22 Minutes in Lending: Conversations about Credit Unions, Fintech, and Future of Finance

On this episode, host Vince Passione is joined by Nick Evens , President and CEO of Curql Collective , to discuss the unique model bringing fintech and credit unions together through strategic investing. Curql takes a unique approach to facilitate collaboration between credit unions and fintech startups. Key Takeaways: (00:34) Curql invests in fintechs on behalf of credit unions.  (04:49) Cur...

On this episode, host Vince Passione is joined by Jim Merrill , President and CEO of Inspire Federal Credit Union . With over 30 years in the industry, Jim shares insights on partnerships, funding strategies and predictions for the future of credit unions. Jim provides an insightful look into the industry for credit unions, from transforming services to competing with fintechs. Key Takeaways: (05:...

On this episode, host Vince Passione interviews Benson Bolling , Chief Lending Officer of Alabama Credit Union , about the state of lending and current economic trends.  Benson provides perspective on lending’s key topics including rising auto loan payments, dropping used car values and increasing consumer budget strain. He talks about commercial real estate concentration risk limits and the...

On this episode, Chip Mahan , Chairman and CEO of Live Oak Bank , joins host Vince Passione. He shares his extensive knowledge of the evolution of banking, the impact of technology in the finance sector and the shifts in investment trends.  Key Takeaways: (01:23) Chip discusses the inception and mission of Live Oak Bank, focusing on providing exceptional service to niche industries through te...

In this episode, we sit down with Ron Draper , CEO of Somerville Municipal Federal Credit Union , to discuss the evolving dynamics of the financial world. As a leader of a smaller credit union, Ron sheds light on the challenges and the strategies they use to stay competitive, innovative and relevant in today’s rapidly changing financial landscape. Key Takeaways: (04:10) Ron discusses the increasin...

On this episode, host Vince Passione is joined by Matt Harris , Partner at Bain Capital Ventures . Matt provides an insightful look into the evolving world of fintech, sharing his knowledge of new technology waves and the dynamics of the finance industry. From the intricacies of fintech to the expanding influence of generative AI, the conversation touches on a myriad of topics reshaping the landsc...

On this episode, host Vince Passione is joined by Charles Krawitz , Senior Vice President, Chief Capital Markets Officer and Head of Commercial Lending at Alliant Credit Union , to discuss: - Charles’ journey from the banking industry to credit unions and how it changed his perspective on lending. - Alliant’s focus on commercial real estate loans, including multifamily, student housing and hospita...

In this insightful episode, Rodney E. Hood , Eleventh Chairman and Current Board Member of the National Credit Union Administration , shares his perspectives on the evolving landscape of credit unions and the importance of leveraging fintech partnerships to stay relevant in today's fast-paced financial environment. He touches on the importance of mergers, effective regulation and establishing dyna...

On this episode, host Vince Passione is joined by Pete Hilger , CEO at Allied Solutions , to discuss: - Allied Solutions’ roots in the credit union marketplace. - The importance of building trust over offering higher interest rates. - The need to find ways to retain and grow deposits in a low-interest rate environment. - The importance of partnerships in the credit union industry.  - Credit u...

On this episode, host Vince Passione is joined by Steve Williams , President and Partner at Cornerstone Advisors , to discuss: - Finding the value in entrepreneurial financial institutions. - The origin and definition of the term Gonzo Banker. - The reason all eyes in the industry are on bank deposits. - Improving the digital front door for customer acquisition and retention. - The velocity at whi...

In this episode, Vince Passione , CEO of LendKey , sits down with Dan Berger , President and CEO of NAFCU , to discuss the evolving world of lending and the role of credit unions in today’s competitive financial market. Key Takeaways: 12:02 - Small creditors often cooperate, pooling their assets for better results. 13:40 - CUSOs have played an integral role in enabling innovation and building lend...

In this inaugural episode of 22 Minutes in Lending, Dan Berger , President and CEO of the National Association of Federally-Insured Credit Unions (NAFCU), provides an in-depth look into the ever-evolving landscape of the credit union industry and its partnerships. Dan discusses the transformational journey of NAFCU, emphasizing its cultural significance and impact on the broader financial services...

22 Minutes in Lending is a podcast that brings you leading conversations on lending. Join host Vince Passione as he engages with industry leaders and discusses trends and current news in the lending industry. Here, we hone in on how it’s about more than just the balance sheet, and focus on what it takes to build meaningful and lasting lending relationships.