American Banker Podcast

Michael Hanley, who acted as head of digital for the World Economic Forum the last eight years, and Anthony Thomson, the creator of Atom Bank who is building a new challenger bank, 86400, in Australia, share their thoughts on how banks can shape an agenda for the future.

Schwark Satyovolu, original co-founder of Yodlee and general partner of venture capital firm Trinity Ventures, shares his opinion on how open banking and sharing of consumer data is evolving in the U.S.

Warren Kornfeld, senior vice president at Moody's Investors Service, explains why banks' fear of Amazon, Google, Apple, Facebook and other tech giants is legitimate.

Ron Quaranta and Steve Ehrlich with the Wall Street Blockchain Alliance give their take on NYU professor Nouriel Roubini's declaration that "blockchain is the most over-hyped — and least useful — technology in human history" and they share what's working and what's not with financial services blockchain projects.

Gartner recently predicted that 80% of banks will become irrelevant by 2030. Peter Redshaw, team manager for the global financial services team at Gartner, explains some strategies the analyst firm thinks banks need to execute to survive.  

With the midterms finally over, we discuss how it will impact regulatory and legislative policy for financial institutions going forward —as well as how it will affect the 2020 race.

Money has been flowing into passive investments such as ETFs in historic amounts. What happens when a bear market inevitably occurs? John Taft, former CEO of RBC Wealth Management and current vice chairman of Baird, sees this as one of several less-obvious risks to the financial system. 

Consumer Financial Protection Agency Acting Director Mick Mulvaney is winding down some of the efforts his predecessor worked hardest on: enforcement of payday and fair lending rules and the Military Lending Act. Reporter Kate Berry shares the latest. 

Rep. Jeb Hensarling, R-Texas, has spent the past six years as chairman of the House Financial Services Committee trying to undo the Dodd-Frank Act. In this episode, he discusses his hard-nosed legislative approach and his more recent willingness to reach across the aisle on regulatory relief and reforming the government-sponsored enterprises Fannie Mae and Freddie Mac.

The Linux Foundation's Hyperledger and the Enterprise Ethereum Alliance have joined each other's organizations. Brian Behlendorf, the executive director of Hyperledger, explains what this means for bankers.

At the same time as Brett Kavanaugh's explosive confirmation process, the House Financial Services Committee is examining sexual harassment charges against FHFA director Watt and allegations of gender pay disparity at the agency. American Banker reporter Hannah Lang has been following the case closely and offers her take.

American Banker's Kate Berry discusses recent events at the Consumer Financial Protection Bureau, including acting Director Mick Mulvaney's efforts to strip the bureau of its ability to enforce fair-lending rules and his replacement of its consumer advisory board.

Brian Roemmele debriefs on Alexa's new range of voice activated appliances, and Dmitry Malyanov, co-founder of AdHive, shares some of the questionable ICO promotion tactics he's seen.

Bruce Cahan, a lecturer at Stanford University who teaches ethics to software engineers, future bankers and others, explains how adopting principles found in medicine and religion can lead to profitability for financial services firms.

John Nosta, founder of digital health think tank Nostalab, and consultants Faisal Khan and David Gerbino help dissect Apple's new iPhone XS and the Watch Series 4's new heart-tracking features.

Capco consultants Guido Tamburini and Nic Parmaksizian share ideas for recruiting top developers, designers and other young talent, and how to keep them happy.

Tom Blomfield, founder and CEO of Monzo Bank and Anne Boden, founder and CEO of Starling Bank share their approaches to challenging the British incumbents and their differing paths to growth.

Consultant and behavioral psychologist Wei Ke shares his view on the bank's announcement it will soon offer free trading, and why competitors shouldn't react too quickly to it. At the end of today's episode, keep listening to hear the trailer for a special American Banker podcast series, Nobody's Home.

"Uber Influencer" and venture capitalist Spiros Margaris discusses which economies and regions are leading adaptation to fintech and AI. Then, author Byron Reese, CEO of GigaOm, talks his new book, "The Fourth Age: Smart Robots, Conscious Computers and the Future of Humanity."

Several key Democratic authors of the legislation to ease the 2010 Dodd-Frank Act's regulations on community banks are up for re-election in November in states that President Trump won in 2016. In this episode, American Banker catches up with one of them, Sen. Heidi Heitkamp of North Dakota. She discusses the process of passing reg relief, her goals for achieving other legislative goals and trying...

Michael Terpin explains how hackers stole $24 million worth of cryptocurrency from his mobile phone and why he's suing AT&T for $224 million. Luke Lombe of PlayChip describes his new ICO that combines fantasy sports leagues with crypto tokens.

CEOs have faced an enviable challenge over the past year: deciding what to do with the money they used to give Uncle Sam. In this episode, American Banker catches up with community bankers from across the country to discuss the impact of the corporate tax cut.

Financial startups are meeting the needs of an aging population. Jason Henrichs hosts Theodora Lau and Brad Leimer of Unconventional Ventures, who discuss fintech designed to help the pre-digital-native generations. They're then joined by entrepreneurs Heather Holmes of Genivity and Marci Lobel-Esrig of SilverBills.

CEO Nandita Bakhshi explains how the bank, and its French parent company, BNP Paribas, are investing in renewable energy, female entrepreneurs and underserved consumers as part of a unified strategy.

The online lender's president, Steve Alloca, shares how the company weathered scandal and how it plans to grow its product set.