SugarMamma’s Fireplay

Is refinancing really worth the effort? Does the 0.25% p.a. saving really help you save time and money? Well if you struggle to see that value here, you need to listen to John Micalizzi from Blue Lantern Financial Services. John, a senior Mortgage Broker explains the process, the benefits, the risks, the costs and how all these savings make refinancing worth your time.  Should you ever want t...

Let me know what you think of this episode and what else you would like me to share? Here are my two books: The $1000 Project Book: https://amzn.to/3RV0Bnq   Mindful Money: https://amzn.to/3RV0poc   In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque...

A few weeks ago I shared with you some of my financial goals for 2025 and how I am going to achieve them. In this week's episode, I wanted to share with you how you can build your own financial game plan so that you have clarity, direction and purpose, but best of all, know how to allocate your time throughout 2025. In this episode, I explain a new strategy of mine that I have been trialing, to he...

If you are interested in financial independence, you need to join this powerful lifestyle movement. F.I.R.E. stands for Financial Independence Retire Early - where thousands of people are changing the way they use money, with a focus on short term pain for longer gain. In today's episode I break down this movement for you, explain the different styles, explain the risks and even share some of my o...

Start Here is a mini series within Fireplay that gives you some insights to get started on working on your financial game plan. The things you need to consider, understand and even investigate to stop wasting time and start building real sustainable wealth, where your money works and grows efficiently for you. Only ever general in natures and for educational purposes but hopefully the best injecti...

In today's episode, I break down the most important lessons to understand, to help you build real, sustainable financial independence. The things you need to consider, action and review to help ensure your money is working for you. In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living...

Today's episode is about the power of taking action, backed with great financial advice. This young family are set for life, where the good times should only continue on to roll. Please listen, share and feel inspired to get started ASAP! In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of...

Richard Nicholls is a Financial Planner from Blue Lantern, with over 15 years experience in working with everyday Australians in building financial independence. Today he is on the show with me, explaining how Financial Planners work, how the help you, the process and how more efficient and effective a Financial Planner is over relying on a "influencer" for financial advice. Should you ever want t...

Everyone loves investing and talking about investing when they are making money and kicking goals. But when market volatility kicks in and people see their portfolio values suddenly drop, followed by fearful headlines in the media, this is when investor's reactions can get the better of them, with knee jerk reactions that often come with regret. In the episode I help calm your nerves and understan...

Shares vs. Property: The Ultimate Wealth-Building Debate! Which one is best? In this episode of SugarMamma’s Fireplay , (sponsored by moomoo) we dive deep into one of the most debated topics in wealth-building:  Shares vs. Property . Joining me is the incredible Michael McCarthy, a veteran investor and influential thought leader from moomoo. If interested in learning more about moomoo a...

In last week's episode, I shared with you my financial goals for 2025. I was a little nervous and shy in doing this, however I know that my doing this I am helping inspire and motivate you to set your own goals to sink your teeth into and get started. Well today I want to show you the power of a financial game plan when it comes to achieving your goals efficiently. And to do this, I am sharing my...

n this episode of SugarMamma’s Fireplay , we’re diving into a transformative approach to financial goal setting for 2025. If you’ve ever felt overwhelmed or stuck when trying to achieve your financial dreams, this episode will give you actionable strategies to take charge, stay motivated, and see real results. I’ll share my personal financial goals, the key principles that...

🎙 Kickstart 2025: The Ultimate Financial Reset Challenge Are you ready to take control of your finances and start the new year on a powerful note? In this episode, I introduce my free 10-Day Financial Reset Challenge—a simple, fun, and empowering journey to help you gain clarity, direction, and confidence with your money. Over 10 days, we’ll tackle small, actionable tasks that create B...

Erin is a numbers girl. Highly educated. Loves her facts and figures and looks to the science for real answers. However she was so curious....curious to see if there really was any truth to this "manifesting stuff". So she decided to join my private Money Mindset Manifestation Program with a "nothing to loose" attitude. Hear what she did and what happened right now. The universe is powerful, but s...

In this inspiring episode of SugarMamma's Fireplay , we kick off the new year with Jessica Amir, Senior Market Strategist and passionate investor, who shares her journey of building a successful share portfolio. Jessica opens up about how she got started, the lessons she’s learned, and her approach to finding the right investments for long-term wealth creation. Whether you're a new investor...

Merry Christmas everyone. This year has been so special and I have so many exciting things to share with you for 2025 that will help you continue on with your financial journey. Please enjoy the break relaxing and recharging so that together we can launch into 2025 for an amazing year ahead. My podcast will be running as always and we will be doing our annual Financial Challenge on Instagram @Suga...

I always get excited about this annual episode, sharing with you the best non-financial investments that I have discovered for 2024. How the flow of money isn't just about the numbers, the returns but the priceless value of investing in love, wellbeing and connections. Please let me know what your best non-financial investments are for 2024? Resources: Jamie Ryder: https://www.tiktok.com/@jamieryd...

This couple reached out to me about 3 years ago. I wasn't taking on new clients but they were broken with fear, despair and anxiety. I knew that I had to step in and help them get back on their feet with some quality, independent and wise financial advice that could be put into action urgently. Now their life looks very different. This is the power of asking for qualified advice and lot letting fe...

Interest rates aren't about to be cut anytime soon...well at least not for the next 3-5 months. But why wait for the RBA? Adam McCabe from Blue Lantern Home Loans (who also offer Financial Planning) explains why and HOW to negotiate a better deal with your bank. And if they don't give you the answer that you are looking for, Adam and his team will try and help you. To get in touch with Adam McCabe...

My job as a Financial Planner, is to help you build wealth and financial security by making informed and intelligent decisions with your hard earned money. If there is a hack, strategy, legal loophole, I will make it my number one priority to ensure that you know about it, so that you can decide if it is worth utilising in your financial freedom journey. This one particular non-negotiable superann...

If you want your superannuation investment portfolio growing efficiently over the long run, it is DEFINITELY worth understanding the long term benefits and risks of how Australian shares work. In particular Industrial Australian shares.  Not advice, and I am not recommending that you put 100% of your super in Australian shares, but I am recommending that you take a moment to understand the lo...

In order to retire on $105,000 p.a. in today's dollars, ensuring that this income keeps up with inflation and lasts 30 years, you really need to think about having $1,850,000 in super. Yes. It is a lot. But not unachievable. If you want these funds to last further, plus leave $1,000,000 to your loved ones, you only need another $350,000 more. This is the "sweet spot" that I will be talking more ab...

In last week's episode I spoke about working out how much money you need in super in order to retire rich. I really focused on my worries when people use other people's averages as their own benchmark, as those averages are dangerously low. How much you need depends on how much you want to retire on, when you want to retire and how long you want that money to last.  Essentially there are two...

One of my biggest fears is that people will take a sense of complacency in average advice provided by "financial experts". Seeing numbers thrown around about how much you need to retire are often fraught with dangers as these numbers appear to be extremely low and don't create a future of financial freedom but frightening financial poverty. To take this worry of mine further, I also worry that the...

The First Home Owner Super Scheme has been helping Australians get their foot in the door of the competitive property ladder. In today's episode, Adam McCabe and Financial Planner, Richard Nicholls join me as we break down this opportunity and help you understand the pros, cons and even risks and consequences of the First Home Owner Super Scheme, so that you can help understand if this is right fo...