Accumulating Wealth

Uncertainty is brewing around the capital gains tax proposal and what it means for the average investor. Hunter and Judson break down what's been proposed and how (or if) it will affect you.

If the tax policy proposal passes as-is, you are probably going to be taxed higher. How much higher exactly? Judson and Hunter offer perspective on the proposals in light of what they've seen before. On the other hand, there is a newly proposed tax here that they've never seen before.

Estate taxes – who pays and how much? With the significant financial impact this can have on your beneficiaries, it's essential to begin planning ahead in your estate plan. The guys analyze the current rates, proposed rates and the impact upcoming tax policy could have on high-income owners and their heirs.

Be prepared for common ownership pitfalls. Staffing woes, tax audits, malpractice and more, the guys discuss the impact, emotions and preparation for each scenario.

A well-rounded general practice with 3 doctors, a full schedule and long-term staff—life was good for Dr. Steve Burross. Then his financial advisor noticed something strange, which led to the discovery of an embezzler in the practice. He shares his personal story to help other doctors take measures to fully equip and protect their business.

Dr. Casey Culberson joins the podcast to detail his experience with an injury that kept him from doing what he does best, dentistry. From the disability claims process, insurance coverage and reporting to how his patients and staff dealt with his absence, he details his personal and practice recovery process.

Dr. Bruce Ouellette joins us to share his partnership experience and insight into why some are successful and others fall apart. Based on his experience with both, he offers guidance on the due diligence that must be done before entering into a partnership agreement.

By sharing her personal story, Dr. Katherine Rodriguez advises listeners on how to protect their dental practice against cyber and ransomware attacks. In this episode, she describes how it happened, what was lost and how she pulled her practice back to safety.

The guys welcome Dr. Chuck Puntillo to discuss his journey from practicing dentistry to retirement. Through sacrifice and planning ahead, he shares how he crossed the bridge to living the lifestyle he always dreamed of.

Opening a second practice comes with risks, yet potential for big rewards. Dr. Wheeler joins the podcast to offer insight into the financial, managerial and staffing challenges he overcame to reach his thriving second dental practice.

Drs. Ryan Oakley and Ron Miller join the podcast to share how they made their dental partnership work. From both the buyer and the seller's perspective, they dish on personal and clinical compatibility, patients, staff and long- and short-term goals.

Dr. Derek Blank joins the guys to reflect on his experience opening a start-up dental practice. He shares how he knew this path was right for him and the key factors that contributed to its early success.

Recent University of Kentucky Dental School graduate, Friend Bechtel, is here to discuss the different paths graduates have available to get their career in dentistry started. He discusses the choice between joining a corporate group or a private practice from a student's perspective. Do new grads really have less desire to own their own practice than their predecessors? Dr. Bechtel weighs in.

New statistics from the ADA confirm that patients are not only back, but demand continues to grow for dental care. In this episode the guys unpack the key lessons doctors need to take away from the pandemic and how they can use these to help keep acceptance rates high in the long term.

Increasing Fees. Thinning schedules. Digital marketing. Cost structures. All takeaways from last year that Hunter and Judson are evaluating and offering guidance on to propel your practice forward.

Staffing has always been an issue for business owners, yet this past year has elevated the need for a solution. Rising staff costs and benefit demands, decreased supply and increased turnover. Hunter & Judson offer guidance on short- and long-term decisions owners can take to navigate common staffing pains in this new episode.

Most dental practice owners are finding themselves with a flush of cash on hand post-pandemic. But during a volatile market, business owners may be unsure about where to reinvest those dollars. In this episode, Hunter and Judson offer guidance on how to make a long-term impact from a short-term situation.

Most first-round Paycheck Protection Program (PPP) loans were under $150,000 and not everyone received the second round of stimulus loans. Was this really enough to move the needle in dental practices, especially those hit hardest by the pandemic shutdowns? Judson and Hunter weigh in. Resources: Maximize PPP1 and ERC forgiveness with our free tool .

The first step in financial independence is paying your own bills. Yet, among all the things that come with adulthood, this is the one young people would most like to ignore. In this episode, Judson & Hunter help guide parents and young adults on how to gradually assume this responsibility by budgeting, estimating expenses, and managing credit cards.

Hunter and Judson reminisce on their college days, the things they did right and what they wish they would have done to help them be better in the career world. Judson's minimum wage job and Hunter's study abroad experience both paid dividends in adulthood. There were things they left on the table that they also have seen pay off for others later in life.

You need to establish good credit, but how do you avoid the sand traps along the way? Hunter and Judson share their own young adult credit mishaps and in the process answer who needs credit, why you need it, when to start and how to do it right. Listen in to help your young adult get on the right track.

With Hunter in the hot seat, this episode kicks off illustrating why saving early is the key to accumulating wealth. The guys help you set realistic savings goals by life stage and talk about why an employer match, 401(k), Roth IRA and stocks are a home run.

Judson and Hunter ask their kiddos a simple question with some pretty great answers. They take things back to basics this season, talking through all the financial concepts they wish they'd known when they started college, their career and independent life!

While you can't predict life's ups and downs, the guys advise on how you can appropriately prepare your portfolio for uncontrollable factors such as inflation, medical and disability, divorce, social security and more. Joined by CWA Partner Brian Bortz, they offer insight on how to not only plan ahead but make adjustments along the way.

Special guest Brian Bortz, Partner and IAR at CWA, discusses how to spend money wisely in retirement to get your savings to last as long as possible. This loaded episode goes into the depths of what withdrawal rates in retirement yield the best outcomes, why retirees should still be invested in the stock market and the psychological impact of spending your life savings.