Providence Financial Retirement Show with Anthony Saccaro

Many retirees are making some mistakes that can be detrimental to their retirement. And, if these mistakes continue for too long, it may put you in jeopardy of running out of money before you run out of life! In this episode, Anthony discusses three common gaps that he has seen over his 22 year career of helping folks retire! If you want to make sure you're not making any of these mistakes, take a...

Being optimistic is a great character trait; but it can be detrimental to your retirement health! In this episode, Anthony shares the story of a real life client who was so optimistic that he was highly unlikely to ever reach his goals! In other words, he was so optimistic that he was letting his optimism cloud his judgment. Take a listen to this show to learn the advice that Anthony gave which he...

If you're thinking about buying stocks, you need to be super careful--especially since the market is at record highs! In this show, Anthony discusses five things that you need to consider before you buy a single stock.

In this episode, Anthony discusses a real life client who had $800,000 in her retirement accounts and yet her investments were actually conflicting with her goals! Find out about the changes she made so that her portfolio would begin supporting her goals instead of hurting them.

We all know that what we don't know can hurt us. In this episode, Anthony gives 6 real life stories of real people who lost a lot of money just because they didn't know. If you want to avoid these same mistakes, take a listen to this show!

Social Security is one of the most important sources of income for most retirees. And yet, many recipients take it lightly when it comes to filing. If you're about to take social security and haven't filed yet, you'll want to listen to this show to learn several strategies to maximize your benefits!

Are you going to be okay in retirement? How do you know? Most people don't have a game plan or any way to measure what "okay" means. In this episode, Anthony gives you three keys to consider when asking yourself whether or not you're going to be okay!

Jake is a 33 year old single man who has saved $100,000 and wants to know if he should invest it in the stock market. What do you think? Take a listen as Anthony discusses Jake's story!

We spend a lot of time on this show talking about mistakes that RETIREES make; but what are some of the mistakes that people often make BEFORE they retire? In this episode, Anthony talks about three common mistakes that he has seen people make before they retire. If you plan on retiring within the next decade, you'll want to listen to this show!

If the answer to the question in the title is "yes", then this show will be an eye opener! Anthony discusses why your surviving spouse may have some severe unintended consequences if your trust was drafted over a decade ago! (Hint: The surviving spouse may lose a lot of control and not have access to all of the money once the first spouse passes away).

Anthony has been helping folks develop successful retirement plans for over two decades. But how do you know if you're positioned properly for this to happen? How much do you need to retire? In this show Anthony answers these questions as he shares three things that he believes you need to do in order to have a successful retirement! 

Most people believe that their spouse will automatically receive their assets when they're gone. Unfortunately, this may not be true! If you haven't planned properly and you live in California, your surviving spouse may be very upset when they learn that your assets may go somewhere else once you're gone. If you want to learn how make sure that your estate gets distributed the way you actually wan...

If you have a financial plan, here's the bad news...It's worthless! But there is a very valuable reason to have one. In this show, Anthony discusses why! 

Are you confused about Medicare? If so, you need to listen to this show as Anthony walks through the basics of this all important component of retirement planning! You will learn about the difference between Medicare Part A & B along with whether a Medicare Advantage plan may be a better option for you. 

Every day, we receive calls from individuals who want to know if they are invested properly for their phase of life. And often times, the answer is no. In this episode, we talk about Judy, a registered nurse, whose investments were actually conflicting with her retirement goals! Take a listen to this show to learn what Anthony shared with Judy to get back on track.

The Trump tax era is about to end and taxes are heading north! If you want to learn what you can do to save taxes, take a listen to this show as Anthony discusses seven tax saving strategies.

Do you pay too much tax? If not, you probably don't need to listen to this show. But if so, the bad news is that this year may be the lowest tax year you've ever had in your life! If you want to learn how to lower your taxes in the future, you'll want to listen to this show!

I meet with too many investors who are needlessly taking risk and they don't even know it. In other words, they are gambling with no potential to win! Would you ever sit down at a slot machine in Vegas if you knew you couldn't win? Of course not! But a lot of you may be doing just that. Listen to this show for Anthony's thoughts about how to know whether you're gambling needlessly.

Many retirees I speak with tell me they are invested for income when in fact they are not. Most of the time, they are cannibalizing their portfolios and don't even know it! If you want to know whether you're properly invested for income, take a listen to this show to learn what the three pillars are to being properly invested for income.

If you are invested in dividend paying stock, you must understand that not all dividends are created equal. Some dividends you can count on and some you can't. In this episode, Anthony discusses 4 types of dividends and what you can expect when investing in them.

Do you feel like you've missed the massive rebound of the stock market over the last year? Are you considering jumping into stocks so you don't miss out on future gains? If so, you'll want to listen to this show as Anthony gives you five things you need to know before taking on the extra risk of stocks.

If you are considering buying an annuity, or you already own an annuity, you need to listen to this show. Annuities may just be the most misunderstood investment vehicle that exists. And if you don't understand how they work, it could be very costly. Take a listen to this show as Anthony discusses the good, bad and the ugly of annuities!

How much do you need to retire? Some sources say you need 80% of your income and others say you need $1.0M to retire. Unfortunately, neither of these is correct! Take a listen to this episode to find out how how much you really need to retire.

Inflation and taxes may be more important to your retirement planning than your investment performance! But most people don't do as much planning as they should regarding these critical factors. Take a listen to this show to find out how dangerous both inflation and taxes can be to your retirement.

In today's uncertain economic environment, a lot of our listeners have told us that they are keeping their money in the bank or some type of equivalent cash investment because they don't want to lose it. But is this money as safe as you think? Take a listen as Anthony discusses two reasons why leaving your money in the bank is actually a very expensive proposition!