4F Forum

Are you a procrastinator? Do you put off what needs to be done today then experience the consequences later? Dan and Ryley talk about how they fight procrastination in their effort to live a maxed-out life.

Should I invest in real estate? Why? How can it help my financial picture? I don't want to be a property manager. Dan and Ryley talk about how they have invested in real estate and where they are in the process.

Has being wronged or injured changed how you look at the world and how you handle events in your life? Dan and Ryley talk about how to shift the victim mindset to create a maxed-out life!

Budgeting. What's the first thing you think of? No fun, right? Is there an alternative to denying yourself? Dan and Ryley talk about how it feels and how you can change your mindset to get the things on your wishlist.

Do you read? For fun? For growth? Further education? Dan and Ryley talk about why and how they are incorporating reading into their busy schedules.

We have a guest today! Dan and Ryley talk with Tanner Neubauer, owner of a local (St Cloud, MN) gym who has built a culture of communication, cooperation, and loyalty. Tanner tells his moving story of the challenges his business faced during COVID-19 and how the community around him reacted.

Be inspired to be physically fit! Dan and Riley talk about how they stay fit, and what they've seen in their former life as physical therapists. It's more important than finances, right?

Was is a difference between traditional financial advice and typical financial advice? When did the rules change? Dan and Ryley sort out what you might consider traditional concepts that can help you today.

Dan and Ryley explain how to create your wish list and make it happen. What separates Dan and Ryley from a typical financial advisor? THE WISH LIST!

Dan and Ryley outline 9 steps to achieve your goals. Kick-off the year with goal setting strategies. Do you achieve your goals? There is a method to why successful people get stuff down. Find out how they do it.

Dan and Ryley take you through part two of building your model.

Dan and Ryley teach you the beginning steps to set up your financial model. To view the screen share: find us on Facebook - The 4F Forum.

We are coming up on the end of 2020. Dan and Ryley talk about how they use goal setting and how you can put 2020 behind you and gear up for 2021.

Dan and Ryley explain some opportunities available to Americans through the CARES act.

Vaccines. They are in the news now. What do you think?

You weren't created to settle or to be always striving for comfort... You were made to reach your potential and "go for it." Today, we share our thoughts on why you should always be challenging yourself to get to your maximum potential and the steps to get there.

This week we introduce our host, Dan Kramer, and his story of going from W2 employee to business owner/entrepreneur. Ryley and Dan discuss the mindset changes that happened along the way.

How do you know if choosing a 15-year vs. a 30-year mortgage is "saving" you money? What if you could pay your home off faster with a 30-year mortgage AND increase your wealth at the same time? Are you in? Enjoy!

What happens when you're in a rut? Are you spending more time on your job or worrying about finances than you want to? Don't be too consumed to enjoy what really matters, your faith, and your family. This is real life, and today we discuss some steps to get out of that funk.

Nobody wants to pay more taxes. "You are not more patriotic by paying higher taxes". Did you know with the right education, you could earn more and pay fewer taxes? Have a listen!

Dan and Ryley talk about Dave Ramsey and some of the issues we have with his teachings. Dave has helped many people, but there are a few of his ideas that we question in this episode. Enjoy.

Do you ever feel like the odds are not in your favor? Like the deck is stacked against you when it comes to finances? In today’s podcast, we talk about the four rules of financial institutions! It turns out, they are teaching us to play by a set of rules in our finances, and they are playing by a completely different set of rules that ensure they win, and we take all the risk! Enjoy.

How do you know that the advice you are receiving is always in your best interest? There are a lot of opinions when it comes to finances, and this can confuse you. Today, Dan and Ryley talk about five of the standard pieces of misinformation that they have encountered over the years in the financial industry. Enjoy!

Getting to know co-host Ryley Smith.

Are you wondering how to build a life that doesn't revolve around your work? Do you feel that there is not enough time in the day for the things you truly want to do? Do you find yourself saying you don't have enough time, or you're too busy? This episode gets into some thoughts and ideas that may help you work towards building the life you desire. Many people watch the years go by and never make...