UPTHINKING FINANCE

How do you make financial decisions as a couple? In church environments, there tends to be the idea that one partner gets to decide how to spend the money and takes control of finances. While there may be a primary point person, it is a partnership. Couples should make decisions together.  My wife has an exceptional eye for property and is skilled at negotiating. She defers to me with retirem...

When the United States moved off of the gold standard in 1971, it allowed the government to print as much money as it wanted. When gold was the standard, they could only issue as much money as they had gold or assets to back it. It affixed a value. We operate on a fiat money system now, which means the market forces dictate the value of the currency. Those values can be easily manipulated. A day o...

“True wealth is the ability to spend your time the way you want to. That is the ultimate resource.” – Chris Weatherman It’s important to prepare for retirement so that outside factors won’t impact whether or not you have the retirement you’ve dreamt of. Financial independence and self-reliance are important. But according to Chris Weatherman, it’s also important to prepare your  life  fo...

Chris Pelczynski is a seasoned creative director, designer, and illustrator who spent most of his career in leadership at ESPN. Since starting his career as a graphic designer in the 1990s, he’s worked for companies of all sizes. His most notable roles were working with ESPN where he led the creative process for some of the world’s largest broadcast brands, such as Monday Night Football, Sports Ce...

Russell Napier is the author of The Solid Ground Newsletter. He began writing the global macro-strategy report in 1995 for CLSA, a capital markets and investment group based in Hong Kong. He forecast what was to become the Asian Economic Crisis and was voted Asia’s #1 equity strategist in all of the leading polls at the time. His forecasts were compiled in a book he published last summer, “The Asi...

Gina DiMaggio has always loved color. From the moment she could pick up a crayon, she drew rainbows. She was also drawn to black and white images because they were full of contrast. She learned to associate color with the contrast in the images and used them to illuminate the light. What’s born is truly striking vibrant images—and a thriving business born out of a passion for color. In this episod...

When people make small mistakes and deviations with their retirement portfolio, we can work through it. But there’s a BIG mistake that people make that not only destroys their financial future but also makes a generational impact. In this episode of Upthinking Finance™ I’ll share some stories about mistakes I’ve observed over the years. What’s the common thread? The role of emotion. Listen now to...

In 1995, I started my investment firm, Capital Investment Advisers. I left a job where I had a consistent client base, a good salary, employee benefits, and the hope that I would move up the corporate ladder. But I felt I could do a better job. Lindsay Metcalf holds the same belief. Lindsay is the sole owner of HomeConnect, a company created to eliminate the concerns experienced by homeowners who...

In my role as a CFP, I’ve been introduced to some awesome people and organizations across the country and the world. Today’s guest, Pastor Chris Hoke, is one of those people. Chris is the co-founder of Underground Ministries, which serves to mobilize faith communities and businesses in the Pacific Northwest by connecting them to men and women being released from prison.  This movement takes f...

Today I want to share a risk that many people aren’t aware of as they approach retirement: sequence of returns risk . When you retire, there’s no way to predict what the market is going to look like. You’ve planned to withdraw from your retirement portfolio to fund your retirement. But what happens when you have to make withdrawals in a down market? How will it impact your portfolio? How will it i...

You may never have heard of Trend Following as an investment strategy. That’s because it’s not a commonly followed approach for any of the Finance Experts you’ll find out there. It’s an investing approach that has been in existence for a long time but has only been used by hedge funds, until now. My guest on this episode is Alex Krainer, Founder of Krainer Analytics and I-System Trend Following.&n...

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