Altmeyer Financial Podcast

Taxes and inflation are threats to anyone's retirement plan. Dave and Jonathan go over some ideas to help you work around these threats as best as possible. They also look at a recent study where most Americans did not pass a test on financial literacy concerning retirement, and they also look at so-called retirement ambushes. The Altmeyer Financial Podcast is a podcast version of the weekly radio...

Dave and Jonathan take a look at the Social Security program and its importance for retirees in their plan. They also revisit making a change to your advisor if circumstances warrant, how delayed gratification can help your plan, and five things to avoid when you retire. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmeyer and...

This is the semi-annual holiday update with Dave's brother Phil Altmeyer, director of Spokane's Union Gospel Mission. He addresses the ongoing progress of the Mission in addressing the homeless issue in the area and the resources UGM provides to help people get back on their feet from not only homelessness, but addiction and recovery from abuse. The Altmeyer Financial Podcast is a podcast version...

Dave and Jonathan take a look at annuties, the investment vehicle that brings a lot of emotions out in people. They go over which are the best types and which to stay away from if you choose one for your portfolio. They also play a game of two truths and a lie about various financial topics, and get into resolutions for 2025. The Altmeyer Financial Podcast is a podcast version of the weekly radio...

Dave and Jonathan take a look at strategies designed to provide income that comes in every month to provide what you need to cover your monthly expenses. They also look at four pieces of advice as a retirement reality check to help you realistically plan your retirement lifestyle.  The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Al...

Everyone would like to have more money for retirement. But that doesn't mean it would make retirement easier - longevity has to be taken into account to make sure that money lasts as long as you do. Dave and Jonathan discuss how to plan for this regardless of the amount you have saved.  They also revisit Gen X just getting into their retirement years, as well as mistakes you may be making when it...

Dave and Jonathan talk about the importance of balancing the investment mix in your retirement portfolio so it continues to meet the goals you need, as well as keeping in mind your risk tolerances. Later he talks about financial stressors and how to work around them as much as possible. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Da...

First Dave and Jonathan take a look at a recent study which concludes that the cost of the traditional American Dream lifestyle comes out to nearly $4.5 million over a lifetime. Then they look at the best ways to manage your 401K for the purpose of helping it build up retirement savings, as well as ways to plan for taxes surrounding the distributions you will be taking from those accounts. The Alt...

Dave takes a look at the re-election of Donald Trump as president last Tuesday, then he and Jonathan go into the growing government debt that has reached $36 trillion and how a need to pay it off could affect retirement accounts going forward. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmeyer and financial advisor Jonathan A...

The world has been through unprecedented events recently, such as the Covid pandemic, and many of them have folks thinking they have less control of their financial future. Dave and Jonathan discuss how planning can help alleviate some of those fears and make sure your money is there when you need it. They also take a look at some essential planning strategies to help provide retirement income. Th...

Jonathan opens this podcast by discussing changes to Medicare for 2025 as the annual open enrollment period begins next week. Later Dave joins him to revisit how tax planning can help preserve your nest egg instead of paying more than you have to to the IRS, and also answers listener questions from the mailbag. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring...

Dave looks at Social Security, one of the most critical parts of any retirement income plan, and how to find certain strategies so you can get the most from your benefits. He also talks about delayed gratification and how it can benefit you in the long run when it comes to savings. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Al...

Women have special needs when planning for retirement, especially regarding the fact that many will inherit a plan largely put together by their husband if he passes first. Dave talks about the factors involved and how women can work with an advisor to make sure they are taken care of when their spouse passes. He also looks at investing like a genius, taking tips from legendary pros to help your o...

Jonathan's brother Caleb Altmeyer is featured on the first two segments of this podcast discussing his organization Helping Captives (formerly HRC Ministries) and their efforts to help those caught in human trafficking. Dave joins the show for the last half to look at some statistics surrounding retirement planning and answering some listener questions. The Altmeyer Financial Podcast is a podcast...

Accounting for taxes in a retirement plan may be the single biggest factor in determining the success of that plan. Dave and Jonathan discuss ways you could save on taxes with proper planning. They also look at the upcoming COLA increase in Social Security, how to move on from past mistakes you may have made in your investing decisions, and answer mailbag questions. The Altmeyer Financial Podcast...

Dave and Jonathan explore ways you can help make your retirement nest egg last through years of retirement, as well as looking at the most common planning mistakes, answering listener questions through the mailbag, and some health care statistics that people should be aware of. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmey...

Dave and Jonathan discuss how taxes can be the most important area of planning - outside of income - you have in retirement, and how you can potentially keep more money in your pocket with the right strategies. They also feature a segment on spousal disagreements about certain aspects of retirement, and also answer questions from the mailbag. The Altmeyer Financial Podcast is a podcast version of...

Beginning with your first job, there are five main stages of financial progress you make as you go through life, all leading up to retirement. Dave and Jonathan discuss how each stage unfolds and how they work with people going through each one. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmeyer and financial advisor Jonathan...

Have I saved enough? Will my money last? These are two of the four most important questions retirees have on their minds going into retirement. Today Dave and Jonathan take a look at those questions, as well as comparing retirement to running a marathon and being questioned about trivia involving taxes and their history. The Altmeyer Financial Podcast is a podcast version of the weekly radio show...

A good advisor can help you reach your financial goals, but a poor advisor can hold you back. Dave discusses how you can tell if you are getting the kind of advice that's right for you and what to expect from a good advisor. He also gets into doing your financial chores - the kinds of things you might, like other typical household chores, may not want to do but getting them done makes things neate...

Recent changes in IRS regularions have changed the way many people think about tax deferred retirement accounts, and even more so for those who have larger amounts in their IRAs. Dave and Jonathan discuss what you need to know to help avoid big tax hits in accounts such as these. They also connect the dots between financial planning and the latest Inside Out motion picture smash, as well as answer...

The baby boomer generation is retiring in record numbers, but the next group, the so-called Gen Xers, are in the initial stages of their retirements. Today Dave and Jonathan take a look at what these folks, still mostly in their 50s, should be doing in their final working years to set themselves up for retirement. They also look at headlines of the week as well as the major scams that are working...

Dave and Jonathan discuss how to best make your retirement savings work to provide a steady stream of reliable income for your post-working years. They also look at what could happen in the second half of 2024 with Jeff Bush of the Washington Insider, especially as it relates to how the election could impact such issues as taxes and more.  The Altmeyer Financial Podcast is a podcast version of the...

There are a lot of decisions you need to make regarding these popular retirement savings vehicles. The right ones could help save you hundreds, or maybe even thousands, of dollars in taxes, leaving more in your nest egg for you to enjoy. Dave and Jonathan discuss some of the strategies involved in helping determine what is best for you. The Altmeyer Financial Podcast is a podcast version of the we...

People are very protective about their finances, and sometimes they make moves that turn out not to be in their best interest. Dave and Jonathan take a look at people's behavior about money and how a good financial planner can help steer them away from making decisions that can cost them down the road. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial...