Shotwell Rutter Baer

Episode Summary In this episode, we welcome Kim Barber from Globetrotter Travel to discuss planning and budgeting for travel in retirement. Travel is a top priority for many retirees, but navigating costs, destinations, and logistics can be overwhelming. Kim shares expert advice on how to make the most of your travel budget, plan bucket-list trips, and find options for solo travelers. https://yout...

Episode Summary In this episode, Dave and Nick discuss George Kinder’s Financial Life Planning Process and how it applies to retirement savings. They explore how financial planning goes beyond numbers and investments—it’s about aligning financial decisions with what truly matters to you. They also break down Kinder’s famous three questions that help individuals clarify their financial and life pri...

Episode Summary Retirement isn’t just a financial transition—it’s a psychological one too. After years of saving and accumulating wealth, shifting to spending in retirement can feel unnatural or even scary. In this episode, Dave and Nick discuss how retirees can successfully make this transition by aligning their spending with their values, understanding their financial resources, and maintaining...

Welcome to another episode of Kitchen Table Finance! Join hosts David Shotwell and Nick Nauta as they break down the biggest financial headlines from January, so you don’t have to. https://youtu.be/QVMJFh-cNik Articles Covered in This Episode: 1.  How to Launch a Successful Consulting Business in Retirement Insights from a Wall Street Journal article on transitioning from a professional career to...

In this episode of Kitchen Table Finance, Dave Shotwell and guest co-host Cole Williams take a deep dive into financial crises—focusing on the Great Recession of 2007–2009. They explore its impact on financial planning, investor psychology, and how those experiences shape decisions even today. https://youtu.be/iw3NV9gkARg What You’ll Learn: How the Great Recession shaped financial attitudes across...

Episode Summary In this episode of Kitchen Table Finance, Dave and Nick dive into the importance of financial “lifeboat drills”—preparing for market downturns before they happen. They discuss why good times in the market don’t last forever and how you can set yourself up for success when the waters get rough. From diversification and rebalancing to cash reserves and Roth conversions, they break do...

Today, we’re conducting our Q4 2024 market review and upcoming market outlook. We’ll examine what happened last year and what may lie ahead to help listeners set realistic expectations. https://youtu.be/pKRvkkmKZ9M 2024 Market Highlights S&P 500 Performance: 2024 closed with another year of +20% returns. Q4 Results: Large-cap tech stocks rose 7%, while large-cap value stocks declined slightly....

Welcome back to Kitchen Table Finance for Season 4! In this highly anticipated episode, Dave and Nick dive into their annual predictions for 2025, reflecting on their 2024 forecasts and offering insights into what might be ahead for the markets, economy, and more. https://youtu.be/DEeoSfGVgDM Highlights from the Episode Recap of 2024 Predictions: The S&P 500 outperformed expectations, closing...

Identity theft and fraud can pose significant risks to retirees, especially as scammers adapt their methods to exploit those aged 60 and above. This episode addresses how identity theft impacts retirees, the common scams targeting them, and actionable steps to safeguard your financial security in retirement. With insights drawn from the Federal Trade Commission’s latest findings and real-life scen...

We read the news so you don’t have to! Welcome to The Kitchen Table Finance Podcast, the show where we explore the big questions, trends, and stories shaping our lives. Today, we’re diving into the key retirement headlines from November. Retirement isn’t just about money—it’s a major life transition, and this month’s stories highlight the emotional, social, and financial challenges that come with...

Welcome to the Kitchen Table Finance Podcast! Get ready to tackle 2025 with confidence! This episode dives deep into five key insights every retirement investor must know to stay ahead of the curve. From understanding market trends to making sense of rate cuts and stock valuations, we arm you with the knowledge you need to make smarter investment decisions. Join us as we recap the surprises of 202...

This Thanksgiving-themed episode dives into the powerful role gratitude plays in retirement planning. Hosts Nick Nauta and Cole Williams discuss everything from practicing gratitude in financial planning to historical perspectives on retirement. Plus, hear their personal stories of thankfulness and why focusing on the positives can shape a healthier, more intentional retirement. https://youtu.be/E...

