Be Wealthy & Smart

Learn the 5 best performing international mutual funds for 10 years.

Learn what mutual funds have outperformed the S & P 500 on a 1, 3, 5, and 10 year basis. According to Investor's Business Daily, these are the top performing mutual funds in the Large Cap category.

Learn what advice I gave to a college student/driver who is eager to be smart with his money. 1. Pay bills on time. 2. Contribute to 401k and get free money. 3. If in between corporate gigs, contribute to an IRA Is it all about retirement? It's much easier the earlier you start. You'll need to set aside less money and be richer if you start earlier because you have compounding on your side. For ex...

Learn what investment books I recommend and also what I recommend before investing, in addition to reading.  

Learn how to use cycles to determine when to be more cautious with investment real estate and protect your wealth. Interest rates indicate a slowing economy.  This podcast talks about how to use interest rates when investing in real estate and how to protect your wealth. 

Learn 3 things to do to stop feeling overwhelmed. Overwhelm can slow us down, keep us from achieving goals and slow down our wealth building. Here are 3 things to do to get out of feeling overwhelmed.

Learn which debt to pay off first and how to decide. This is a listener question about paying off a real estate loan on rental real estate.  I show you how to determine which debt to pay off first and how to think through the rationale.

Learn a true story about how cash on hand saved a family.  

Learn 5 tips for emergency cash management. Yesterday, one of my Be Wealthy & Smart VIP Experience members mentioned that her bank had experienced a DDOS computer attack and that the ATM machines were not working. Here's what she said: Hey Linda! If you weren't aware, a "technical issue" took down almost all of XYZ bank yesterday. More than 24 hours later, they're still only partially back up. Mil...

Learn how to keep track of your bills so you never have to pay a late fee. I recently saw a statistic that was startling to me: 23% of people pay bills late and have to pay late fees because they are unable to find their bills. Wow! 23% is a lot of people. That's millions of people! They can't find their bills? Are they losing them in their inbox or in the mail? It's easy to lose electronic bills,...

Learn why positive thinking helps your wealth building. I've always said creating a wealthy mindset and how you think is so important to your wealth building. As you know, it's Step One of the 6 Steps to Wealth. Recently a study was done with children about whether thinking positively affected them. Here is the article: https://www.cnbc.com/2018/02/05/stanford-university-study-positivity-makes-kid...

Learn the 10 things you should know about the tax act. This comes to us from CNBC.com. This podcast clears up misnomers about the tax act. A copy of the article is posted on my website at http://lindapjones.com . See podcast #378. Get "11 Quick Financial Tips to Boost Your Wealth" and subscribe to my weekly newsletter with wealth building tips at LindaPJones.com.

Learn 3 savvy things to do to get rid of debt. I've also included my favorite way to save thousands of dollars in interest.  

Learn one crucial thing for you to review under the new tax act. In this podcast I review some changes made under the new legislation and the one thing you must do to be smart with your money. A link to the article is on my website at www.lindapjones.com.

Learn how and where to begin investing and why it shouldn't be with individual stocks. This is a listener question from Instagram. She said, "I'm listening to all the podcasts, reading all recommended books (and then some) but I get stuck with hoarding knowledge/questions and not actually taking action. Still trying to figure out how to read charts, prospectuses, where do I go for p/e ratios, and...

Learn the causes of the stock market's wild swings and how to know when the bull market will resume. What is causing the swings in the stock market? Why have we gone from low volatility to high volatility? How will you know when it is over? I share with you details from one of my Be Wealthy & Smart VIP Experience webinars. It's my investing inner circle just  for members. I go in depth about: What...

Learn what to do when the stock market is volatile. The stock market pulled back 1600 points in one day. A new record. I saw one TV reporter make a big deal of a 500 pt drop because that's what happened in the crash of 1987. Percentage-wise that was a 22% decline vs. a few percent. Yesterday the Dow dropped 567 then gained 567. Don't pay attention to the number of points it moves, pay attention to...

Learn how to shorten the path to wealth. It's listener question Friday! Yesterday a listener asked me what was the quickest way to become a millionaire? Although getting rich quick is not recommended because it's usually accompanied by high risk of loss, I want to talk about something related to it that is important for you to know . First, let's talk about what creates wealth ? When creating weal...

Learn 2 things wealthy investors believe about working with financial advisors. This comes from a Spectrem Group survey.  The survey graphics are posted on my website at http://lindapjones.com . While you're there, get "11 Quick Financial Tips to Boost Your Wealth." Subscribe to the podcast to get updated when new shows are uploaded!

Learn one way you may be missing out on free money that could add up to $100k or more to your retirement plan. This is an article from CNBC.com. The link to the article is here: https://www.cnbc.com/2017/06/28/missing-the-employer-match-could-hurt-your-retirement-goals.html This episode is sponsored by Betterment: Did you know Betterment is the largest independent online financial advisor with mor...

Learn why wealth building is about making good decisions.  An example is the popular trend of buying subscription boxes which could be usurping your future wealth. Find out why $1,000,000 could be the opportunity cost. Be Wealthy & Smart has over 1.2 million downloads. Subscribe and don't miss a single episode! Get easy wealth tips at http://lindapjones.com.  

Learn  if a Financial Advisor is a good fit for you and what the signs are to look for with Joe Saul-Sehy of the Stacking Benjamins podcast. In this episode, I interview Joe Saul-Sehy. He's also my co-host (along with Miranda Marquit and Doug Goldstein) on the Money Tree Investing podcast.  Joe and I talk about what makes a good Financial Advisor and when to cut them loose. Did you know Betterment...

Learn how the tweak made in a prior podcast moved my credit score from 817 to a perfect 850. This is part two of a podcast I did about investigating a 30 point drop in my credit score, even though I pay it off every month. I made a tweak in podcast number 251 and I share the results with you on this podcast.  Even if you pay your bills off every month and don't carry a balance on your credit cards...

Learn the one thing to focus on for financial success this year. This is the most important thing you can do financially this year.  You'll have to listen to find out what it is! Please subscribe to the Be Wealthy & Smart podcast and get new episodes as soon as they are added.  

Learn the 6 things about millionaires you may think are true but aren't. We learned in Be Wealthy & Smart podcast #286, that $2.4 million is what most American's consider "wealthy". See that podcast for other interesting facts about millionaires. Link to the Business Insider article is here: http://www.businessinsider.com/fascinating-facts-about-american-millionaires-2017-11/#theyre-not-all-filthy...