A Wiser Retirement®

On this episode of A Wiser Retirement Podcast , Casey Smith is joined by Nick Rosenbauer, Estate Planning Attorney. Nick is founder of The Rosenbauer Law Office, LLC in West Chester, Ohio. Nick is also the host of the Complete Estate Planning podcast . They talk about the importance of a power of attorney, guardianship, privacy for young adults, and estate planning for crypto investors. They also...

On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® are joined by Gary Bottoms, CLU, ChFC, who is Chairman and CEO of The Bottoms Group, LLC and author of Getting it Right: 10 Strategies to Avoid Regrets . Gary is also a Principal of TBX Benefit Partners, a subsidiary of The Bottoms Group. They talk about succession planning for small business owners, developing a fami...

On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® talk about how to design your portfolio to leave a lasting legacy. They also explain the importance of an opportunity fund, real estate in your portfolio, and educating the next generation. Podcast Episodes Mentioned: Episode 87: Strategies to Grow and Protect Your Portfolio Episode 102: Low Cost, Diversified, Long-Te...

On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® are joined by Doug Butler who is an Attorney at Moore Ingram Johnson and Steele. Doug is a partner within the firm’s Corporate and Transactional, Insurance Regulatory, and Self-Insured / Captive Insurance Departments . They talk about how to find the right estate planning attorney for you. Podcast Episodes Mentioned:...

On this episode of A Wiser Retirement Podcast , Casey Smith and is joined by guest, Jordan Sute, CPA, from Sute CPAs . Jordan has been a guest on our podcast many times now. They talk about how to choose a certified public accountant (CPA) to meet your estate planning needs. They also explain why a CPA is important, what to look for in a CPA, some red flags, and how a CPA can be beneficial to your...

On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® talk about what to look for in a financial advisor when building a legacy plan. It’s important to understand that your advisor should be working in the client’s best interest, and not selling products. They also give us an update on current inflation numbers for the last year and tips for how investors should be approa...

On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® introduce a special guest, James E. Hughes, Jr. , author of Family Wealth: Keeping it in the Family . Hughes talks about how to create a family covenant, the hierarchy of a covenant, the Rockefeller legacy story, and how to structure a team that will work in your best interest. He also discusses some main points from...

On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® kick off the new season of the podcast by explaining what it takes to leave a purposeful financial legacy. It is important to plan ahead of time in order to leave the legacy you wish to leave for the next generation. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wea...

On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® wrap up this season of the podcast by talking about the three main ways to prepare for retirement. They also reveal our theme for the new season of the podcast starting in July and say goodbye to Matthews! Podcast Episodes Mentioned: Episode 106: Create a Cash Flow Strategy for Re...

On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about 5 different ways you can stay active during retirement. They also talk about the current market situation, and how it has entered bear market territory. Podcast Episodes Mentioned: Episode 112: How Retirement can Affect Mental and Physical Health Episode 110: How does h...

In this episode of A Wiser Retirement® Podcast , Casey Smith, President of Wiser Wealth Management, welcomes special guest Dr. Tara Arnold, PhD, LCSW, CEDS-S, RYT-200 , Clinical Co-Director of WholeHeart Psychotherapy . Dr. Arnold shares insights on finding purpose after retirement and navigating emotional wellness during this major life transition. The conversation explores marriage in retirement...

On this episode of A Wiser Retirement Podcast , Casey Smith and Matthews Barnett, CFP®, ChFC®, CLU® talk about the effects of retirement on both mental and physical health. Retirement is a great accomplishment, and is a huge life transition. However, many people aren't aware of the impacts that retirement can have on your mental health. It is important before you retire to think about how you...

On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about the differences between Medicare A, B, D, Medigap and Advantage. They also explain Medicare for employees, the process of switching from Advantage to Medigap, and offer advice on how often to review your plan. Speak with a specialist today so you can find the right plan...

Are you considering retiring early but are unsure about your healthcare options? On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about different healthcare options in retirement. They also talk about ways to qualify for Medicare early, the Affordable Care Act, and why it’s important to consider different saving strategies....

On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® answer and explain some of the most common questions about Social Security. They also talk about current market performance, and why you should stay invested long-term.  Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, famil...

On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the highlights of social security, how it works, and how to maximize it in retirement. It is important to research your social security options in advance, so you are prepared for the future. It’s never too early to get started! Learn More: Founded in 2001, Wiser Wealth...

On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® talk about the importance of getting rid of debt before you retire. They talk about credit cards, managing student loans, real estate, and the snowball method. It is important to take control of your debt and find a payment strategy that works for you so you can have enough income to sustain yourself in retirement. Le...

On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about how to prepare cash flow in your portfolio for retirement. They describe a couple strategies for maintaining cash flow in retirement, the process of preparing for inflation, and why it’s important to invest in bonds. Learn More: Founded in 2001, Wiser Wealth Management is...

On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about a few different dividend investment strategies. They explain what a dividend is, the risks associated with them, and give advice on how to manage them within your portfolio. It is important to understand the different dividend investment strategies so you can choose which...

On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about how to build an investment portfolio for retirement. They explain how to be your own pension fund manager, the importance of having cash reserves, and how to diversify your portfolio in retirement. Learn More: Founded in 2001, Wiser Wealth Management is a fee-only fiducia...

On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the upcoming theme for Q2 2022, the importance of having a plan for retirement, and outline the five main topics they will be cover throughout the quarter. They also introduce our new guide, called "Your Pre-Retirement Checklist" . You can download this free gui...

It is important to understand the concept of long-term investing because it can help you grow and protect your portfolio . On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® wrap up Q1 2022 by talking about why investing for the long-term is crucial to maintaining your portfolio. They talk about investing in emerging markets, reveal the fourth way to grow and protect y...

It is important to recognize the amount of risk you're willing to take on in order to achieve a diversified portfolio. On this episode, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the importance of portfolio diversification. They talk about modern portfolio theory, the efficient frontier line, allocating your assets, and they offer advice on how to diversi...

It is important to include performance benchmarks in your financial portfolio so you can achieve your goals. On this episode of A Wiser Retirement Podcast, we talk about how to include performance benchmarks in your portfolio. Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® also go over measuring risk in your portfolio, the importance of being an investor, how to begin choosi...

Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about if cryptocurrencies belong in an investment portfolio. They talk about some of the main cryptocurrencies, how they are being used today, the advantages and disadvantages of investing in them, and they offer advice on how to manage them in your portfolio. It is important to analyze the risks and rewards of including cr...