93 Million with Doug Andrew

Ready to speak with a Specialist? Book a free Quick Consult here: https://3dimensionalwealth.com/getstarted Want to Learn More? Register For An Upcoming Event: https://3dimensionalwealth.com/events Claim Your Free Copy of The L.A.S.E.R. Fund Book Go to: https://www.laserfund.com Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com ---------- Discover how the worst investmen...

Ready to speak with a Specialist? Book a free Quick Consult here: https://3dimensionalwealth.com/getstarted Want to Learn More? Register For An Upcoming Event: https://3dimensionalwealth.com/events Claim Your Free Copy of The L.A.S.E.R. Fund Book Go to: https://www.laserfund.com Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com ---------- Discover why the 4% rule may be...

Discover how emotional investing sabotages retirement plans—and how index-linked IUL strategies can replace panic with peace. Doug Andrew and the team reveal the five emotional investor types that lead to buying high and selling low, then explain how an Indexed Universal Life (IUL) approach can reduce downside exposure while still participating in market growth through lock-in and reset principles...

Ready to speak with a Specialist? Book a free Quick Consult here: https://3dimensionalwealth.com/getstarted Want to Learn More? Register For An Upcoming Event: https://3dimensionalwealth.com/events Claim Your Free Copy of The L.A.S.E.R. Fund Book Go to: https://www.laserfund.com Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com ---------- Discover how rethinking the 401(...

Ready to speak with a Specialist? Book a free Quick Consult here: https://3dimensionalwealth.com/getstarted Want to Learn More? Register For An Upcoming Event: https://3dimensionalwealth.com/events Claim Your Free Copy of The L.A.S.E.R. Fund Book Go to: https://www.laserfund.com Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com ---------- Discover why the “93 Million” pr...

Ready to speak with a Specialist? Book a free Quick Consult here: https://3dimensionalwealth.com/getstarted Want to Learn More? Register For An Upcoming Event: https://3dimensionalwealth.com/events Claim Your Free Copy of The L.A.S.E.R. Fund Book Go to: https://www.laserfund.com Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com --- Discover how today’s overvalued stock m...

Ready to speak with a Specialist? Book a free Quick Consult here: https://3dimensionalwealth.com/getstarted Want to Learn More? Register For An Upcoming Event: https://3dimensionalwealth.com/events Claim Your Free Copy of The L.A.S.E.R. Fund Book Go to: https://www.laserfund.com Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com ---------- Discover how understanding risk,...

Ready to speak with a Specialist? Book a free Quick Consult here: https://3dimensionalwealth.com/getstarted Want to Learn More? Register For An Upcoming Event: https://3dimensionalwealth.com/events Claim Your Free Copy of The L.A.S.E.R. Fund Book Go to: https://www.laserfund.com Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com ---------- Discover how a properly structur...

Discover how true compounding—not simple averages—can protect your lifestyle in retirement. Doug Andrew and the 93 Million team reveal how to convert fear into confidence with indexed universal life (IUL), combining tax-free growth, downside protection, and smarter withdrawals. Uncover how IUL’s zero-percent floor and index crediting help you avoid sequence-of-returns risk while pursuing growth. S...

Discover how to turn volatility into opportunity with Indexed Universal Life (IUL). Doug Andrew and team break down the annual reset, “zero is your hero,” and strategic no-cap indexing so you can sidestep losses and ride powerful rebounds with confidence. Learn how policy-loan arbitrage—borrowing at one rate while your cash value keeps compounding—can help supersize tax-free retirement income. The...

Discover how the Three Dimensions of Authentic Wealth can balance your life and fortify your finances. Doug Andrew and his team dive into the “93 Million” principle, blending Foundational, Intellectual, and Financial assets with the power of a max-funded Indexed Universal Life (IUL). Learn why going beyond products (the clubs) and focusing on strategies (the swing) leads to abundant, tax-free reti...

Discover how Three-Dimensional Wealth planning protects what matters most: income today, flexibility tomorrow, and a lasting legacy. Doug Andrew and his team dismantle the shrinking 4% rule and reveal how a properly structured, max-funded Indexed Universal Life (IUL) can deliver tax-free retirement income while preserving compounding with a 0% floor and modern indexing strategies. Uncover how taxe...

Discover how indexing inside IUL can replace panic with a plan. Doug Andrew’s team unpacks zero floors, annual resets, and locked-in gains—so you avoid losses while still capturing rebounds. See why buy-and-hold often beats timers, and how IUL adds a disciplined, tax-advantaged engine to your retirement. Uncover how tax diversification—shifting from taxable and tax-deferred to tax-free—helps you p...

