Wisdom to Wealth

Retirement is supposed to be your golden years, not a financial guessing game! But too many retirees are falling into the same traps—losing money, missing benefits, and regretting decisions they can't undo. Today, we’re diving into the 9 biggest retirement planning blunders—and how YOU can avoid them! Buckle up, because this episode might just save your financial future!" "Retirement planning isn’...

Today, we uncover what most financial experts don’t talk about—especially when it comes to Social Security. Today, we’re tackling the real issues threatening Social Security’s future, the hidden tax traps retirees don’t see coming, and three solutions that could actually fix the system for good. You don’t want to miss this!"

In today’s episode, we’ll explore why having a retirement strategy is crucial and introduce you to the Bucket Plan Strategy—a simple, effective way to ensure you have money when you need it, without the stress of market swings or economic downturns." "So, whether you're nearing retirement or helping a loved one prepare, stay tuned because this episode is packed with practical advice you can use to...

Health Savings Accounts (HSAs) are one of the most powerful yet underutilized tools for building wealth in retirement—if you know how to use them right. In this episode, we break down how to supercharge your HSA, maximize tax-free withdrawals, and turn it into a secret weapon for healthcare costs and beyond. Whether you're nearing retirement or just getting started, we’ll show you how to unlock th...

Drew discusses his strategies to educate retirees making them financially healhier in their retirement strategy. 

We delve into the dynamic landscape of retirement planning, exploring the critical issues surrounding the sunset of the Tax Reform Act. Learn how this crucial step not only ensures a safer retirement but also unlocks the potential for a tax-free financial future.  #TaxReformAct #TaxStrategy #MarginalTaxRates #RothConversions #RetirementIncome #FinancialPlanning #TaxEfficiency 

Unlock financial freedom with our podcast! Discover the pivotal reasons to part ways with your current financial advisor. From stagnant growth to missed opportunities, we delve into compelling insights that empower you to make informed decisions and navigate towards a prosperous and secure financial future. Tune in to transform your wealth journey!

Sarry Ibrahim founded Financial Asset Protection after learning about the Infinite Banking Concept (also known as the Bank On Yourself Concept). He saw this as an opportunity to save retirement accounts, real estate properties, and businesses from market failures and other risks. Sarry believes the number 1 rule to your money is to make sure it lives somewhere safe and accessible. As Sarry states...

Welcome my guest Beth Probst founder of Getting to the Core who helps families understand and get through the complexities of collegiate education. 

We’re paying more at the pump, for food, for housing, and just about everything else. But for long-term investors – mostly everyone – short-term inflation isn’t the biggest risk to financial plans. Find out how it can help you with long-term financial planning on this next episode of Wisdom to Wealth. #retirement #millionairemindset #inflation #personalfinance 

During this particular time where markets are quite unstable, due to buying and selling of stocks and bonds, now is a good time to understand when to buy, what to buy, and how the recession might be your friend.

Estate planning is all about protecting your loved ones, which means in part giving them protection from taxes and probate. Even just a bit of estate planning can enable couples to reduce much or even all of their federal and state estate taxes and state inheritance taxes. The podcast illustrates the importance and why. http://drew-stevens.net/retirement-planning #estateplanning 

68% of Americans do not have a will. Many people put off writing a Will because they believe it will be costly or difficult, that it is unnecessary because their possessions will automatically pass to their spouse or children, or simply to avoid thinking about their own death. A will is needed and I will show you why. http://drew-stevens.net/retirement-planning

  The difference between your retirement income and actual expenses is known as a retirement income gap and many with pensions or retirement have a drop of 30 – 40%. It's crucial to understand stated and unstated expenses. I will show you the reason to help this important topic. http://drew-stevens.net/retirement-planning

Between having more disposable income, seeing your 401(k) balance grow healthier, and starting to weigh bigger life purchases – there is a lot to think about. There is also some question-creep that starts to show up: Are you saving enough? Are you investing correctly? Have you thought about risk? How about estate planning? What big purchases are coming up?  

Retirement during a volatile market is unsettling. Whether you are on the cusp or have already made the leap, a market downturn's impact on your savings will be felt now and potentially for years to come. How do you keep your plan on track and your desired lifestyle in place?

There are currently about 300 state-administered and nearly 6,000 locally-administered public retirement plans. After six months of stock and bond market declines, those assets have likely dropped significantly, putting public pension plans in financial stress.

Too many individuals are too scared to retire and are withholding retirement because of market volatility. In just a couple of minutes I explain why you should not hold off on your retirement a live the life you always wanted to live

Hear No Evil, Speak No Evil See No Evil indicates a willingness to be in good mind, speech and action, and not dwell on evil thoughts. This episode shares with you how to do all that an more for a happy, peaceful and liquid retirement. #estateplanning #retirementplanning #retirementincome

My guest Larissa Steffen works with young individuals that struggle with debt and finances. Her experience in Psychology and Behavioral Finance will help dig into the why behind your actions. Why are you spending so much? Why can't you save? Why can't you stop using a credit card? We'll explore it all and give you practical solutions that don't leave you feeling restricted. This is an episode you...

One of the problems with financial literacy is not understanding how to get the right information to make investment decisions. This podcast focuses on the ability to remain in control so that you have the right information for better future planning.

If you or your clients are concerned about life insurance, do not. Life insurance is as much an asset as other products. As long as cash is available for distribution, life insurance becomes an asset. Life insurance can be leveraged to mitigate risk and can provide multiple strategies for your legacy plan. #retirementplanning #estateplanning #lifeinsurance #terminsurance  

There are two approaches to investing – passive and active. One requires a real time thorough monitoring system; the other longer-term and less costly. There is no right or wrong, strictly personal approach. This informative seminar offers both approaches so that professionals can help their clients with the best alternatives related to risk. #retirementplanning #investing

The media and too many social media advocates voice opinions about what is going on in the financial markets. The only way to know what to do with your money is simply to conduct the best research by yourself. Trusting others that spark rumor is not advice that is just bad judgment. Using your own head to make decisions keeps you more profitable and less stressful.  #financialreseach #marketvolati...