Adulting Is Easy: Making Personal Finance & Real Estate Easy

Lauren is joined this week by Kristen Ricupero. The two discuss financial coaching and debunk some myths associated with the profession. Kristen is a Personal Financial Coach & Profit First Certified Coach who specializes in helping small business owners and entrepreneurs develop and strengthen their money management skills, eliminate debt, and create cash flow systems to maximize profit and u...

The Adulting Is Easy podcast started in 2019, so 2020 was the first full year. This week, Lauren brought Jenny out of semi-retirement to record a year in review episode. The two cover who the listeners are and where they're from. They briefly touch on every topic covered with high level detail. This episode is a great overview to see which episodes you'd like to go back and listen to. Lauren even...

Lauren's guest this week, Jessie May, goes into detail about how to grocery shop efficiently in her unconventional personal finance book, Money Hacks for Metal Heads and Older Millennials , and the two discuss her tips for saving money at the store, cooking tips, and how to stock your kitchen. Jessie is an old millennial herself who's been playing music and writing about it for two decades. By day...

This week, Lauren is joined by Amanda Cassar and the two discuss financial abuse: what it is, how to recognize it, and how to talk about it. Amanda Cassar is a financial adviser who also holds a Master of Financial Planning and runs her two businesses, Wealth Planning Partners and Trusted Aged Care Services from her office on the Gold Coast of Australia. Amanda runs a family business with both her...

This week's guest, Jude Boudreaux, tells Lauren how financial advisors are paid, and his firm's specific philosophy around payment for value.  Jude Boudreaux is a Partner/Senior Financial Planner at The Planning Center . He's been recognized as one of Investopedia's top 100 Financial Advisors , InvestmentNews' 40 under 40 , and currently serves as part of CNBC's Financial Advisor Council . Ju...

On this week's episode, Lauren is joined by Courtney Blodgett. The two discuss ESG investing, impact investing, sustainable/value based investing and the differences between them. Courtney offers actionable advice on how to evaluate where your money currently is, and how to use resources to ensure your bank account, mutual funds, ETFs, retirement accounts, and all investments are aligned with your...

This week, Lauren is joined by Tracey Bissett talk about money mindsets: when and how they form, as well as how to change them. Tracey also offers listeners tips to help change poor decision-making habits. One tip is to have money meetings, and you can visit www.bizmoneycoach.ca for a money meeting agenda. Tracey Bissett is the Chief Financial Fitness Trainer of Bissett Financial Fitness Inc . Tra...

In this week's episode, Lauren is joined by Chris Dumont and they discuss a handful of personal finance 101 topics, including compound interest and real estate. Chris Dumont, the Money Sensei, is a 30-something working professional who has a passion for financial literacy. He shares his personal experience with overcoming debt and building a retirement nest egg to help you retire while young enoug...

In this week's episode, Lauren and Catherine Hodder discuss estate planning and the 5 talks you need to have with your parents. Catherine gives great tips for making the conversation go smoothly, and how to handle responsibilities between siblings. Catherine Hodder, Esq., is an estate planning attorney turned author. She enjoys working with families who would rather be doing anything else than est...

In this week's episode, Lauren and Jonathan discuss when and how couples should have the money talk. Jonathan P. Bednar, II, CFP®, graduated from the Walton College of Business, University of Arkansas, in May 2009 with a B.S.B.A. in Finance. Jonathan joined Paradigm Wealth Partners in January 2010, partnering with his father, Jon P. Bednar. As a Wealth Advisor, Jonathan enjoys guiding his clients...

In this episode, Lauren and Cathy Curtis talk about the specific needs and financial situations often faced by women, especially those that are lifetime single, widowed, divorced, or have inherited money, and the truths of personal finance ring true no matter one's gender. Cathy Curtis is a Certified Financial Planner and founder and CEO of Curtis Financial Planning , an independent financial plan...

This week, Paul Benson and Lauren talk about gaining choice by setting goals, managing cash flow, and investing through 3 different paths. Paul Benson is the author of Financial Autonomy and Principal and financial planner at Guidance Financial Services. He is a resident of Melbourne, Australia. Paul’s focus is on providing helpful and actionable information and advice so his clients can set effec...

