Advice on Building Wealth & Retirement Planning - A/B Conversations: CFP® Your Way Out Of It

The CFP®️ Board recently added another discipline for those CFP®️'s either looking to get the designation or to continue their education.  This new discipline recognizes that traditional finance needs to be paired with behavioral finance.  The point of behavioral finance is to recognize how people should act is different than how they actually act. This podcast addresses how we embrace that a...

Inflation is a buzzword in the headlines recently and people are starting to get nervous about what they're hearing.   In this podcast, we provide our thoughts on what's being discussed and how it does or does not play a role in your financial life.  Tracking # 1-05153718 Thanks for listening! If you want to be notified when the next episode will be released, you can: Subscribe to the Sh...

The stock market is hitting all-time highs with fair regularity so far this year. And typically, all-time highs beget more all-time highs. But the question we've been getting is, for those that are either in cash or starting out with investing, is now still an okay time to invest while things are at an all-time high or should I wait?  This is a very fair question that we have a pretty confide...

This podcast targets a specific audience, business owners, with a specific question - why don't you have a financial planner yet? Ben has a big place in his heart for running a business and understands the hurdles and difficulties that can come with that. This podcast is not to point the finger and say, if you don't have one, shame on you. But more importantly, let's talk about the...

This week's A/B Conversations episode is with guest, Anthony Minetola, Branch Manager at BGA Insurance.  Listen to Ben interview Anthony around the thing he knows best: Medicare.  Together they explore key components to consider, elements that factor into your coverage options, when and how you can make changes, and other questions you may want to ask prior to making a decision. Tracking # 1-...

Do you ever feel like you're stuck?  This could be due to preconceived notions or a hurdle that you don't feel you can overcome.  Haas Financial Group is here to help!  Sometimes the biggest struggle is just taking the first step.  This podcast talks about common conflicts we see and how we can help you get "unstuck". Tracking # 1-05141397 Thanks for listening! If you want to b...

It's difficult to set goals, especially if you are not sure what your goals are or how to effectively articulate them to others.  We believe it's important to understand your "WHY" or purpose by asking lots of questions and having meaningful conversations.  In this podcast, we explore our process for building a framework by which can start defining and moving towards goals  tha...

Biden’s tax proposal has been getting a lot of attention through the media but one thing to remember is that it is only a proposal. It’s rare that any legislation gets passed without amendments or compromise. Ben and Adam share their thoughts on what is more likely of getting passed versus parts that most likely won’t make the final version in this podcast episode.   Tracking # 1-05137166 Thanks f...

A typical question Haas Financial Group gets is in regards to how we handle and view investments. While we believe they are important, we think they should be a part of financial planning to help reach someone’s goals and not be independent from that. Take a listen to Ben and Adam talk about the "why" behind our thought process with investment philosophies and see if this is something th...

When is the right time to hire a financial planner? Is it when things seem too much to handle on your own? Is it for freedom of time that you can gain by passing off those responsibilities to someone else? Check out our latest A/B Conversation to hear Ben and Adam’s thoughts. Tracking # 1-05133076   Thanks for listening! If you want to be notified when the next episode will be released, you can: S...

What does "financial independence" mean to you? Is it a level of wealth where you don't need to work? Is it reaching some desired future state? Is it peace of mind, when certain financial stressors are eliminated? Listen to Adam and Ben give their take. Tracking # 1-05127452 Thanks for listening! If you want to be notified when the next episode will be released, you can: Subscribe t...

We thought it'd be a great podcast to just reflect a little bit one year later. What are the lessons that we either learned or as we focus on in this podcast, lessons we re-learned on the  financial side. Listen as we discuss financial lessons to remember for the next time. Tracking # 1-05127277 Thanks for listening! If you want to be notified when the next episode will be released, you can:...

The fear of missing out, FOMO, is something that concerns us.  We see it a lot when it comes to investments. But people also bring this up in a different context too.  Maybe they don't want to work anymore because they see some of their friends aren't working anymore. They feel like they're missing out on something.  We want to make sure the decisions they're making or the feel...

