America's Retirement Headquarters

As W-2s and 1099s are coming in, many Americans are now focused on how much they owe in taxes for 2022.  But how focused are you on the taxes you'll be paying for the next 20-30 years?  Nolan and Scott discuss the need for a tax strategy in retirement on this episode.   For more information and to schedule a time to speak with the team, visit  https://americasretirementheadquarters.com/ See omnyst...

Even in the current economic climate, the are opportunities for growth to be had.  Nolan and Scott discuss how rising interest rates can actually work in your favor and more on this episode. For more information and to schedule a time to speak with the team, visit  https://americasretirementheadquarters.com/ See omnystudio.com/listener for privacy information.

What are they, how do they work, and do they work?  Nolan, Scott and Chaz weigh in on this episode of America's Retirement Headquarters. For more information and to schedule a time to speak with the team, visit  https://americasretirementheadquarters.com/ See omnystudio.com/listener for privacy information.

Here's a hint: it needs more than just "claim Social Security" in it.  Nolan, Scott, and Chaz talk about the process the team at America's Retirement Headquarters uses with new and existing clients.   For more information and to schedule a time to speak with the team, visit  https://americasretirementheadquarters.com/ See omnystudio.com/listener for privacy information.

At the very end of 2022, Congress finally passed Secure Act 2.0, which is meant to help Americans save more for their retirement.  Nolan, Scott and Chaz break down what you need to know about these new rules on the latest episode of America's Retirement Headquarters. For more information and to schedule a time to speak with the team, visit  https://americasretirementheadquarters.com/ See omnystudi...

With talks of a recession looming and the  pain of 2022 likely to continue into this year, many people that had marked 2023 as their retirement year are second guessing that thought.  Nolan Baker discusses what people should keep in mind, and how keeping your retirement plans on schedule is still possible on this episode of America's Retirement Headquarters. For more information and to schedule a...

Obviously, it's not something anyone ever wants to happen to them, but there are definitely situations where people are forced to retire earlier than expected.  Scott and Chaz Price discuss how to prepare for the possibility on this episode of America's Retirement Headquarters.   For more information and to schedule a time to speak with the team, visit  https://americasretirementheadquarters.com/...

We've seen some life in the market lately.  But will it last?  Nolan and Scott discuss what to expect in the new year and beyond on this episode of America's Retirement Headquarters. Learn more about the Independent Income System and schedule a time to speak with the team at  https://americasretirementheadquarters.com/ See omnystudio.com/listener for privacy information.

When one of the richest men in the world says it's time to prepare for a recession, it might be time to consider dialing back the risk.  Nolan and Scott talk about how to prepare for the worst while still planning for the best. Learn more about the Independent Income System and schedule a time to speak with the team at  https://americasretirementheadquarters.com/ See omnystudio.com/listener for pr...

According to a new study, we make financial decisions based 90% off emotions and only 10% off logic.  And that formula could add up to an uncomfortable retirement.  Nolan and Scott discuss how to take the emotions out of the plan on this episode of America's Retirement Headquarters.   Schedule a time to speak with the team at https://americasretirementheadquarters.com/ See omnystudio.com/listener...

Does such a thing even exist?  Nolan and Scott discuss the factors you need to take into consideration on this episode of America's Retirement Headquarters. Learn more about the Independent Income System and schedule a time to speak with the team at  https://americasretirementheadquarters.com/ See omnystudio.com/listener for privacy information.

Back in October, there was such a rush to buy government issued I Bonds (which are tied to inflation) online that the website crashed.  And that's because the rates changed going into November.  But even at a reduced interest rate, are they still an attractive opportunity?  Nolan and Scott discuss this and more on this episode of America's Retirement Headquarters.  Schedule a time to speak with th...

Don't go into hibernation mode just because the year beginning to wind down.  Nolan discusses moves that you could and should be making before the end of December that could benefit you for years to come on this episode of America's Retirement Headquarters. Learn more about the Independent Income System and schedule a time to speak with the team at  https://americasretirementheadquarters.com/ See...