This week, Lauren is joined by wealth psychology expert Kathleen Burns Kingsbury. The two discuss money silence, negotiation mindsets (automatic thoughts and beliefs we have about negotiating), and actionable tips to help you ace your next negotiation. Kathleen is the founder of KBK Wealth Connection and host of the Breaking Money Silence® podcast, is an internationally published author and speake...

This episode's guest is Chip Munn, CEO and Visionary of Signature Wealth Strategies. He has 20 years of financial planning experience. He has written two personal finance books, one geared toward financial planners and one for everyday folks (which is mentioned in this podcast, The Retirement Remix: A Modern Solution to an Old School Problem ). Chip is a proud graduate from Clemson University, and...

This week Lauren is joined by guest Anisa Kurji, host of the Kids Money and More podcast, a finance podcast with a twist in which the target audience are children. While she was trying to teach her own kids about money smarts and core life values such as gratitude and generosity, Anisa discovered that many parents felt overwhelmed and didn’t feel confident in teaching their kids about money. Wanti...

This week's guest is Brett Holzhauer, a lifelong journalist, now working for Forbes Advisor covering consumer trends, personal finance, industry news, travel, and points and miles. When he's not chasing the next story, he and his wife are traveling the world or chasing the next hot restaurant in town. He is a first generation college student, a proud Sun Devil, and on a lifelong journey to demysti...

Lauren brings on a guest host, Robert "Bob" Frick, corporate economist for Navy Federal Credit Union. He has 15 years of experience writing for Kiplinger's Personal Finance magazine and wrote 36 "Your Mind and Your Money" columns. He has also worked for the Allianz Center for Behavioral Economics. They discuss how 're wired to make decisions, and Bob gives tips for making good financial decisions...

Lauren and Aric discuss a blog written by Lauren, which was primarily based on their recent home purchase. It contains the soup-to-nuts steps you should or would take when buying a home. This podcast is very detailed. The 20 steps are full of personal tales and details from their experiences. Blogs: This podcast is based on: https://www.realadultingiseasy.com/post/steps-in-the-home-buying-process...

Lauren tells Jenny about a financial planning concept called Life Cycle Planning. While this topic does not perfectly fit the FIRE (financial independence, retire early) movement, we think there are some good takeaways you can apply regardless of your retirement plans. This information comes from Lauren's Boston University coursework. Blog: https://www.realadultingiseasy.com/post/what-is-life-cycl...

Lauren and Jenny go over the 8 things Lauren and Aric did before listing their home for sale (which resulted in a full-price offer with the first showing). Bog: https://www.realadultingiseasy.com/post/8-things-you-can-do-to-get-a-full-price-offer-on-your-home

Lauren and Jenny discuss the 4 ways to make money on a rental property: appreciation, cash flow, tax breaks, and loan pay down. Blog: https://www.realadultingiseasy.com/post/4-reasons-to-buy-an-investment-property

We're back after a month off with probably our longest podcast yet. Lauren and Aric go over in detail their newest real estate transaction. It has twists, turns, ups, and downs, and you're sure to learn from it. Blogs: https://www.realadultingiseasy.com/post/new-real-estate-adventure-on-our-way-to-fi https://www.realadultingiseasy.com/post/real-estate-deal-gone-bad

This is a quick episode in which Lauren and Aric discuss the difference between a home equity line of credit and a home equity loan. If you want to dive deeper into home equity, check out this blog, How Changes in the Housing Market Affect Home Equity : https://www.realadultingiseasy.com/post/how-changes-in-the-housing-market-affect-home-equity The corresponding blog for the episode is here: https...

Lauren is joined by her friend, Crystal Callahan-Estes. Crystal is an insurance agent and explains car insurance, and what questions you need to be able to answer when you speak with an agent. She is president of CLC Insurance Agency. If you have any insurance questions, Crystal's contact information is as follows: Office: 727-500-2636 Direct: 727-500-1575 | www.clcinsuranceagency.com crystal@clci...

It's easy to take for granted that credit card debt is not a good thing, but let's talk about it to hammer it home. Associated blogs: https://www.realadultingiseasy.com/post/why-is-credit-card-debt-bad https://www.realadultingiseasy.com/post/credit-scores-what-they-are-why-they-matter-and-how-to-improve-yours Related podcast: AIE #1: Credit