Altmeyer Financial Podcast

Dave opens the show by discussing some of the ways that wealthier people approach their finances which differ from others, including focusing on long term strategies for building wealth, clear, intentional decision making, creating multiple income sources and more. Later he and Jonathan revisit the twin threats of taxes and inflation on a retirement financial plan, as well as answer listener quest...

As is tradition for Christmas and New Year's, Dave brings in his brother Phil Altmeyer, the long time director of the Union Gospel Mission, to share information about the Mission's continuing services and expansion into the Lewiston, Idaho area for 2026. A client named Miranda also appears to share her personal story of redemption from an abusive lifestyle with the help of the Mission, and how she...

Dave and Jonathan take a look at some habits that so-called upper class retirees have that help develop plans that bring greater returns than many others. These include using Roth conversions, early long term care planning, actively managing withdrawal strategies and more. Later Dave and Jonathan look at taxes and inflation and how they can affect any type of financial planning outlook. The Altmey...

It's not if, but when, volatility in the stock market will take place, and retirees need to be prepared for it. Dave and Jonathan address the issues surrounding volatility and why having a plan in place is the best way to deal with it. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmeyer and financial advisor Jonathan Altmeyer...

Dave opens this week's show with a look at the top financial news of 2025, including Trump's tariffs, the Big Beautiful Bill and more. Later he and Jonathan revisit various financial half-truths and proverbs to be aware of, as well as anwering listener questions from the mailbag. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altm...

In a bit of a Thanksgiving themed show, Dave and Jonathan first compare the traditional Thanksgiving meal to the pieces of a retirement plan, then later address things you can be thankful for in a financial sense. They also talk about the psychological shift from saving money for retirement to spending it and how retirees can make that shift so they can enjoy their post-working years. The Altmeyer...

The 2026 Social Security Cost of Living Adjustment, or COLA, was announced at 2.8% earlier this month. Many retirees say this annual increase is not enough to keep up with inflation, and Dave explores some ways to stay ahead of it with your financial plan. He and Jonathan also revisit some of the unknown factors retirees face when they reach their after work years. The Altmeyer Financial Podcast i...

When you have things like stocks, real estate, a business, etc. that has gained value over time, you could get hit with a large tax bill when it comes time to sell or transfer those assets. Dave and Jonathan look at strategies to help defer the tax hit and possibly lower the amount you pay to Uncle Sam. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financia...

People are living longer than previous generations, which can provide challenges for financial planning. Dave and Jonathan take a look at some of the adjustments people can make, with the help of their financial professionals, to make sure their retirement savings can last no matter how long their retirement can be. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featu...

October is Financial Planning Month, and Dave and Jonathan take a look at what financial planning offers, especially through the eyes of retirement planners. Later they discuss how to optimize your 401K, and then preserve its savings to help provide steady retirement income. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmeyer...

Today Dave introduces Zach Brickner from his office, a new advisor who works a lot with the Roth Integration and other analytic areas of planning for Altmeyer clients. They open with October being Financial Planning Month, then Dave looks at the new retirement reality of longevity risk, and how many people believe they don't have enough saved for retirement, as well as looking for ways and strateg...

There are ways to optimize retirement income, and Dave and Jonathan discuss ways to do it, including Social Security claiming strategies, proper risk exposure for growth in investment savings, and more. They also take a look at how retirees can learn from the mistakes of others who have gone before them. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financi...

First Dave and Jonathan address the recent quarter percent cut in interest rates by the Federal Reserve and what it might mean for retirees, then they discuss Roth conversions and how they can play a role in retirement plans, especially with the end of the year drawing close and deadlines coming for when these need to be made for tax purposes. The Altmeyer Financial Podcast is a podcast version of...

Even with the One Big Beautiful Bill extending lower tax rates until 2029, retirees still take it on the chin in various ways concerning taxes. Dave and Jonathan take a look at how people in retirement can use certain strategies to help preserve some of their money from Uncle Sam. They also find some tips for people who are natural savers and answer listener questions from the mailbag. The Altmeye...

This show opens with Bruce and Dave chatting with a new employee hire at Altmeyer Financial, Quincy Froelich, who attended a campus program last year featuring conservative activist Charlie Kirk, who was recently assassinated while conducting a similar program at a college in Utah. She addr essed her own thoughts about his presentation and the experience in general. Later Dave and Jonathan look at...

Dave takes a look at some of the biggest retirement risks, including longevity, taxes and having all your eggs in one basket. He also addresses the importance of financial security and how planning can help you best attain it. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmeyer and financial advisor Jonathan Altmeyer of Altmey...

Social Security is the most popular retirement program - but what if it doesn't go as far as you need it to? Dave and Jonathan take a look at the program and how you can stretch the dollars you can claim from it, as well as ways to augment your income so you can have what you need in retirement. They also revisit the tax challenges retirees face as well as the foundation any good retirement plan n...

If the Fed cuts interest rates beginning in September, as many analysts predict, retirement income investment vehicles could be affected. Dave and Jonathan take a look at how to work around this possibility should it occur, as well as digging deeper into the provisions of the Big Beautiful Bill Law and what it means for retirees and taxpayers. The Altmeyer Financial Podcast is a podcast version of...

Dave and Jonathan take a look at the 401K and some of the things that make it far from the best investment vehicle for retirement savings, even if it the most convenient for workers to withhold money for that purpose. They also examine lyrics to songs by the Beatles and how they relate to retirement planning and saving. The Altmeyer Financial Podcast is a podcast version of the weekly radio show f...

The news recently has had lots of headlines about tariffs, trade policy and other influences affecting the economy, which begs the question - is your plan prepared to face the volatility this can cause? Dave and Jonathan discuss how these and other factors affect the markets and how having a solid plan can help keep volatility at bay, as well as how having a trusted financial professional can help...

Dave and Jonathan open by discussing the recent round of market volatility and how to use it to your advantage - with help from a trusted financial professional - in putting a solid retirement income plan together and helping it to grow. They also revisit ways to make your money work for you in retirement, as well as possible retirement financial stressors. The Altmeyer Financial Podcast is a podc...

A recent study showed that two thirds of investors aged 55-75 are worried about outliving their retirement savings. Dave and Jonathan discuss the factors involved and how having a written plan can help alleviate these worries. They also discuss how to make wise decisions regarding your IRA and 401K plans regarding investment options and tax ramifications, as well as answering listener questions fr...

Dave and Jonathan discuss some ways to help your money work for you when it comes to retirement savings. They also come up with some tips to help you save money from possible wasteful spending to help make it last. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmeyer and financial advisor Jonathan Altmeyer of Altmeyer Financial...

Dave and Jonathan discuss more about the provisions in the so-called Big Beautiful Bill just signed into law by President Trump earlier in July. They also take a look at the longevity challenge your money faces if you live a long time in retirement. The Altmeyer Financial Podcast is a podcast version of the weekly radio show featuring financial professional Dave Altmeyer and financial advisor Jona...

After opening with a first look at the Big Beautiful Bill become law, Dave and Jonathan discuss the reality of spending in retirement, which is often thought to be less than what you made in your working years, but could well turn out to be as much or more in some cases. They also take a look at so-called financial proverbs - pieces of advice to adhere to involving money. The Altmeyer Financial Po...