With the bond market having the worst year on record, many investors are trying to explore other options to replace them.  Nolan and Scott discuss some of the alternatives to consider on this episode. Learn more about the Independent Income System and schedule a time to speak with the team at  https://americasretirementheadquarters.com/ See omnystudio.com/listener for privacy information.

Between inflation, rising interest rates and constant market volatility, a recession seems inevitable at this point.  And while we can't control if or when it will happen, we can control how it will effect our retirement outlook.  Nolan and Scott discuss the steps you should look at on this episode of America's Retirement Headquarters. Learn more about the Independent Income System and schedule a...

The short answer: you can't. The long answer: with a proper plan, you can minimize the effects emotions can have on your retirement plan.  Nolan, scott and the team from the Ann Arbor Office discuss on this week's episode. Meet the entire team, and start taking the emotion out of your plan at https://americasretirementheadquarters.com/ See omnystudio.com/listener for privacy information.

If we're not already in a recession, a lot of people feel like we're staring one down.  Nolan and Jeremy talk about the things that should be done before, and even during a market crash on this episode of America's Retirement Headquarters. To speak with the team, visit https://americasretirementheadquarters.com/ See omnystudio.com/listener for privacy information.

According to a recent  Morningstar report, rebalancing your portfolio may not necessarily improve returns, but it's an invaluable way to keep  risk in check.  Nolan and Scott discuss how to do this, and how often.  Also, Brandon Hawkins from the Toledo Walleyes talks about the upcoming season and America's Retirement Headquarters' economic summit,  and Hayley Studer from ACHI talks about how they'...

A recent New York Times article talked about how a ten second balance test can predict a person's longevity.  In the same vein, a balance test on your portfolio can help determine the overall health of your retirement.  Nolan Baker and Scott Kerschner probably can't help with the former, but they discuss how they can help with the latter on this episode of America's Retirement Headquarters. Find o...

It's not a pleasant subject to think about, but it is something we'll all encounter.  Scott Kerschner and Chaz Price discuss the importance of planning for life  and planning for death on this episode of America's Retirement Headquarters. To speak with the team and start your ultimate estate planning checklist, visit  https://americasretirementheadquarters.com/ See omnystudio.com/listener for priv...

One of the most popular searches online for personal finance is "when can I retire?"  and the answer takes more than a few seconds on Google.  Nolan and Scott discuss how they figure that out for clients on this episode of America's Retirement Headquarters.   To speak with the team to figure out when you can retire, visit https://americasretirementheadquarters.com/ See omnystudio.com/listener for...

It's common for people to worry about their money lasting in retirement.  Some retirees take it to the extreme where they never take the time to  enjoy their retirement.  Chaz Price and Jeremy Baker talk about how to figure out what you can safely spend with proper planning on this episode of America's Retirement Headquarters.   For more information and to schedule a time to speak with the team, v...

For the first time in quite a while, the current inflation rate is down from 9.1% to 8.5%.  But it might be too early to say that inflation has peaked.  Nolan Baker, Scott Kerschner, and special guest Terry Eisert  discuss how to factor inflation into your retirement plan, regardless of the rate, on the latest episode of America's Retirement Headquarters . For more information and to schedule a ti...

Did you know that in New York, there is a different tax for buying a sliced bagel vs an unsliced one?  Or that it costs more to buy something in Utah if the seller isn't fully clothed?  Or that your taxes may cost more once you're retired than they did in the working world?  Nolan and Scott discuss the latter and more on this week's episode of America's Retirement Headquarters. For more informatio...

There's some that say that the "4% Rule" never worked, but it's being especially scrutinized these days.  Nolan Baker and Scott Kerschner discuss how to determine what you can safely spend annually in retirement, as well as how to reduce that spending during these high inflationary times. For more information and to schedule a time to speak with the team, visit  https://americasretirementheadquart...