Be Wealthy & Smart

Learn what the new contribution limits are for HSA's in 2019. Contribution limits have been raised on HSA's for 2019. Investing in Health Savings Accounts offer tax benefits 3 ways: They allow you to deduct contributions, they grow federally tax-free, and funds can be withdrawn without being taxed when used for qualified expenses. Find out how to qualify, what eligible expenses are (including 2 th...

Learn advice for women (or men) getting divorced or contemplating divorce, with Shannah Compton Game. Divorce can be stressful. Learn what to do first, how to find a lawyer, how to negotiate, and if pre-nuptual agreements are a good idea according to an expert on divorce. Women often want to keep the family home. Is that always the right move? Should you try to negotiate your divorce terms or leav...

Learn tips to make your shopping easier, save money and have a better holiday. Ideas how not to overspend during the holidays and make your holidays more meaningful. Sometimes it's not about the money. New! Wealth Heiress TV This is the first episode I'm sharing from my Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here: http://lindapjones.com/WealthHeiressTV The...

Learn what I say in response to a listener's question about whether they should remodel their home or start investing. Here is the question: Hi Linda! I'm excited to follow you on YouTube in addition to your podcast. You are definitely an awesome mentor! What do you think about spending money to fix up your home - like update a kitchen or add a bathroom to crest a master bedroom suite? Is it bette...

Learn how to change your subconscious beliefs to the beliefs that will help you achieve financial freedom. How to change your limiting beliefs and create your own customized, fabulous, wealthy beliefs for financial freedom. I review common fears and how to rid yourself of these fears and replace them with positive beliefs. The Holiday Sizzle Contest is starting! A podcast review = your name entere...

Learn where my favorite wealth building opportunity is and why mindset is so powerful. Thank you so much for 2 million all-time downloads! I'm so excited and you are the best audience! On this episode I give information about a growth segment of the economy that has the potential to create tremendous wealth in the future. A projected 17% compounded annual growth rate might even be too conservative...

Learn why Kevin O'Leary, Suze Orman, David Bach and Linda P. Jones say buying new cars is a big investing mistake. An article on CNBC.com quotes Kevin O'Leary, Suze Orman, and David Bach about why new cars are bad investments. The article is here: https://www.cnbc.com/2018/11/07/kevin-oleary-suze-orman-david-bach-dont-buy-a-new-car.html?recirc=taboolainternal I've been podcasting about this for ye...

Learn the 5 steps to maximize growth in retirement accounts like IRA's and 401(k)'s. The average 401(k) balance is about $107,000 and the average IRA balance is about $113,000. Million dollar plus accounts are up 41% over a year earlier. It's time to learn how to get your million dollar retirement account. As your wealth mentor, I show you how. Wealth requires knowledge + action. Get my book,  "Yo...

Learn why your first million dollars is the hardest to make and how to make it easier. I've always considered mindset an important part of wealth building even though many financial experts ignore it.  Wealth requires knowledge + action. Get my book,  "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon:  http://amzn.to/2Hy9...

Learn how 3 millionaires saved money and created a million dollars. Also learn why saving isn't the only thing you need to do to grow your savings into $1 million. Article is here: https://www.cnbc.com/2017/03/21/3-self-made-millionaires-share-their-no-1-money-saving-trick.html   Wealth requires knowledge + action. Get my book,  "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Pract...

Learn what the new 401k and IRA contribution maximums are for 2019 and why you want to max out these accounts. The article is here:  https://www.marketwatch.com/story/you-can-contribute-more-to-your-401k-and-ira-in-2019-2018-11-01 Our sponsor today is LinkedIn. To redeem a free $100 ad credit, go to

Learn why spending principal can be a huge mistake for wealth building. A nestegg of $40,000 invested at 10% for 35 years, would grow to $1,124,097...or you can have a new kitchen. Which would you rather have? Saving a nestegg is Step 2 of the Six Steps to Wealth. Keep the investing momentum going and keep your investment funds separate from your spending. Congratulations and thank you - we crosse...

