Advice Guru Lending Podcast

This episode is Part one of 2 recorded with famous coach and mentor Gary Das. Gary takes us through how he grew to become one of the main coaches in the mortgage industry in the 2010s. Gary started his self employed mortgage and lead generation business in 2016, thenn discovered Socual Media whioch changed his world. Gary talks us thorugh some of the successes he has had with the many advisors he...

This episode is with a couple who owned their own home and had taken out Equity Release a few years ago. They used part of the intial funds to gift to their children to enable them to purchase property. Last year, the couple needed to support their daughter in the USA to pay her medical bills. When their savings and credit cards had run out, they then needed to raise funds in another way.

This is the second part to episode 6 where we started to answer the most commonly asked client questions about Equity Release.

In this episode, experienced Equity Release Advisor Stuart Powell, whose company recently won 'Best Small Equity Release firm 2022' is asked the main questions that clients want to know the answers to. His simple and easy to understand explanations make the sometimes confusing and complicated aspects of Equity Release seem a lot simpler.

This episode features Sharon, a 68 year old single lady from Buckinghamshire. Sharon approached us for advice as her credit card monthly payments were reaching nearly £3,000 whilst her income was below £1,800. This situation was causing her anxiety, stress and sleepless nights. Sharon did not know what options she had and needed advice. We got to know Sharon and her financial and family situation,...

This episode is designed for everyone who works in, or is interested in the Later Life Lending industry. Jim Boyd discusses various topics including: -the development of the ERC in the last 18 months -the purpose of the ERC -the 23 competency framework standards underpinning the advice process -marketing support for advisors -webinars for support: vulnerability, scams, FCA Consumer Duty -the ERC a...

In this episode Jim Boyd, CEO of the Equity Release Council explains the role of the ERC in protecting consumer interests including: -the no negative equity guarantee -the right to move property with a Lifetime Mortgage -a Fixed interest or capped interest rate on products -security of living in the property until going into care or dying -NEW. Being able to pay off interest and/or part of the lao...

Part 2 is what everyone wants to hear from Stuart Wilson. His views on what will happen to the Later Life Lending industry in 2023 and what is coming next from AIR. Stuart discusses: -What happened in October 2022 and the effects this had on the Later Life Lending market. -What has imporoved in 2023 to give advisors and consumers confidence. - What the 'new normal' for LLL will look like and the '...

This episode is a great insight into where AIR (Answers in Retirement) began and how it has grown to become the largest provider of Later Life Lending resources for advisors in 2022. Stuart Wilson, Chairman of Air Group tells us anecdotes of why he started the business to support advisors and their potential clients as nothing similar was available. Stuart also explains how the group gradually gre...

In this episode Steve tells us how he used the Power of Attorney his Aunty had in place to raise funds for his elderly Aunty to continue to receive care in her home. Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221. Ocean Equity Release is a Trading name of Ocean Mortgages Ltd. A lifetime mortgage may imp...

Do you ever wonder who wins all the awards at the ceremonies that take place in December and January? This podcast explores: Who they are. Why they win the awards? This could help you answer that nagging question: What could I do to win? Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221. Ocean Equity Relea...

In this episode, Bob and Jane explain why they decided to move from France to the UK and how they used a Lifetime Mortgage to achieve this. Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221. Ocean Equity Release is a Trading name of Ocean Mortgages Ltd. A lifetime mortgage may impact your entitlement to me...

In this episode we discuss why we have started the first Equity Release podcast series made by qualified professionals. We introduce ourselves and our roles, as well as discuss the types of Podcast we are making in the future. Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221. Ocean Equity Release is a Tra...

In this episode I discuss ten simple to implement, practical tips to prepare your Later Life Lending business for 2023. Ocean Mortgages Ltd (FCA number 841683) are authorised and regulated by the Financial Conduct Authority. Registered in England, Reg No: 108221. Ocean Equity Release is a Trading name of Ocean Mortgages Ltd. A lifetime mortgage may impact your entitlement to means-tested benefits...