A Sunny Side Up Life Podcast

No one likes to admit this, but budgeting is really the first step. It's what you do after that matters, because the reality is that anyone can write a budget. Not everyone knows what to do after-the-fact. This episode is how to keep on keepin' on AFTER you write your budget. How doing the heart work, setting goals and being intentional with your money is the secret sauce to budgeting. Remember —...

No one has said "I want a crappy life, with crappy things, making no money." That's why, it is a sticking point for me, that you need money for all the things you truly deserve and all the things you dream of. Things like a paid-off home, travel adventures and a secure future. In order to do that, we have to lay the financial groundwork so to speak. These are 5 steps to financial freedom: Work on...

I think we all have realized at this point, that our financial situation has the ability to change overnight. With COVID, lockdowns, and crashing stock markets, we aren't as secure as we originally thought. So... what do we do about it? Welcome to the world of multiple income streams and how to leverage them to build security AND wealth. IN THIS EPISODE, SAMI SHARES ABOUT: Defining the different t...

"We don't buy things with money, we buy them with hours of our lives." -Joshua Becker When you change your mindset to buying things with time instead of money, that's when your entire world changes. Once you realize that life is too short to spend it chasing frivolous things... Once you realize that you, your partner, or both of you, are going to spend time away from your family working each day.....

Since it's tax day, it's finally time to open up about my story about what happens when you're 3 years behind on property taxes, don't properly pay your business's sale tax, and when the IRS comes after you because you failed to claim all of your income. If you're scared... well, you should be! IN THIS EPISODE, SAMI SHARES ABOUT: Why she was behind on her property taxes What she did to resolve the...

It's financial literacy month, which means my social media feeds are ablaze with tips and information all surrounding personal finance. I love this time of year, because we are coming out of hibernation and setting our sites on how we can improve ourselves. A spring cleaning of our personal finances and emotional lives is a wonderful, fresh way to celebrate spring. With all of that being said, I w...

The future is female , and in this International Women's Month episode on A Sunny Side Up Life, we speak to why this is an absolute truth . The gender pay gap, divorce statistics and the reality of predatory practices like the pink tax, make financial literacy for women not just a luxury -- but a necessity.  We are claiming a seat at the table -- and it's long overdue. IN THIS EPISODE, SAMI SHARES...

Did you know that there are more than 2 ways to pay off debt? Most of us have heard of the Debt Snowball Method and the Debt Avalanche Method -- but have you heard of the Most-Hated Debt Method? What about the Highest Monthly Payment Method? In this episode, I'm exploring other options and methods when it comes to paying off your debt and what could work for you and your family during your financi...

Find all of the shownotes here: https://www.asunnysideuplife.com/blog/podcast/a-year-into-covid This is officially the worst anniversary ever -- and while I'm absolutely not celebrating the year of COVID-19, I am definitely reflecting on it. ⁠ I am thinking of how I learned (even more) the importance of holding my loved ones close. Of not taking for granted what we have, of not hoarding things oth...

A scarcity mindset is the belief that there will never be enough, resulting in feelings of fear, stress, and anxiety. Does this sound familiar? Is your life in a scarcity state? Do you, "Well, that's just the way it is," instead of changing your frame of mind and seeking out your own happiness? Do you sit in negativity?  You're not alone and negative thoughts are normal, BUT the reality is that th...

In our society, where money and is the popularized pinnacle of success, it's easy to correlate self-worth with income. Here's your reality check:  Your worth isn't dependent upon the amount of money you make. I want you to read that again.  Your worth isn't dependent upon the amount of money you make. Our worth is not dependent on how productive you, how busy you are, or how much you make for a li...

Without darkness there would be no light. Without sadness there would be no joy. Without the low times, you wouldn't feel the high ones.   In order to live a full life, you can't experience just happiness, you must go through life events and situations that will make you appreciate that happiness.   The truth is that your struggles are not against you, they are FOR YOU.   They present themselves t...

When was the last time you did something that you truly enjoyed? Something that didn't need a reason for doing? Something that you didn't directly profit from? In this week's episode, we're talking about the importance of hobbies in life. I give you a (soft) kick in the butt about why you need to carve out time to live a life you truly love — and why you deserve to experience joy. IN THIS EPISODE,...