Pension election is an irrevocable decision that has lasting effects, which may or may not be good in the long run. In this episode, we share some of the high level of conversations we've been having recently and things to keep in mind before making the big decision.   Tracking # 1-05122466 Thanks for listening! If you want to be notified when the next episode will be released, you can: Subsc...

Retirement is a process. Give yourself time to get used to the idea, both before AND after your retirement party. It's normal to feel a lost for a while, trying to find purpose again. You'll get it back as you start to work towards new goals and redefine what matters most to you.  Having walked countless people through this process, we're more than qualified to provide financial gui...

Many grandparents want to help fund college education for their grandchildren, particularly if they already have enough money to ensure a comfortable retirement income for themselves.  But who should own the asset? How much should be saved? What coordination should occur with the parents?  Take a listen! Tracking # 1-05114737 Thanks for listening! If you want to be notified when the next episode w...

It’s not possible to GOOGLE personal financial advice. Simply put, you probably don’t know what you don’t know, and may not even know what questions to ask in order to diagnosis best next steps. Listen to Adam and Ben highlight additional reasons why self-diagnosing your financial life can lead to trouble.   Tracking # 1-05114653 Thanks for listening! If you want to be notified when the next episo...

If today you had to give away everything you own (your car, your house, your jewelry, your family heirlooms, bank accounts, investments, life insurance, etc.) could you complete those transfers without any reservations whatsoever?  Or are “ifs, ands, or buts” coming to mind? If so, you probably need a Trust.  This podcast talks about examples of situations indicating that you should be talking to...

So you have this annuity thing - what is it and how does it fit your financial plan moving forward? Listen to Adam and Ben compare annuities to a box of chocolates by sharing some insights on the things to know and questions to ask before making any decisions. Tracking # 1-05109969 Thanks for listening! If you want to be notified when the next episode will be released, you can: Subscribe to the Sh...

Should credentials matter when seeking financial advice? We're pretty biased and would say "yes!" But aren't all advisors credentialed the same? Don't they do the same things, get compensated the same way? Actually, no. Listen to Ben and Adam talk about the difference between the butchers and the dietitians in this podcast. Tracking # 1-05107190 Thanks for listening! If yo...

New year. New administration. Should you have the same old financial plan going forward? "Yup!" says Ben. Listen to Adam and Ben share perspective on how our feelings, anxieties and investment decisions need to be kept in check within our financial plans!  In case you missed Do Elections Matter To My Financial Plan - Take 1, check out our podcast from last year on this same topic: https:...

Was 2020 a rough year at work? Have you worked at the same job with the same company for 25+ years? Maybe you aren’t ready to retire, but the job is getting old. You’re physically and mentally ready to retire, but the uncertainty of the future holds you back from completely calling it quits. How do I know when I can retire? Listen to Adam and Ben talk about transitioning into retirement. Tracking...

In this episode, Adam and Ben talk about what to expect in the initial meeting with us.  That first meeting is better understanding what do you value? What is your "Why"? What are you prioritizing? We're happy to be a second set of eyes. We know we do it differently than most people and that's by design. Check out our blog on this topic here .  We address the following common q...

In this episode, Ben is joined by Katie McKenna from Thrivos Consulting .  Katie is a professional coach and bestselling author of How To Get Run Over By A Truck .  2020 may have kicked your butt and that's ok. As you turn the page to 2021, what do you aspire to? What do you want to change? How do you put a plan into action to get there? Who else should you involve? Listen to two GOAL-PLANNER...

If your considering your options on transferring wealth to the causes you care most about,  listen to this episode on things to know or consider when doing meaningful gifting. Tracking # 1-05087080 Thanks for listening! If you want to be notified when the next episode will be released, you can: Subscribe to the Show For more insights on everyday financial planning questions,  go to www.haasfinanci...