360 Money Matters

Hello and welcome back to the 360 Money Matters podcast! This week we do a deeper dive into what we are seeing in the Melbourne property market and what is driving the increase in property prices. We discuss how and why property prices are rising in Melbourne that is attributed to: Covid restrictions having caused a shift in people's thinking around their living arrangements, low interest rates dr...

Hello and welcome back to the 360 Money Matters podcast! So picture this: you're approaching your 60s and you're getting ready to finally retire, but your plan usually isn't as simple as; "Today I'm working and tomorrow I'm not" Ideally, your transition into retirement shouldn't be so abrupt, rather, it should be slow, smooth, and above all, progressive. So how do you do that? This week, we're goi...

Hello and welcome back to the 360 Money Matters podcast! We all know how much of a big decision investing is, especially if you're unfamiliar or inexperienced in the field. From choosing your particular type of investment to barriers of entry, it can certainly feel like a daunting task and you might not always feel confident making all those decisions yourself. This week, we're taking a deeper div...

Hello and welcome back to the 360 Money Matters podcast! When it comes to debt, ideally you want to be in a debt-free position for your wealth creation, but sometimes that won't always be the case. 20 or even 30 years later, you might still be paying for the same debt and making additional repayments, and you haven't moved the needle very far. If you want to remove that thorn in your side, then we...

Hello and welcome back to the 360 Money Matters podcast! When it comes to dealing with property, it's a very big purchase and commitment majority of the time. Not everyone is going to be well-equipped with knowledge on this topic, and so we encourage you to engage with experts so you can avoid the pitfalls of buying a property. So we have a special guest for you all for this episode--  Natalie Gre...

Hello and welcome back to the 360 Money Matters podcast! One of our listeners emailed us asking us how he can get back on top of his spending. More often than not, when you get your paycheck and spend on all your essentials, there's barely any money left. This is a problem that is more common than you think so we're going to dedicate this episode to answering their question. Having the right struc...

Hello and welcome back to the 360 Money Matters podcast! One of the questions our clients frequently ask us is, "How much money do I need when I retire? How do I get started on it?" Just like financial strategies, the definition of retirement varies from person to person, depending on their personal circumstance, so you want to find the strategy that best fits you. In this episode, we're going to...

Hello and welcome back to the 360 Money Matters podcast! Having a family is a big life decision and financial expense. You want to make sure your children have their needs cared for, and not just the immediate ones like diapers or food, but including things in the far future university tuition and car deposits.  For this episode, we discuss how you can determine the right facilities and vehicles f...

Hello and welcome back to the 360 Money Matters podcast! You'd be surprised at how often long-term wealth creation is overlooked by financial advisors, but you want to make sure you're all set when you retire. So for this episode, we discuss how you can grow your wealth with superannuations, the strategies behind it, and how to get the most out of its benefits. By maximising your retirement fund,...

Hello and welcome back to the 360 Money Matters podcast! When it comes to your financial assets, we find that shares and property make up a sizable portion of your wealth so in this episode, we discuss how you can get into owning shares and property, the differences between the two and how you can take advantage of both of them with some planning so it doesn't have to be one or the other. We'll al...

Hello and welcome back to the 360 Money Matters podcast! We're finally here at the sixth and final step of your financial roadmap-- estate planning!  Once you've amassed a large amount of wealth, you don't just stop there. You want to plan your estate to make sure that your money and assets get to the right people, at the right time. Inheritance isn't just limited to simply writing a will, so have...

Hello and welcome back to the 360 Money Matters podcast! Get ready for today's episode because we'll be talking about the enthralling topic of managing risks as part of your financial plan.  Unfortunately, the reality when it comes to your finances is that not everything will always go as planned but don't lose hope just yet because we want to help you as much as we can in this episode. Both Andre...

Welcome back to the 360 Money Matters Podcast, and in this episode, we'll be discussing step four of our six-step financial planning process which is developing an investment strategy. There is a lot to unpack regarding investment strategies and the various topics surrounding them, but we hope that this will help paint a clear picture for you all. Beyond the usual technical aspects of an investmen...

Debt can be intimidating and managing it can be a daunting task for many of us, but it doesn't mean getting it under control is impossible. Debt management can make your financial life much easier by limiting the impact that debt has on your cash flow, therefore, making it an imperative part of the wealth creation journey.  We'll help you gain a clearer understanding of debt, and provide practical...

The key to any financial plan is having surplus income. Without surplus income, it makes it impossible to allocate your money and invest for your financial goals and it is hence imperative to maximise this surplus. Maximising this surplus can be done from driving up your income and can also be done by understanding and minimising your expenses. This is the second step to building your financial pl...

Welcome back to the 360 Money Matters Podcast, where in this episode we dive right into the first step of building your financial plan - understanding your position, and identifying your goals. It can be a difficult task to build your financial plan and roadmap, however, when starting out on this journey it is imperative to have a strong understanding of your current position and set clear and con...

Welcome to the first episode of the 360 Money Matters Podcast with your hosts, Billy Amiridis and Andrew Nicolaou! In this podcast, we aim to increase your confidence in all money matters-- covering an array of topics like investing, cash flow and budgeting, and passive income. We're confident that by arming yourself with knowledge, you can live your life on your own terms without limits. Though i...