Discover how a max-funded Indexed Universal Life (IUL) can power tax-free growth, liquidity, and protection while avoiding common design mistakes. Doug Andrew and team break down the Laser-Ready Test, the Rule of 72, and the trade-offs of Term, Whole Life, and IUL so you can align coverage and cash value with your real goals. Uncover how a zero-percent floor and smarter indexing can shield your ne...

Discover how the Three Dimensions of Authentic Wealth can balance your life and fortify your finances. Doug Andrew and his team dive into the LASER Test—blending Liquidity, Safety, and Rate of Return with powerful tax advantages using a properly structured, max-funded Indexed Universal Life (IUL). Learn why going beyond products (the clubs) and focusing on strategies (the swing) leads to abundant,...

Discover how strategic tax planning and modern life insurance design can fortify your retirement. Doug Andrew and team demystify the “seed vs harvest” tax choice and show how a properly structured IUL (LASER Fund) turns compounding into tax-free income. Learn how TEFRA/DEFRA/TAMRA and Section 7702 enable efficient designs that protect growth and legacy. Uncover how smart policy loans keep money co...

Doug Andrew and his team dive into the “93 Million” principle, blending Foundational, Intellectual, and Financial assets with the power of a max-funded Indexed Universal Life (IUL). Learn why going beyond products (the clubs) and focusing on strategies (the swing) leads to abundant, tax-free retirement outcomes. Uncover how IUL’s zero-percent floor, lock-in, and annual reset preserve what you’ve b...

Discover how Indexed Universal Life (IUL) can transform your small business and retirement. Doug Andrew and his team dive into the power of a properly structured IUL, blending liquidity, safety, and tax-free growth with the discipline of a family bank. Learn why a working capital account in an IUL can earn a higher rate of return than a traditional bank. Uncover the truth about the IRA and 401(k)...

Discover how inflation, taxes, and longevity threaten retirement—and how Indexed Universal Life (IUL) can protect you. Doug Andrew and his team reveal why the old “Buy Term and Invest the Difference” advice fails, and how the “93 Million” principle works to preserve wealth with tax-free growth. Learn why relying on the 4% rule, Social Security, or outdated strategies leaves you vulnerable. Instead...

Discover how retirement account fees and taxes drain millions from your savings — and how the L.A.S.E.R. Fund can change your future. Doug Andrew and his team unpack why a properly structured Indexed Universal Life (IUL) beats traditional accounts, offering tax-free growth, zero-loss market protection, and minimal fees. Uncover why most retirees unknowingly pay fees on Uncle Sam’s share, how to av...

Unlock the new 2021 L.A.S.E.R. fund advantage and future-proof your finances. Doug Andrew’s crew unpacks the three dimensions of Authentic Wealth, showing how a max-funded Indexed Universal Life (IUL) harnesses tax-free growth, a zero-percent floor, and Congress-proof grandfathering. Feel the relief of compounding without IRS erosion, lower internal costs, and smarter indexing that captures upside...

Balance your life and future finances with predictability. Doug Andrew’s 93 Million crew explores the need for control and how a max-funded Indexed Universal Life (IUL) delivers it. From locking in gains with a zero-percent floor to using 1035 exchanges that turbo-charge under-performing policies, this episode shows you how to turn chaos into calm. Uncover the zero-loss, tax-free growth strategy t...

Discover why half of Americans stumble on basic financial questions – and how you can avoid the same fate. Doug Andrew and his team dive into “funny math” to highlight the serious gaps in financial literacy. They then unveil how a max-funded Indexed Universal Life (IUL) policy can do what traditional plans can’t: provide tax-free, compound growth for both college savings and retirement. Learn why...

Wondering how the “Big Beautiful Bill” will really impact your portfolio? In this episode of 93 Million, Doug Andrew and team dissect bullish and bearish S&P 500 forecasts, then prove why an equity‑indexed, max‑funded IUL can thrive no matter what. Learn how the zero‑is‑a‑hero floor protected clients from 2022’s 20 % drop and delivered a 61 % tax‑free rebound the very next year. Doug’s “Three ...

Explore how permanent Trump tax cuts can impact your retirement and tax strategy. Doug Andrew and the 93 Million team analyze how predictable tax policy can fuel economic growth, reduce volatility, and affect tools like Indexed Universal Life (IUL) and annuities. Learn the power of strategic IRA rollouts and why following the herd may be your biggest financial mistake. Hear how a properly structur...