Accumulating Wealth

Twitter was changed to X, ChatGPT is a household name, the aggregate bond index is up and high-yield savings accounts remained steady. The guys look back at their 2023 predictions, see what measured up, and what might roll over into the new year. Plus, they share some of their takeaways from last year and why having a diversified portfolio early is so important. LINKS: cainwatters.com Submit a Que...

Over the last 25 years, what percentage of time would you say real estate produced at least a 5% return? Well, the answer might surprise you. The guys wrap up the two-part real estate investment series with another visit from Mark Roberts from Crow Holdings . They cover how investors' access to this market has changed over time and the segments that investors are now moving away from. LINKS: cainw...

With many public real estate funds housed in the S&P 500, you may be investing in real estate without even knowing it. As the third largest asset class, 45% of American households invest in real estate. That may seem too vast to be true, but a guest joins the guys to explain investing in Real Estate Investment Trusts (REITs), public versus private markets and ways to earn income from real estate....

What started as a flat 3-percent tax on all income has evolved into 2,651 pages and 1 million words of tax code. When it comes to understanding the U.S. tax code, well, it's complicated. How did we get here, and why do you care? With the help of a special guest, the guys are here to wrap up the history series and offer a little transparency into it all. LINKS: Check out the tax season shirts cainw...

With the ability to invest at your fingertips, it's hard to imagine a time when investments were locked behind lock and key. A new guest joins the guys to discuss the history of investment vehicles and the evolution of custom indexing. Throughout it all, does the influence of human bias remain? Tune in for the guys' take on it. LINKS: cainwatters.com Submit a Question Facebook | YouTube

One gift you can count on receiving this year is the ability to save more money in 2024. The IRS announced an increase in the contribution limits for 2024 in a few different categories. But just how much are the increases? The guys are here to catch you up. LINKS: cainwatters.com Submit a Question Facebook | YouTube

Almost 40,000 bank branches, 4,000 community banks, and 134 regional banks all in the United States. Why are there so many banks? Well, the guys bring on a special guest to take it back to when banking was born; ancient empires needed a financial system to facilitate trade, distribute wealth, and collect taxes. They also account for how the banking system's evolution has contributed to where we ar...

In this new four-part series, the guys take you back in time and discuss the history of the financial systems in the U.S. First up, the Federal Reserve (Fed). Before the Fed, the nation was plagued with financial crises, leading to panic among citizens, and the race to withdraw money from the banks began. Today, the Fed's broader responsibilities have changed and continue to impact us all. Tune in...

Could alternative investments be a way to hedge off inflation in your portfolio? What opportunities are in this market, and what drives their returns? In this week's episode, the guys answer your questions and shed light on the stability of it all during changing economic environments. LINKS: cainwatters.com Submit a Question Facebook | YouTube

Your investment portfolio is likely comprised of stocks and bonds, but what role could alternative investments play in your plan? In this week's episode, the guys define alternative investments and why they have gained more popularity in recent years. Before you get pulled into too good-to-be-true opportunities, the guys help walk through basic due diligence for you. If you register for the CWA An...

American's median net worth jumped 37% over the last few years, but does this mean they can keep up with rising home values and mortgage rates not seen since the early 2000s? In this week's episode, the guys cover the who, what, and why of the increase in our net worth and offer real advice for those who might be waiting for interest rates and home prices to come back down to earth. If you registe...

1099-A, 1099-B, 1099-C. It seems there is a 1099 Form for every letter of the alphabet, and it's time to take the hassle out of it all. Being a business owner means you likely have questions on the various 1099s needed not only for your business and staff but also for your vendors. The guys sort the forms you likely need to keep your business on track. If you register for the CWA Annual Meeting du...

Unlike poker, you don't have to be all in or nothing when deciding if converting a traditional IRA to a Roth IRA is in the cards for you. The most important thing to do is weigh the tax implications, and the guys are ready to lay it all on the table. And while on the topic of Roth, the new 529 Plan distribution rule allows unused 529 Plans to be transferred to a beneficiary's retirement account wi...

