A Wiser Retirement®

Did you know that the world of airline pilots is rife with unique retirement planning challenges and opportunities? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different 401k options for pilots. Crack the code of planning for retirement as a pilot with our in-depth discussion on the industry, pensions, non-elective contributions, and 401k'...

How secure is your digital life, especially when it comes to cryptocurrency? This week, on A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, founder, CEO, and portfolio manager of Teton Crypto Capital, to discuss the essential role of password managers and two-factor authentication in safeguarding your digital assets. Don't miss this episode that will provide valuable in...

On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Laney dive into the complex world of estate tax rates, annuities, and IRAs. We shed light on strategies like Roth conversions to minimize tax burdens and the importance of legacy planning to ensure your kids benefit from your inheritance. But it's not just about the numbers; we also tackle the...

On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Laney, discuss retirement planning and demystify the "right amount of money to retire" expectation. How much money do you really need to retire comfortably? It's a tough question to answer, and the truth is, there isn't a one-size-fits-all solution. Join us in this episode as we...

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss how human behavior leads us to believe that a presidential election can make or break our investments.   As we gear up for the 2024 election season, you might be wondering how the political climate could affect market volatility and your financial planning. Fear not, as we're here to help you navigate the...

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss 529 plans as a vehicle for college savings. Are you prepared for the skyrocketing costs of higher education? Look no further; we've got you covered with this enlightening episode all about 529 plans. Discover the pros and cons of the two main types of plans, learn about the incredible benefits of...

On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout discuss news in the Crypto world and the SEC's involvement in lawsuits against different Crypto companies. Podcast Episodes Referenced: - Ep 161: Crypto Special: Why Crypto is So Confusing to the Average Investor - Ep 157: Crypto Special: Where Crypto is Headed with Don Friedman, President of DACFP...

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Laney, talk about the components of a mentally and physically healthy morning routine, and how you can make changes in your life to create a million-dollar morning routine for yourself. Podcast Episodes Referenced: -  Ep 143: Financial Success is Intentional YouTube Videos Referenced: - 6 Habits of Financially Successful Peop...

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss 5 principles of successful investing. These principles should help you succeed in any season of life and through differing economic and political circumstances. Podcast Episodes Referenced: - Ep 154: Investing Through Times of Fear - Ep 121: Designing Your Portfolio to Leave a Lasting Legacy YouTube Videos Ref...

On this episode of A Wiser Retirement™ Podcast, Casey Smith opens the podcast with guest Tom Townsend, real estate agent at Townsend Realty Group . They briefly talk about what's going on in the current real estate market. For the remainder of the episode, Casey is joined by Missie Beach, CFP®, CDFA® to talk about what you should do with your old 401k. Podcast Episodes Referenced: - Ep 115: W...

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® talk about how to maximize earnings on your cash reserves and cover the basics of ESG investing. Podcast Episodes Referenced: - Ep 143: Financial Success is Intentional - Ep 102: Low Cost, Diversified, Long-term Investing YouTube Videos Referenced: - What is the right time to invest in the stock market? - How to be a...

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Evan Bogan, airline captain, to talk about how flying a plane can be compared to retirement planning. Podcast Episodes Referenced: - Ep 141: What is holistic financial planning? - Ep 129: Financial Planning Looks Different in Every Decade of Your Life YouTube Videos Referenced: - Avoid Asset Managers Looking to Manage y...

On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout discuss some of the reasons why Crypto is so confusing to the average investor and why people may opt for other investment options. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owner...

On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy, discuss how finances affect divorce. They also talk about things couples can do to avoid heading down the road toward divorce. Podcast Episodes Referenced: - Ep 153: How to Recover Financially After Divorce - Ep 143: Financial Success is Intentional YouTube Videos Referenced: - 6 Habits of F...

At the start of the episode, Casey Smith takes a few minutes to talk with Amy Rambo, a travel advisor at Blue Pineapple Travel . They talk about traveling in retirement and mention some of the benefits of hiring a travel advisor to help plan your next trip. Casey is joined by Missie Beach, CFP®, CDFA®, for the remainder of the episode to talk about steps you can take to retire early. Podcast Episo...

On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, talk about different ways to prepare for retirement and how to determine how much you can spend in retirement.   Podcast Episodes Referenced: - Ep 106: Create a Cash Flow Strategy for Retirement - Ep 107: Get Rid of Debt Before You Retire - Ep 68: Leveraging Your Wealth in Retirement - Ep 60: Withdrawal Strategies f...

On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout are joined by guest Don Friedman to discuss their view on where crypto is headed. Don Friedman is the President of DACFP , the Digital Assets Council of Financial Professionals. During Don’s 20-year career, he has created and produced many of the financial industry’s largest and most prestigious events....

On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, discuss the Silicon Valley Bank collapse and if people should be concerned about banks now.   Podcast Episodes Referenced: - Ep 154: Investing Through Times of Fear YouTube Videos Referenced: - What You Need to Know About Silicon Valley Bank Failure - Stay Invested Long Term Learn More: Founded in 2001, Wiser Wealth...

On this episode of A Wiser Retirement™ Podcast, Casey Smith, and guest Logan Steele, discuss preparation for medicare enrollment, and the different options for Medicare coverage.   Podcast Episodes Referenced: - Ep 111: Differences between Medicare A, B, D, Medigap, and Advantage - Ep 110: How Does Healthcare Work in Retirement? YouTube Videos Referenced: - What is IRMAA? - How does Medicare work?...

On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, talk about investing through times of fear. They also discuss 37 different reasons people often fear investing in the stock market, but shouldn't. Podcast Episodes Referenced: - Ep 53: Invest Now, In this Market? - Ep 91: Is Your Behavior Affecting Your Portfolio? YouTube Videos Referenced: - How to be a Long T...

On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, discuss divorce, all the financial hardships that come with it, and how to work around them.   Podcast Episodes Referenced: - Ep 46: Financial Terms Everyone Should Know - Ep 69: Achieve Financial Success in Retirement YouTube Videos Referenced: - Tips for Sticking to Your Financial Goals - Stay Invested Long-T...

On this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and guest Jordan Sute, CPA, give a quick market update. They also talk about 10 tax planning strategies for high-net-worth individuals.   Podcast Episodes Referenced: -  Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid It - Ep 81: What is tax loss harvesting? YouTube Videos to Reference: - Doe...

On this special crypto episode of The Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout talk about how cryptocurrency is not going anywhere and is here to stay, crypto proof of work, staking, and news in the crypto market. Robert is the Founder, CEO, and Portfolio manager of Teton Crypto Capital. He will be joining Casey once a month for a special crypto episode. Learn More: Founded in 2...

On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, discuss if tax-loss harvesting can improve your investing returns. They talk about how this strategy can help investors use market value losses of securities to offset gains and remain invested with a diversified portfolio. Podcast Episodes Referenced: -  Ep 81: What is Tax Loss Harvesting? -  Ep 83: Commonly Missed...

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® talk about some of the reasons for high inflation, and how to inflation-proof your retirement portfolio. Podcast Episodes Referenced: - Ep 45: Inflation Protecting Your Portfolio - Ep 101: What is Portfolio Diversification? YouTube Videos to Reference: - Protecting Your Portfolio During a Market Downturn Learn More: F...