A Different Perspective

This week Nick talks to long-time friend of the show, Hugh Hendry, the Acid Capitalist.  Hugh Hendry is a Scottish hedge fund manager and outspoken investor known for his contrarian views and sharp macroeconomic commentary. Born in Glasgow, he studied Economics and Finance at the University of Strathclyde before starting his career at Baillie Gifford, later moving to Credit Suisse and Odey Asset M...

This week Nick talks to Marty Connaghan. Marty began his career at Glasgow-based investment firm Murray Johnstone in 1998, and joined Aberdeen in 2001 following its acquisition of Murray Johnstone. Over the years, he has held various roles, including Dealer, ESG Analyst, and Credit Analyst. For the past 17 years, Martin has specialised in managing Global Equity and Income mandates. He has been a m...

This week Nick talks to Alison Kosik Alison Kosik is an American journalist and freelance anchor currently reporting for ABC News. She previously served as a business correspondent for CNN, where she covered the New York Stock Exchange. Her debut book, What’s Up With Women And Money? How To Do All The Financial Stuff You’ve Been Avoiding , was released on March 4, 2025.  Nick and Alison discuss Al...

This week Nick talks to Nadine Buckland. Nadine has over two decades of experience in advisory and investment. She co-founded Zenzic Capital in 2014 alongside Tom Lloyd-Jones. Before establishing Zenzic, Nadine held positions in insolvency and transaction advisory at Horwath Clarke Whitehill, RSM Tenon, and Baker Tilly. Nick and Nadine discuss the evolution of the UK and European non-bank lending...

In this weeks episode Nick talks to Frank Buchholz Retired financial advisor Frank J. Buchholz shares insights from his 40-year career in investment advising, particularly his time at Merrill Lynch. He discusses his motivation for writing The Investor’s Golden Playbook , a book designed to help novice investors navigate the financial world using clear principles, including assessing time horizon,...

This week Nick talks to Iain Baillie Iain began his career at Strauss Turnbull and Co and has been involved in UK and European Capital Markets for over 35 years as a trader of both equities and corporate bonds, culminating in heading European credit trading as a Managing Director of Salomon Brothers. Iain was also a founding director of LBDP, a successful agency broker in European credit. From 200...

This week Nick talks to Chris Gillespie. Chris’s career in financial services spans over 40 years. He brings extensive experience from senior leadership roles within consumer finance businesses. Prior to joining H&T , Chris served as Managing Director of the consumer credit division at Provident Financial PLC. Chris maintains a strong interest in matters affecting the wider industry and is a F...

This week Nick talks to Judith MacKenzie. Judith joined Downing in October 2009, bringing with her extensive experience in venture capital and fund management. Prior to this, she was a partner at Acuity Capital, where she managed AIM-listed VCT and IHT investments, as well as a small-cap activist fund. Before Acuity, Judith spent nine years as a senior investment manager at Aberdeen Asset Manageme...

This week Nick talks to Parmy Olson. Parmy Olson is a prominent technology journalist and author, currently a columnist for Bloomberg Opinion. She previously covered tech and innovation for The Wall Street Journal and Forbes , with a focus on AI, robotics, and emerging technologies. In 2012, she published We Are Anonymous , an acclaimed deep dive into the hacker groups Anonymous and LulzSec. Her 2...

This week Nick talks to Duncan Garrood Duncan Garrood is CEO of Empiric Student Property, Originally trained as a scientist, he transitioned into the corporate world, spending 20 years at Unilever in various global roles across production, sales, and marketing. He played a key role in expanding business operations, including launching an ice cream division in China. Over the years, he took on lead...

This week Nick talks to George Ensor George Ensor is the portfolio manager for the RGI UK Listed Smaller Companies Fund and the River UK Micro Cap Investment Trust. He joined River Global Investors in 2014 as a UK equity analyst, following his role as a private client investment manager at Smith & Williamson Investment Management. George holds a degree in Chemistry from the University of Brist...

In this bonus episode Nick talks to Jeff Chatfield. Jeff serves as the Executive Chairman of Avation PLC and played a pivotal role in its founding and development. Throughout his career, he has held management and directorial positions in various companies across sectors such as the airline industry, data distribution, electronics, investment, broadcasting, and manufacturing. He holds both a Bache...