The Fed is always deemed 'hawkish,' but when was the last time you heard the Fed acting 'dovish?' The recent Fed meeting kept rates as-is, but they continue to walk a narrow path of doing too much or too little, leaving the economy and its players anxiously awaiting the next move. The guys elaborate on what this means for accounts payable and spending. They also discuss shopping for homeowner insu...

Today's interest rate environment looks to be here to stay. With home affordability emerging as a significant issue for many Americans, many consumers are putting their plans of buying, selling, or upgrading a house on the back burner. The guys are here to quantify this impact and give you real-world scenarios to help you decide what's best for your situation. If you register for the CWA Annual Me...

If you extended your tax return, this means the October 16 deadline is approaching, and the questions from clients are flooding in. And while a tax extension allows for extra time to gather and file paperwork, it's not an extension of time to pay. You might also be wondering what you can and cannot deduct, the chances of an audit, updated tax laws, and more. Here's your chance to listen to the guy...

Some say history repeats, but is that what the Fed is doing? In this episode, we walk down memory lane into the 70s when the Fed eased up on interest rates too quickly, how that wreaked havoc on the economy, and what the lessons learned were. And while NVIDIA has made headlines, special guest Brad Sanders joins Hunter to review why technology stocks soared this year, which is not what we've seen h...

This week, things sound a little different! Host Hunter Satterfield was recently featured on NDP's Transition Talk , where he discussed data trends and offered solutions to dental owner's top concerns. He gets into the nitty gritty of acknowledging dentists' issues, yet how to look at inflation as an opportunity for your top line. LINKS: How Does Your Practice Compare? Report cainwatters.com Submi...

Dentists in Memphis, this one's for you! Not really. In this episode, the guys compare how wealth stacks up depending on your state and where you might want to move to get the most bang for your buck long-term. And speaking of long-term, they discuss the average rate of return for a Vanguard 401(k) balance compared to the S&P 500 over the years. LINKS: Bloomberg Are You Rich? Vanguard Institutiona...

Americans have shown resilience these last few years. Despite record-high inflation and a rocky economic climate, the How America Saves Report 2023 reveals that people have navigated the landscape better than expected. Over 25% of Americans contributed more than 10% of their income to their retirement savings. But what's the median savings rate? The guys dive into this number and detail other reco...

Tapping into your full hygiene potential could make all the difference on your bottom line. In fact, a practice with a couple of full-time hygienists could see upwards of 33-35% production from hygiene alone. Bringing 20+ years of hygiene and practice administrator experience to the show, CEO & Founder of Inspired Hygiene Rachel Wall details how her team helps dental practices get the entire team...

Sometimes, insurance can seem like more trouble than it's worth. Is there a breaking point where dentists need to stop trying to negotiate and just move on? And where do you even begin? Closing out this series on insurance, the guys sit down with Dr. John Carson, who shares his experience with dropping an insurance plan that 50% of his patient base was on. LINKS: Guest Dr. John Carson cainwatters....

To negotiate or not to negotiate. There are many what-ifs to consider when negotiating insurance plans, from breaking the news to your patients to protecting your fees. That's why we brought in Ben Tuinei, who makes it his everyday mission to help dentists negotiate better payment terms for insurance plans so that insurance isn't driving daily decisions for your practice. LINKS: Veritas Dental Res...

When it comes to what insurance your dental practice accepts, this is often a massive decision that must consider the demographics of patients in your area. The plans you accept can either help attract new patients or cost you others. Not to mention, most doctors avoid looking at insurance's impact on the practice, so this week, the guys break down the criteria on what practice owners should exami...

You've heard time and time again that the Secure Act 2.0 brought major reform to longstanding retirement planning, and with the help of a special guest, the guys will tie a bow on this miniseries. This week, they're also discussing a valuable vehicle for college savings, new challenges with estate planning, and the new required minimum distribution age extension and penalties. LINKS: cainwatters.c...