Learn what consumer confidence reports mean, how they are calculated, and what it might portend for the economy in 2019. The first article is here: https://www.journal-news.com/news/consumer-confidence-hits-year-high-just-time-for-holiday-shopping/AWGGaH4Pd8iZE5hvQo4huK/ The second article is here: https://data.oecd.org/leadind/consumer-confidence-index-cci.htm The third article is here: https://2...

Learn why the stock market has been extra volatile and what the outlook is going forward. Our sponsor today is LinkedIn. To redeem a free $100 ad credit, go to

475: Learn why Mark Cuban's advice to put all of your winnings in the bank is the wrong move and what you should do. This is Part 3 of my Lottery series of podcasts. Part 2 received HUGE downloads, so thank you! The article is here:  https://www.cnbc.com/2018/10/24/mark-cuban-to-lottery-winners-dont-invest-the-money.html?recirc=taboolainternal I disagree with putting it all in the bank, because FD...

Learn how much you really net after taxes, why the lottery is overrated, and how you can create your own abundance and prosperity. There was one lucky winner of the $1.5 billion lottery jackpot. How much will the check really be for, after state and federal taxes? This is part 2 of my lottery podcasts. If you haven't listened to podcast #473, I suggest you listen to it too. The article is here: ht...

Learn why winning the lottery jackpot isn't necessary for you to have financial freedom or be happy. There is a happiness satiation point, usually around a $105,000 annual income, according to research (see podcast #414). More money doesn't make you happier, but spending does give you a temporary high. The endorphins only last a few days, requiring you to continue spending to keep the endorphins f...

Learn why selling can be a huge mistake, how a few days can make a huge difference and how to reduce risk.   The link to my Forbes.com article is here:  https://www.forbes.com/sites/nextavenue/2018/10/16/what-to-do-after-a-stock-market-crash/#59fc579f77df Wealth requires knowledge + action. Get my book,  "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a R...

Learn how other people's money (OPM) and the smart use of debt can build your wealth. Not all debt is inherently bad! Why is mortgage debt triggering people? Mortgage rates are only 5% for 30 years and are partially tax-deductible. Credit cards with high interest rates are the real culprit! Don't use debt for depreciating assets. Mortgages can be great forced savings plans because the debt will be...

Learn how bubbles and cycles were discovered and how to use them to become a better investor. A photo of the graph is on my website at http://lindapjones.com/podcasts, episode #470. Wealth requires knowledge + action. Get my book,  "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available at Amazon: http://amzn.to/2Hy9qk4 Join me on Instag...

Learn why saving money is so important to wealth building. Wealth requires knowledge + action. Get my book,  "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available at Amazon: http://amzn.to/2Hy9qk4 Join me on Instagram at http:// Instagram.com/lindapjones All podcasts are available at http://lindapjones.com/podcasts Please subscribe, ra...

Learn about interest rates, home prices and building stock trends. The article is here: https://www.cnbc.com/2018/10/09/mortgage-rates-jump-past-5percent-signaling-more-home-price-cuts-ahead.html Wealth requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Now available on Amazon here: http://amzn.to/2Hy...

Learn what the best performing U.S. Diversified Stock and Overseas Stock categories are YTD from Lipper Inc. via Investor's Business Daily. The link to the chart is here: http://lindapjones.com/fund-performance-september-30-2018 Wealth requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Now available o...

Learn what the pros and cons are about the Stash app. I want to stop here for a moment and talk about your health, because what good is wealth if you're not healthy? Good health is an important asset! That's why I want to tell you about Care/of. Care/of delivers your vitamins right to your door in personalized, easy to remember daily packs - perfect for a busy, on-the-go lifestyle. It's personaliz...

Learn about public service loan forgiveness programs and what you need to do to qualify. Less than 1% of people are qualifying for these programs. Learn what you need to qualify and how one woman had $50,000 of debt forgiven using them. The article is here: https://www.cnbc.com/2018/10/02/tips-from-one-of-the-first-public-servants-to-get-their-student-loans-erased.html Wealth requires knowledge +...