Adviser 3.0: The Podcast

· How to define retirement success · Dividend investing or natural yield investing in retirement · Key advice for managing the volatility or growth assets in retirement · Wade’s approach to saving for retirement and what his portfolio looks like Wade’s new book titled Retirement Planning Guidebook, covering the details of… · Retirement Income Styles · The explanation behind the 6 specific retireme...

Abraham and Matthew delve into the details about: How he got into the industry and the journey that led to the creation of Altor Wealth Management, including an overview of the firm today Consolidation in the adviser market and why a number of firms are breaking away from consolidators Matt’s flat-fee approach, how to reconcile this with the typical % AUM approach for the third-party platforms and...

Abraham and Michael have an insightful discussion, going into the details about: His role at Buckingham Wealth Partners and co-founding XY Planning. The latest survey on financial planning and what the key findings were The latest trends on adviser technology in America What’s going on with direct indexing The media attention Altruist has gained - a custodian, a TAMP or All-in-One technology for a...

Abraham and David delve into the details about: David’s career and what led him to joining Dimensional David’s PhD program and the book he’s been working on, covering the value of advice and his key findings Whether there is a barrier for broader acceptance of the value of advice, and how to overcome this What drives happiness in retirement and the psychology behind it How mind mapping and speed r...

Abraham Okusanya and Robin Powell discuss details about: How Robin got into the industry and his career to date His newly published book, Invest Your Way To Financial Freedom The reason behind targeting his book towards investors in their 20’s and 30’s Robin's top tips for understanding and dealing with the bull and bear markets The broad array of financial journalism Robin has been a part of, and...

Abraham and Philippa delve into the details about: Philippa’s career to date and the responsibilities of her role in litigation at Clarke Willmott The British steel situation and what can be taken from it Pension transfers: The most common reasons advisers trip up The Financial Ombudsman and the most common industry failings PI cover: Is what’s offered to advisers woefully inadequate? DFMs: How th...

Abraham and Owen have an energetic discussion, diving into: Owen’s career and how he got into financial journalism Owen’s standout moment in his journalism career Owen’s book Built on a Lie: The Rise and Fall of Neil Woodford and the Fate of Middle England’s Money : - He unpacks the details of Neil Woodford’s early life and his downfall - The FCA loophole which existed which enabled Woodford - The...

Abraham and Ola have an insightful discussion, going into the details about: How Ola got into the industry and what led to the creation of Fundment Where Ola is in terms of people, clients, and AUA Unpacking the £10m fundraising process, including £3.375 ETFS Capital Discussing the role of technology in the sector, in particular the old chestnut about outsourcing vs propriety tech Ola’s thoughts o...

Abraham and Bella dive into the nitty gritty of: Bella’s career and the journey that led to the creation of Fundscape Future aims for Fundscape’s joint venture with Altus, known as Finscape The flood of PE money going into platforms, and what’s driving this change Bella’s views on Vanguard flexing their muscles Whether vertical integration is still a dirty word The most positive developments over...

Abraham and Sean delve into the details on: - Sean’s role as Managing Director, Europe at Vanguard and his career to date - An overview of Vanguard’s business in Europe today - The driver behind Vanguard’s foray into financial advice - Why Vanguard’s investment approach is proving so popular - The 10th anniversary of LifeStrategy Funds – and the secret behind their success... - What’s in the pipel...

Abraham and Rowena get straight to the point in this episode, covering: - Rowena’s background and work at the Institute for Fiscal Studies - What made her decide to take on her research and what the biggest revelation has been - Her recent involvement with the paper on, ‘ When should individuals save for retirement? Predictions from an economic model of household saving behaviour ’.   &n...

Abraham and David dive into the nitty gritty of: David’s career and the journey that led him to launch Seccl Insight into Seccl – what it does and the third parties (APIs) it is connected with David’s thoughts on the state of adviser tech today and how ‘Adviser Platforms’ often don’t provide the technology advisers need David sold Seccl to Octopus for £10m, he explains the impact of this and his a...

SPECIAL EPISODE: Justin King interviews Abraham on the BIG NEWS for Timeline and Betafolio . Here’s what is on the agenda for this episode:  - How many pieces of tech advisers need, and the lack of seamless integration on the market - How Timeline is rebuilding the adviser tech stack to save advisers time, risk and cost AND deliver better client outcomes. - Reducing the cost of investing for...

Abraham and Rebecca have an interesting discussion about: - Rebecca’s career at Balance: Wealth Planning, and insight into her personal journey that led to her starting the firm - Where she is in terms of people clients, and financial metrics - Since Balance started it’s grown incredibly fast, Rebecca explains the key drivers behind this - The significance of fees, and why they shouldn’t be adjust...

Abraham and David Ferguson get into the nitty gritty around: - David’s career journey, and how it led to the creation and rise of Nucleus - Nucleus’ new MPS solution (Nucleus IMX), and why Nucleus is taking on this segment of the market - The sale of Nucleus to James Hay, and the drivers behind this - The significant impact of having massive floods of PE money into the platform sector - Why the pu...

Abraham and Kevin have a lively discussion around: - How Kevin started in Asset Management and his role at A J Bell Investments - Growing £1bn of assets organically and the investment approach behind it - Explaining the difference between discretionary MPS providers operating on AAC and reliance on others. - The significance of VAT and why it shouldn’t be charged to clients - Kevin’s biggest finan...

Abraham talks capacity for loss with the renowned Rory Percival: - Rory takes us back to when he joined the financial services, providing insight into his vast experience. - They talk about Rory’s responsibility for introducing 'Capacity for Loss' into financial adviser lexicon and why this is has become a mandatory requirement for advisers. - They explore the assumptions and issues associated wit...

Abraham and Bill have a detailed discussion around: - How Bill got into financial planning and his role as former owner of Bengen Financial Services - The history of his research on the 4% rule - Bill’s latest thinking on the framework of retirement withdrawal strategies - Bill’s thoughts on the role of inflation and market valuation on SWR today - How Bill invests his retirement money

Abraham and Sarah have a full and fascinating discussion on: -Sarah’s role as a behavioural economist and author -Sarah discusses the findings from her book Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind . -The role of investor behaviour and psychology, and how this effects the outcomes in retirement. -Sarah’s key lessons she’s learnt from financial advisers and...

In this episode Abraham and Tim delve into the details around: - How Tim got into financial planning - Tim’s role at RockWealth and his vision for the business - Tim’s work with Betafolio and how it helps with portfolio      management - Tim’s exit strategy - Tim’s input on EBAL and the importance of driving this - How Tim invests his retirement money

In this episode, Abraham and Alan discuss the latest details on: Capital Asset Management and Alan’s role as Chief Client Officer How Capital Asset Management is distinguishing itself against other firms in London, being the wealth management capital of the world Alan’s vision for the future of Capital Asset Management and what the next 5 years will involve What Alan’s dream technology stack would...

In this episode Abraham and Sarah chat through Sarah’s career and get into the particulars around: Succession and Sarah’s role as Chief Client Officer How Succession is differentiating its business from copy-cat competitors How Sarah sees technology impacting advisers, and the cost of advice Sarah’s priorities as President of the PFS over the next 12 months How we bring on more female leaders and...

In this episode Abraham and Paul delve into the details around: How Paul got into financial journalism Paul’s proudest accomplishments in the profession Paul’s views on adviser fees being a ‘wealth tax’ Paul’s Active Cash Strategy and his 2016 research into cash versus tracker funds - and Abraham’s niggles with the research…! How Paul invests his retirement money and his biggest financial mistakes...