Sami Goal Summit: My 2021 Goals Setting goals can be overwhelming and anxiety-inducing. The "What ifs" tend to sneak up on me and cut through even the strongest determination and motivation I have. But not to fear! That's normal — but it isn't something that keeps me from setting goals or achieving them! In this episode, I go over my goal-setting process, how I "reconcile" my goals throughout the...

Impulse Shopping Isn't the Problem: You Are Ouch… that stings, right? But it's (unfortunately) the truth. There is a silver lining to this though because if you're the problem, you're also the solution. In this episode, I go over how to get to the bottom of why you're impulse shopping, how to take action against it, and sustainable and healthy ways to cope with it. If you're an impulse shopper: Th...

In this episode, Morgan from @holisticbucks shares with us her journey to becoming a wealth coach and how she actively helps millennial women who avoid their finances, confidently build up their savings and start investing. Taking a holistic approach to money with an abundant mindset and powerful mantras has never felt so good! IN THIS EPISODE, SAMI SHARES ABOUT: How Morgan manifests her money rea...

When I turned 30 I wrote out ten dreams that I wanted to be a reality by the time I turned 40.⁠ These were big goals like "celebrate 20 years of marriage" + "hit millionaire status". Most of them I knew would take me the entire 10 years to accomplish or at least would be something that I'd have to continually work on throughout all of the years. ⁠ The thing about such big goals is that they tend t...

Oh, 2020. You came, you saw, you destroyed. As the new year comes full-steam ahead, it's time to reflect and figure out what went right and what went terribly (most of it out of our control) wrong.  What if you didn't accomplish any of your goals? What if this traumatic year set you back, got you laid off, or worse, made you sick?  Here's the tea: Some people took time to accomplish goals and enjo...

This year has been crazy. That's why, heading into 2021, it's important to cut out what doesn't and what will not serve you.   If you've been around A Sunny Side Up Life Podcast for a while, you know I've discussed this topic at great length; however, during the Christmas season, we will be attaining lots of things, as we do each year.   During this time of year, we commit to new goals, new people...

"Failure should be our teacher, not our undertaker." - Denis Waitley  I have failed in my time and it was during those failures where I learned who I was, what I wanted out of life and what not to do next time. The first 2 years of my oldest daughter's life are painful to reminisce. I was drowning in a job that took over my entire life, I had clutter and debt and then I had a miscarriage. It was h...

As Millennials, we live with the guilt of killing thousands of industries per day. We're lazy and we expect things to be handed to us with no effort. We need safe spaces and avocado toast to make it through the day. We have debt up to our eyeballs, get married later in life and think of plants and dogs as our kids. If you've ever heard our generation chalked up to these tropes, Episode 118 is for...

⁠⁠'Tis the season to deck those halls, but what if you're too overwhelmed to even think about holly and tinsel? In this episode, Sami shares how it is possible to have a simpler and more intentional holiday, and how it could actually make your family closer… and jollier. IN THIS EPISODE, SAMI SHARES ABOUT: Encouragement for slowing down How to use intentionality over consumerism Starting new holid...

⁠In this flipped episode of A Sunny Side Up Life, Sami is on the other side of the proverbial desk. Vee from Vee Frugal Fox asks Sami about everything from personal finance and ice cream flavors to who she voted for in the 2020 election and why she feels a personal responsibility to amplify politics on this platform. You'll want to listen to this! IN THIS EPISODE, SAMI SHARES ABOUT: Her pet peeves...

You've heard Sami say it a million times: "Personal finance is personal". This philosophy applies at the very start of your debt free journey. Paying off debt is as personal as anything else in personal finance. It's kind of obvious... because it's in the name. That's why we're breaking down The Debt Snowball Method v. The Avalanche Method and what method works best with different scenarios. We ex...

Politics directly affects everything from unemployment and job creation, to taxes, healthcare, education. If you care about personal finance and your family's budget — you must care about politics too. In this episode, I'm digging into why you can't detach politics from money, how it directly affects our financial literacy and our education systems, and why I feel so strongly about exercising your...