A Wiser Retirement®

Randy Hargett of Capstone Advisors joins the podcast again today to discuss life insurance.  Randy has worked for Capstone for over 18 years, advising individuals on various insurance options, including life insurance. Capstone is endorsed by the Dave Ramsey show and Randy is someone the Wiser team trusts for sound insurance advice for our clients. Learn More: Founded in 2001, Wiser Wealth Managem...

In recent years, many investors have targeted regular income and low risk by investing in qualitative bonds, such as government bonds and investment-grade corporate bonds. With interest rates at rock-bottom levels, investors are seeing very little yield and having a hard time realizing investment goals with this strategy but the need for regular monthly income in retirement hasn’t changed.  The te...

The team discusses what questions to ask and what research to conduct when choosing a financial advisor.  They examine a recent case of an advisor in Atlanta, GA who is now missing and wanted by the FBI.  The team provides a checklist of key questions you should ask your financial advisor and provide resources to aid in researching and finding a fiduciary, fee-only advisor. Learn More: Founded in...

How do the Biden and Trump tax plans compare? The team reviews the proposed changes by the Biden camp to the current tax laws passed by Trump in 2017. The team discuss the difference between corporate tax rates, 401k contributions, capital gains, estate planning and the death tax. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management...

The Wiser team provides a third-quarter 2020 market update, portfolio performance, and the economic outlook for the remainder of the year. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions. Have questions about your financial plan? Schedule a...

Attorney Megan Flores joins the podcast today to discuss estate planning.  The team discusses wills, trusts, health care directives, and power of attorney.  Megan is a member of GDCR’s Trust & Estates and Tax and Business Transactions and Corporate Law practices. With more than a decade of experience, Ms. Flores provides comprehensive legal counsel on tax, estate planning and estate administra...

The team speaks with Tom Townsend of Townsend Realty Group about real estate trends in metro Atlanta and other topics like investment property strategies, purchasing a second home, and what to look for when choosing a realtor. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners...

Randy Hargett of Capstone LTC Advisors joins the podcast today to discuss long-term care insurance. Randy has worked for Capstone for over 18 years, advising individuals on long-term care options. Capstone is endorsed by the Dave Ramsey show and Randy is someone the Wiser team trusts for sound long-term care advice for our clients. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only...

The team welcomes attorney Anthony Kirkland to the studio to discuss Medicaid, Medicare, and nursing homes. Anthony has been practicing law for 38 years and focuses on the areas of elder law, estate planning, probate, and estate administration. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, a...

Casey Smith and Brad Lyons discuss digital currencies with Robert Swarthout.  Robert is a serial tech entrepreneur and has a passion for researching and understanding digital currencies. The team discusses the different types of digital assets, how they are similar and different, and tips on purchasing digital currencies. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary...

Casey Smith sits down to interview Orrin "Checkmate" Hudson on this week's episode. Orrin is a former Alabama state trooper, Air Force veteran, and world renowned chess champion. He is the author of the #1 Amazon best seller, One Move at a Time, How to Win at Chess and Life. He is a captivating speaker/facilitator and is the founder of Be Someone, a Georgia-based nonprofit which pro...

The Wiser team tackles the current state of the market and what is responsible for the drastic differences between the economy and the stock market in today's August Market Commentary episode. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial deci...

What is a 401k? Why should I have one? Who is responsible for managing a 401k account? How much can I contribute and what's a Roth 401k? These and many other questions are answered on this week's episode. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make inform...

College saving and planning is a big part of the financial planning process. Popular options are reviewed: 529 savings plan, Coverdell ESA, and UTMA/UGMA. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions. Have questions about your financial...

Mary Ansley Southerland joins the Wiser Roundtable podcast to discuss her career as CEO and co-owner of W.D. Little Mortgage. Throughout her years of experience working in the mortgage industry, she has become well-known and highly respected in the field. Mary Ansley is also the current President of the Marietta Rotary Club. On today's show, Mary Ansley and Casey discuss current interest rate...

The Wiser team provides a market update for the second quarter of 2020.  The stimulus package, zero interest rates and unemployment are discussed along with market commentary for the remainder of 2020. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial...

This episode looks into the relationship between personal behavior and the portfolio. Investors are not always rational, have limits to their self-control and are influenced by their own biases. The team tackles this topic by discussing loss aversion, herd mentality and why having a financial plan (and sticking with it) is crucial to achieving long-term financial goals.  Learn More: Founded in 200...

Statistically, most families are not prepared for a personal recession. On this podcast episode, the Wiser Roundtable team discusses five ways to recession-proof your household. These steps include developing a household budget, eliminating debt, setting up an emergency savings fund, protecting your portfolio, and updating your resume. Learn More: Founded in 2001, Wiser Wealth Management is a fee-...

Millions of people are now working from home due to COVID-19. The Wiser team discusses the pros and cons of our new work environments and how working from home is affecting investment portfolios. Real estate investment trusts (REITs) are a key consideration when constructing any equity or fixed-income portfolio and have seen changes since the onset of the coronavirus. The team also discusses compa...

The Wiser team discusses the current state of the market, economy and coronavirus recovery. What can history teach us about how we should respond to today's market volatility? Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions. Have quest...

How should someone build their investment portfolio in a 401k or 403b retirement savings account? How does this differ from how a portfolio is invested once a person enters retirement? The Wiser team discusses the differences. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners...

Financial advisor compensation is complex and sometimes difficult to understand. Three types of financial advice are explored; Fee-only, Fee-based, and investment sales. Do you know how your financial advisor is paid? Learn how to differentiate between the various business models and what questions to ask your advisor. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary fi...

Why should everyone have a financial plan? What should a financial plan include and what are the best questions to ask your advisor? The Wiser Wealth Management team discusses what to look for when you seek financial planning services. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and busine...