Accumulating Wealth

The new One Big Beautiful Bill Act introduced new tax changes, creating significant tax-saving opportunities in both business and personal deductions. The new bill permanently extends many rules of the Tax Cuts and Jobs Act and makes changes to qualified business income deductions, estate exemptions, state and local tax deductions, and more. A guest joins this episode to summarize key points of th...

Finding the right CE course that suits your career stage not only fosters your personal and professional growth but also enhances your practice, patient relations and staff engagement. A guest joins this episode to share how committing to investing in yourself at every stage of your career opens opportunities for networking, new technology and crucial professional development. LINKS Spear Educatio...

Regret avoidance, loss aversion and cost can all be barriers to making a change in your financial plan. Without change, though, your plan stays stagnant and doesn't take full advantage of all the opportunities available. Is a status quo bias hindering your financial plan? A guest joins this episode of the bias summer series to discuss status quo bias and how to mitigate it. LINKS cainwatters.com S...

Instant gratification and decision fatigue lead to choices that are easy and provide immediate benefits, without considering the implications for future gains. A guest joins this episode to examine present bias and how focusing on today can impact your tomorrow, both in your personal and financial life. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Overconfident investors trade 25% more frequently than their peers, costing them 4% in annual returns. This episode explores the overconfidence bias, discussing how it leads to risky decisions such as under-diversifying investments or disregarding expert advice, and its adverse long-term effects on financial plans. CPA Angie Svitak joins this episode to explore how this bias impacts investment dec...

To celebrate Fourth of July, a special guest host returns to take the guys through some iconic all-American childhood snacks with a blind taste test game. Who cares if the foods are heavily processed – this is 'Murica, right? LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Biases can cause a disordered perception of reality, so how can you become aware of unconscious biases that may be affecting your financial, investment and even personal decisions? The guys bring a guest on to discuss confirmation biases, how they influence decision-making, and ways to prevent them from taking control of your finances. LINKS cainwatters.com Submit a Question Facebook | YouTube | I...

Beyond salary considerations, what does adding an associate doctor to your practice actually cost? A guest joins this episode to break down fixed and direct costs, staff and infrastructure estimates when bringing on an associate. Whether you're looking to grow production or make a transition, these factors are crucial in budgeting a new investment in the practice. LINKS How Does Your Dental Practi...

Unless they are pursuing a finance degree, many students aren't taught the basics of how money grows and how to manage this growth effectively. Joined by two attendees of the 3to1 Foundation's Accumulating Wealth Seminar, the guys dive into the most important topics for students to learn when starting their financial journey and how to further educate themselves to make the most of their biggest a...

Ever wonder how your practice's collections, expenses and profitability compare to other like-sized practices of the same specialty? Two guests join to explore CWA's new How Does Your Dental Practice Compare? Report, and discuss what trends emerged last year, how to use the data as a guide to reevaluate your practice's costs and actionable changes to make going forward this year. LINKS How Does Yo...

Is the best financial advisor the one with the most letters behind their name or the most years under their belt? Picking the right advisor requires consideration of their trustworthiness, expertise and ability to tailor a financial plan to your unique needs. The guys offer guidance on navigating the search for an advisor that fits your financial plan. LINKS cainwatters.com Submit a Question Faceb...

When it comes time to purchase your next car, should you lease, buy or finance it? It depends on how long you intend to own the vehicle, what works best for your finances, and whether you can write it off as a business deduction. Hunter and Judson walk through the best ways to navigate auto payments and what fits your financial plan. LINKS cainwatters.com Submit a Question Facebook | YouTube | Ins...

In the last five years, IHOP has experienced 82% inflation. But where do international stocks and housing markets across the country stand? The guys are diving into the recent Fed meeting, stagflation outlook and the emotional nature of the markets. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

The new Pediatric Practice Comparison Report is now available, with crucial insights on production, marketing, new patient acquisition and staff salaries. The guys dive into what the data means for the rest of the year and how market uncertainty may play a role in pediatric practice trends. LINKS Pediatric Practice Comparison Report cainwatters.com Submit a Question Facebook | YouTube | Instagram

Effective money management goes beyond the numbers. Factors like risk, luck and abundance influence people's perception of money and, in turn, their financial decisions. Two guests join this episode to discuss highlights of The Psychology of Money by Morgan Housel and how understanding the money mindset can propel your financial plan. LINKS Psychology of Money by Morgan Housel Accumulating Wealth...

Is there a step-by-step plan to recession-proof your savings? The guys dive into the best investment strategies to focus on as the market indicates a possible recession, including tax-loss harvesting, international stocks and Roth IRAs. But one tip stands above the rest: stay the course. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Last week, a startling market drop was followed by a sudden surge. What led us to get to this point, and how will the global trade system impact the market moving forward? The guys discuss the latest on market whiplash and what the newest CPI numbers are telling us. LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

The new Orthodontic Comparison Report is here, with more extensive insights and metrics than ever before. The guys are reviewing the major takeaways, from payment term trends, a surge in marketing efforts and increasing staff wages. But where does your practice stand? Do your yearly goals need adjusting? LINKS Orthodontic Comparison Report cainwatters.com Submit a Question Facebook | YouTube | Ins...

Last week, the markets saw a huge dip due to the announcement of the most sweeping tariff hikes since 1930. With most indexes down and uncertainty ruling the stock market, where does that leave your investments? A guest joins the guys to discuss why the market reacted the way it did, recession signs to look out for and next steps for your portfolio. LINKS Tectonic Advisors Monthly Investment Repor...

In the second part of the practice profitability formula series, the guys dive into the second half of the equation: collections and overhead. From managing accounts receivable to making fee adjustments and reducing spending, the collections and overhead portion of the equation can make a significant impact on your practice's profitability. LINKS Practice Profitability Formula Elite Dental Allianc...

Focusing solely on one area of your business won't significantly increase practice profitability. Instead, making gradual improvements to all areas of the dental practice will make the biggest impact in boosting profitability. A guest joins this episode to break down the components of the profitability formula and the areas to prioritize to start seeing growth. LINKS Practice Profitability Formula...

This year already seems to be presenting a new theme for itself: tariffs. The economy is responding to this uncertainty with swinging stocks, even for the S&P 500, NVIDIA and small caps. In addition to discussing the effects that long- and short-term tariffs can have, the guys dive into the latest on women-led investing, recent crypto trends and long and short betting. LINKS cainwatters.com Submit...

Between corresponding keynote speakers, ever-evolving breakout sessions and insightful panel discussions, this year's Annual Meeting was one for the books. A special guest joins this episode to recap main discussion topics. LINKS 34th CWA Annual Meeting cainwatters.com Submit a Question Facebook | YouTube

Some may perceive AI as a tool that undermines the quality of human interaction. But what if AI can help streamline more effective relationships with patients? In their yearly tradition of live recording an episode at the CWA Annual Meeting, Hunter and Judson invite a guest to discuss the future of AI in dentistry to develop meaningful patient interactions. LINKS Curve Dental cainwatters.com Submi...

Tariffs are a hot topic in local and global politics right now. Though tariffs are inflationary, the guys discuss how the long-term outcome of encouraging American manufacturing may outweigh the side effects of the short-term transition period. LINKS cainwatters.com Submit a Question Facebook | YouTube