your accounts in the most efficient way possible, so they shared 6 retirement withdrawal mistakes to avoid on today's show. Meet With Us:...

Do you think you can just live on Social Security income? Do you think you'll have more than enough to retire if you just save to your 401(k) match? Or maybe you've wondered if Medicare will cover all your health care costs. On this episode of  America's Wealth Management Show , Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® are going to explain why those viewpoints are retirement planning...

Are you overspending and don't even realize it? Or are you underspending and living well below your means? And whether you're overspending or underspending, how are you supposed to be able to tell? Retirement Plan Checklist: https://bit.ly/4ai55L3 Tax Reduction Strategies: https://bit.ly/3JT04Oo Financial Planning Tool: https://bit.ly/3wrsH23 Meet with Us: https://bit.ly/3y9pULr Blackrock study: h...

You're in the retirement red zone – your 60s. It's time to put your plans in action! You've been working for your money for a LONG time, now it's time for it to work for you. Planning for retirement doesn't end when you retire, it's an ongoing process, but knowing you have a plan can make all the difference. Retirement Plan Checklist: https://bit.ly/3w81phh Financial Planning Tool: https://bit.ly/...

Continuing in our series, Dean and Bud are digging into retirement planning in your 50s. You're in a critical time, it's time to get serious about your plans.  Retirement Plan Checklist: https://bit.ly/4a0MVgW Financial Planning Tool: https://bit.ly/3y4WPRy Meet with Us: https://bit.ly/3QscUqD Retirement Planning in Your 30s: https://youtu.be/ELTo6FydYPk Retirement Planning in Your 40s: https://yo...

If you're in your 40s, how many years do you think you have until retirement? So many people just assume that they might not be able to retire for another 20 years or so. But rather than making that assumption, tune into today's show, as Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® explain how having a forward-looking financial plan can bring you more confidence, freedom, and time as you'...

Why would someone need to start planning for retirement in their 30s? Well, there are actually several reasons. It's important to understand that how you save in your 30s can oftentimes dictate how you spend later on in life.  Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® elaborate on that, as they discuss retirement planning in your 30s on today's show. Retirement Plan Checklist: https://...

First Trust Senior Economist Andrew Opdyke joins Dean Barber to make a guest appearance on America's Wealth Management Show. Tune in to learn Andrew's keen insight on the Fed's actions since 2020, the economic impacts, and where Americans find themselves in today's landscape.  Financial Planning Tool: https://bit.ly/3W4fOWa Meet with Us: https://bit.ly/442YQJD 02:26 ­­– Is Inflation Still Cooling?...

No one wants to prepare for the death of a spouse. The grief associated with that is already too much for the surviving spouse and the rest of their family to handle . However, there are several key checklist items that need to be addressed following the death of a spouse. Retirement Plan Checklist: https://bit.ly/44aZm8z Financial Planning Tool: https://bit.ly/3VYtX7i Meet with Us: https://bit.ly...

Many taxpayers feel like they have paid their fair share in taxes. And in some cases, far more than their fair share. So, how do you pay less taxes? This line of thinking can cause people to be very shortsighted when it comes to reducing their tax bill. Tax Reduction Strategies: https://bit.ly/3PWiTnk Financial Planning Tool: https://bit.ly/4awwD0k Meet with Us: https://bit.ly/43WHo9W How Does a R...

Were you a big fan of the game show, Who Wants to Be a Millionaire?, with the late Regis Philbin? Of course, everyone wants to be a millionaire, but unless you were a rare winner of the popular game show, becoming a millionaire isn't as easy as answering 15 trivia questions. Let's review some habits of self-made millionaires and how their expectations compare to aspiring millionaires. Northwestern...

As self-proclaimed Rothaholics , Bud Kasper, CFP®, AIF® and Dean Barber could talk to you for hours about benefits of a Roth IRA. Bud and Dean strongly believe that the Roth IRA is one of the best things ever written within the tax code , so they compiled a list of seven primary benefits of Roth IRAs to back up their reasoning. Who knows? Maybe after learning about these benefits of a Roth IRA, yo...

April is an important month in the wealth management industry, especially with Tax Day coming up on April 15 . Taxes are one of our financial planning pillars at Modern Wealth Management, and they play a big role in the other three pillars—estate planning, investment management, and risk management. If you took a financial literacy quiz that covered all four pillars, how do you think you would far...

If you've spent the past 30-40 years working, think about how many hours you've spent at work if you've averaged a 40-hour work week. 40 hours a week multiplied by 52 (weeks in one year) multiplied by 40 equals 83,200 hours over 40 years. If you suddenly decided to retire tomorrow, what if you live for another 30-40 years? Once you're no longer working, you could have tens of thousands of hours of...

It's one thing to know what age you want to retire , but it's another to know you can get to and through retirement without too much financial stress . How much do you need to live your desired lifestyle in retirement ? That answer is different for everyone. Let's review a few steps to help you make sure your retirement portfolio can go the distance. Retirement Plan Checklist: https://bit.ly/3VyMy...

Dean Barber and Chris Rett take a look at some Roth Conversion questions we scrounged up from the internet. What are people asking? And more importantly, what kind of answers are they getting from their online peers? Roth Conversion Case Studies: https://bit.ly/3IJzOFR Become a Rothaholic: https://bit.ly/3vc7JDZ What is a Backdoor Roth IRA?: https://bit.ly/49SjDBT Financial Planning Tool: https://...

Choosing a financial advisor to work with isn't a decision that should be taken lightly. If you're looking for a financial advisor (or changing financial advisors), what skills should you expect from that person? Retirement Plan Checklist: https://bit.ly/4cpt7WL Financial Planning Tool: https://bit.ly/4a3Wrkc Meet with Us: https://bit.ly/4anw4pe Morningstar Report: https://www.morningstar.com/busi...

On an April 2023 episode of America's Wealth Management Show , Dean Barber and Bud Kasper, CFP®, AIF® discussed how inflation was finally cooling after reaching a 41-year high in 2022. That continued to be the case for most of the rest of 2023. After year-over-year inflation hit 9.1% in June 2022, it fell to 3.1% by November 2023. However, the cooling trend for inflation appears to have come to a...

Rollovers to and from IRAs are a valuable financial planning strategy in different situations. From Roth conversions to spousal rollovers, there is a multitude of rules that should be followed in each scenario. It's important to make sure you avoid certain mistakes when you want to execute a rollover. IRA Help Website: https://irahelp.com Retirement Plan Checklist: https://bit.ly/43duCDv Tax Reduc...

It's hard for our team to believe, but it's almost been one year since the launch of Modern Wealth Management. As our firm continues to grow, we're constantly pondering the question, "What is the meaning of wealth management?" Retirement Plan Checklist: https://bit.ly/3uRf9wf Tax Reduction Strategies: https://bit.ly/3IqXoH5 Financial Planning Tool: https://bit.ly/48DEzLy Meet with Us: https://bit....

As humans, we're all creatures of habit. While it can be difficult for some people to realize and/or accept, seeking a comfortable retirement can disrupt habits that they've had for many years. There's no doubt that retirement is something that so many people long for but remember that you're not just retiring from something (your job). You're also retiring to something (the goals for the rest of...

When our Director of Investments Stephen Tuckwood, CFA joined Dean Barber on The Guided Retirement Show to discuss strategic investing through retirement , there was one thing in particular that he wanted to make very clear. Very early on in that conversation with Dean, Tuck said that asset allocation is the biggest driver of your portfolio's return over time. We're going to elaborate on why Tuck...