This week Nick talks to Andrew Jones Andrew led Metric Property Investments Plc as co-founder and CEO from its launch in March 2010 until its successful merger with London & Stamford in January 2013, when he took the helm as Chief Executive of the newly formed LondonMetric. His extensive real estate experience includes a pivotal role at British Land, where he served as Executive Director and H...

This week Nick talks to Steve Ruffley   Steve Ruffley is a professional trader of nearly 25 years. Steve offers personalised trading risk management and mentoring packages and is a published author with The Pro Retail Trader: How to Generate Professional-level Returns as a Retail Trader.   The discussion explores Steve Ruffley’s career in financial markets, detailing his journey from a university...

Season 4 kicks off with Nick talking to friend of the show, Dr Daniel Daniel who runs the The Crypto Investing Program . Since the U.S. election in November  Bitcoin has experienced a significant bull run, with its price surging from approximately $69,000 on Election Day to over $100,000 by mid-January 2025. This upward trajectory is largely attributed to the election of President Donald Trump, wh...

This week Nick talks to Matt Timmins Matt was appointed to the FINTEL Board in May 2010 after joining in 2002, bringing extensive expertise in sales, marketing, and mergers and acquisitions. He has cultivated strong relationships with key distribution partners and holds a Postgraduate Diploma in Marketing from the Chartered Institute of Marketing (CIM). With a background that includes various mark...

This week Nick talks to Robbie Burns Robbie has been a journalist and writer since earning his journalism degree from Harlow College in 1981. He began his career as a reporter and editor for various local newspapers before becoming editor of ITV and Channel 4’s teletext services from 1988 to 1992. During this time, he also wrote ITV’s daily teletext soap opera, Park Avenue , for five years. Afterw...

Ed is the co-founder and CEO of the London Interdisciplinary School (LIS), a new university in east London that offers BASc and MASc which oriented around complex problems, not disciplines. In 2012 Ed co-founded School 21 in Stratford with Peter Hyman and Oli de Botton. In 2017 the first GCSE class achieved grades that placed them in the top 5% of the country for attainment, and the school was awa...

This week Nick talks to Peter Curk With over a decade of experience across multiple sectors, Pete has held diverse roles in executive management, customer experience, marketing, and business development. Currently serving as CEO of ICONOMI, previously leading Big Bang Slovenija as Customer Experience & eCommerce Director. Peter co-founded Dia-Vit Ltd, securing Series A funding, and consulted o...

This week Nick talks to Guy Gittins. Guy became CEO of Foxtons in September 2022, bringing with him extensive experience in the property sector and leadership roles. Prior to rejoining Foxtons, he served as CEO of Chestertons, a renowned London-based and international residential property firm. Guy's career began at Foxtons, where he worked until 2006 before taking on the role of Sales and Marketi...

This week Nick talks to Jeff Chatfield Jeff serves as the Executive Chairman of Avation PLC and played a pivotal role in its founding and development. Throughout his career, he has held management and directorial positions in various companies across sectors such as the airline industry, data distribution, electronics, investment, broadcasting, and manufacturing. He holds both a Bachelor of Engine...

This week Nick talks to John Roberts John began his career as a waiter and kitchen salesman. In 2000, he founded Appliances Online after a friend bet him £1 to start a business. His entrepreneurial journey gained momentum when, in 2014, he led AO World’s listing on the London Stock Exchange, which was valued at £1.2 billion at the time. John has stated that he built AO on his personal mottos: "tre...

This week Nick talk's to Corero's CEO Carl Herberger Carl oversees the business strategy and execution at Corero Network Security , a leading provider of DDoS protection solutions. Corero specialises in automatic detection and protection systems, offering network visibility, analytics, and reporting tools. The technology safeguards against both external and internal DDoS threats, particularly in c...

This week, Nick talks to Christian Purcell, Co-Founder of DropPoint. Christian is the co-founder of DropPoint, a UK-based platform that helps individuals declutter by connecting them with local charitable causes seeking in-kind donations. Through its searchable directory, users can easily find grassroots projects and organizations in need of specific items, allowing them to donate unwanted goods a...

In this week's episode Nick talks to Stewart Hall Stewart Hall is the CEO and co-founder of Public Policy Holding Company (PPHC), a role he has held since 2014. He is also the co-founder and Chairman of Crossroads Strategies, LLC (CRS). Stewart began his career as Legislative Director to Senator Richard Shelby (R-AL) from 1992 to 1996, where he developed extensive expertise in defense policy, appr...