What does Warren Buffett’s latest financial move mean for your retirement portfolio? This week, we’re unpacking the headlines surrounding Buffett’s portfolio adjustments. With $365 billion in cash at Berkshire Hathaway’s disposal, Buffett’s strategy has sparked speculation. Is he gearing up for a financial crisis, or simply staying true to his principles as a value investor? We’ll explore Buffett’...

In this episode, we explore the potential impact of recent political developments on retirement planning and market trends over the next four years. With Dave on vacation, Cole Williams, our associate advisor, steps in to discuss the implications of the presidential election and the upcoming sunset of the Tax Cuts and Jobs Act. We also touch on tariffs and their potential economic ramifications. h...

We read the news so you don’t have to! Welcome to your October roundup of retirement headlines—a month bursting with insights and strategies that could redefine your retirement planning. Whether you’re a retiree navigating the nuances of financial security, or an investor seeking to fortify your portfolio against market fluctuations, this month’s compilation offers a wealth of information. We’ve m...

Join us for an insightful conversation with Shane Topping, a senior at Michigan State University and an intern at Shotwell Rutter Baer (SRB). In this episode, we explore the unique experience of interning at a financial advisory firm, the lessons learned from working in a smaller team environment, and the importance of adaptability and innovation in financial services. https://youtu.be/IqmAv4PBTdg...

In this thought-provoking episode, we explore the intriguing concept laid out in Bill Perkins’ book “Die With Zero ,” which challenges traditional notions of retirement savings and spending. Join us as we discuss whether you should aim to spend your money before you die, and the mindset shift required to turn your savings into lifelong enjoyment. https://youtu.be/HiUaq15G_XE Key Topics Discussed:...

In this episode, we dive into the key developments in the markets during the third quarter of 2024, along with an update on the current economic environment. Join us as we discuss how stocks surged across the globe, inflation continues to cool, and the Federal Reserve’s pivotal decision to lower interest rates in September. Despite a slightly weaker labor market, overall economic indicators remain...

In this enlightening episode, we take a deep dive into Dr. Peter Attia’s compelling book, Outlive: The Science and Art of Longevity . Join us as we explore the intersection of healthspan and lifespan, unpack Attia’s vision of Medicine 2.0 and 3.0, and discuss the four horsemen of chronic disease. All of this ties seamlessly into retirement planning, highlighting how crucial it is to not just live...

We’re back with another round of retirement planning headline news reviews. As we like to say, we read the news so you don’t have to. Although, maybe you will want to after you hear us talk about them. Our goal is to at least help point you to what we think matters. Below is a list of the articles we discuss in this episode, along with our notes and thoughts about each one. https://youtu.be/40PJLU...

In this episode we explore the latest developments in retirement planning, focusing on the implications of recent Federal Reserve actions and how they affect cash strategies for retirees. Join us as we break down the key points and provide practical advice for navigating these changes. https://youtu.be/u6EUjgp20tM Key Points Covered Interest Rate Changes Federal Reserve Rate Cut : The Federal Rese...

In this episode, we tackle the alarming rise of investment fraud targeting retirees. Cole Willams joins us again to discuss the increasing prevalence of scams, driven by economic hardships and advanced AI technologies, and offer practical advice on protecting your finances from fraudulent schemes. https://youtu.be/YYx4DuWWkBg Key Points Covered Introduction to Investment Fraud The Internet age has...

In this episode, we tackle the complex world of student loans and how to help your kids make informed decisions about their educational financing. From the intricacies of different loan types to the pressing issue of loan forgiveness, join us as we break down what every parent and student should know. Cole Williams, our newest associate advisor joins Nick to lend his unique perspective. https://yo...

Welcome back to another installment of Retirement Headlines with your hosts, Dave and Nick! In this episode, we provide an overview of the articles we’ve been reading, offering insights to help listeners understand what’s happening in the retirement landscape. https://youtu.be/YD9N_G8JGos 1. Wall Street Journal Article on Umbrella Insurance Overview : Insurance coverage is changing, particularly w...

Introduction Welcome to another episode of the Kitchen Table Finance Podcast! In this episode, Dave and Nick are joined by our newest associate advisor, Cole Williams. Today, we’re diving deep into making smart housing decisions during retirement—a topic that’s crucial for anyone looking to secure their financial future. https://youtu.be/xOidCd80wm4 Key Points Covered: 1. Current and Historical Ho...