All Things Retirement

We've all heard the classic phrase about making assumptions. With unforeseen events like inflation, tax changes, and even paying for your children's education, you don't want to assume that your financial plan can handle those problems without proper planning. Let's dive into how you can stop assuming you're covered, and instead rest assure you're ready for any bumps in the road. Show Notes: Retir...

A recent survey found that nearly half of the female respondents said they defer major financial and investment decisions to their spouses. Most of the explanations amounted to just wanting to stick their heads in the sand. They want to just know they’re taken care of, but not get mired in the minutia. But we’ve heard countless stories of why this is a bad idea because one day you might become the...

It’s time to plan the next family vacation. Do parents tackle the planning all themselves and decide on the budget, location and activities? Or should you bring the kids into the conversation? There are probably positives and negatives to either direction, so let’s discuss when and where it might be a good idea to help give kids some control over the family’s finances. Show Notes: Retirement Rescu...

Socrates said that “the unexamined life is not worth living.” And when it comes to financial planning, it’s important to examine yourself by pondering some important questions. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

Have you ever stopped to think about your journey of learning all that you have about money and finances? Did you parents shape your financial views most heavily? Is there a TV or radio expert that has influenced you most? Or have you learned everything from a book or Google? Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  ret...

No industry is without its flaws, and the financial industry is no exception. Let’s explore some times where we’ve encountered annoying or frustrating elements of the financial world. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

You’ve probably never heard anyone make these statements that we’ll provide on today’s episode. And there are some great reasons why. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

We all have that food we just can’t stomach. Maybe canned tuna. Stinky cheese. Liver. Kool-Aid pickles. You get the idea. If there is any product in the financial world that’s like one of these much-maligned meals it has to be the variable annuity. It “gets hated on” by seemingly everyone who calls themselves a retirement planner. Why is that? And just like there’s always a couple of people who li...

If you look up quotes about diversification from famous investors, you might come across one from renowned investor Warren Buffet that will certainly raise your eyebrows. It goes, “Diversification is protection against ignorance. It makes little sense if you know what you are doing.” Yet, we’ve always heard about diversification being one of the keys to success for retirement planning. How can the...

This episode is all about addressing the most frequently asked questions about 401(k)s. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

We’re talking specifically to Baby Boomers on this episode. What are the most common challenges, fears and objectives of this generation? What are some of the mistakes Boomers often make and how can they be avoided? We’ll ask and attempt to answer those questions on today’s show. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email: ...

Just like any decision in life, making financial choices would be a lot easier with the benefit of hindsight. Let’s talk about some of the things we might hear from people who wish they’d done things differently after looking in the rear view mirror. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: ...

We get a lot of questions about how the house (or houses) fit into retirement plans. From downsizing to rental properties to interest rates, let’s explore some of the top retirement questions as it relates to all things housing. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

The retirement world is full of retirement rules. Are these rules legit or full of bull? Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

Let's take a look at some of the issues that women commonly face in the financial world, and how all retirees and pre-retirees can learn from these challenges. Later on, we'll tackle a listener question about the Rule of 100. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

We often find that people are clinging to certain ideas or beliefs that end up giving them a sense of false hope about their retirement. It’s a dangerous position to be in. Let’s explore some of the faulty thinking that ultimately leaves people underprepared for retirement. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retir...

So, we’ve all experienced what a market crash feels like in recent memory. If you had forgotten what it felt like in 2008, then 2020 should have been a sobering reminder of what it’s like to experience that sudden market drop. Now, we don’t know when the next market crash will come. Will rising virus cases now or a resurgence in the fall cause another one? Will the lead up to, or result of, the el...

What can we learn about money by exploring some quotes from the great Mark Twain? Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine what’s best for you. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

Let’s talk about some of the common mistakes that we see being made time and time again by retirees and pre-retirees. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

Dave Ramsey has earned a lot of respect among savers and investors over the years as evidenced by his enormously popular radio show, books and sold out performance venues when he speaks. But is all of his advice worth following? Is it possible that some of the things he professes will actually hurt you financially? Let’s take a look at some of Dave’s most popular advice and see if and when it make...

We were planning to bring up this conversation before the Coronavirus pandemic hit, but now it just makes it even more important to discuss. You likely seek financial advice from lots of difference sources. And some of those sources will certainly have good intentions, but they’ll often give bad financial advice. Let’s look at some examples and explore the reasons why we have to be very careful fr...

Time for an update on where we stand with the markets, the economy, and retirement planning as it relates to the Coronavirus pandemic. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock/ Website:  https://www.cardinalwg.com/ Email:  retire@cardinalwg.com Phone: (904) 414-2375

So there might not be such a thing as a “bad financial product”, but there are certainly inappropriate investments out there for people in certain situations. We’ll explore some examples of those kinds of situations on this episode and you might be surprised just how common it is for people to be invested in products that are ill-suited for their financial goals. Show Notes: Retirement Rescue TOOL...

Anthony will share his thoughts on the financial fallout we've seen from the coronavirus and then we'll dive into our conversation on the different stages of retirement. Where should your focus be as you approach that retirement day. Plus, we answer questions from two listeners with investment concerns since the market crash. Show Notes: Retirement Rescue TOOLKIT:  https://www.cardinalwg.com/shock...