Money Talks

Many Mississippians were out of school or off work and were able to call in for this broadcast of Money Talks, with Nancy Anderson and Java Chatman.  Discussed in this episode: hosing sales plunge, college savings, increased standard deduction, and required minimum distributions among others. Hosted on Acast. See acast.com/privacy for more information.

If you haven't been saving enough for retirement, this show has some ideas to help you catch up. Ryder Taff from New Perspectives  http://newper.com  and host Java Chatman discuss ways to build up your retirement savings.  Retirment Savings (how much do you need) = Time (how long to you have to contribute)  x Risk (how aggressive can you afford to be) x Amount (how mu...

To start your year, we want to help you take a look at your financial status. How do you compare to other Americans? What are your goals for improving? Here's a Make a Budget Wooksheet from  https://www.consumer.gov/content/make-budget-worksheet Hosted on Acast. See acast.com/privacy for more information.

Do you or someone you know need help planning, preparing, or paying for education after high school? Our guest for this show is Stephen Brown from Get 2 College. The not for profit organization provides free counseling services and supports high school counselors throughout the state in helping students get to college and be successful there.  https://get2college.org/ Mississippi Gulf Coast :...

Kevin Farrell and Ryder Taff discuss some cost cutting tips today. Everyone needs a reminder of ways to save some money. Each of these tips could save you $1000 over the coming year. Cut the cord Switch your cell phone plan Rethink your remodel Get a roommate Get a gig with Postmates Get a gig with Uber Get a high-deductible plan Open and fund an HSA Eat at home Buy the store brand Just say no to...

Money Talks "talks" about money in the news: stocks, oil prices, jobs, no cash accepted, bitcoin, year end money decisions.  Hosted on Acast. See acast.com/privacy for more information.

There are lots of ways to give money: cash, gift cards, gelt, collectible currency, stock, tips. We'll discuss what you need to know this Hanukkah, Christmas, Kwanzaa, end of year season.  A listener recomended the Early Learning in Mississippi Collaborative.  The Early Collaborative Act of 2013  provides funding to local communities to establish, expand, and support successful...

Experts Nancy and Ryder from New Perspectives  https://www.newper.com/  , and host Kevin discuss why we give, where we give, and what we give to charities.  The Annual Report on Charitable Giving by the Secretary of State's office is on their website:  http://sos.ms.gov  along with links to the American Institue of Philanthropy, Charity Navigator, Guide Star and...

Tips on the best practices for holiday shopping from host Kevin Farrell and answers to your personal finance questions from expert Nancy Lottridge-Anderson.  https://www.newper.com/people Start early tracking prices Know sale prices before you head to the stores Use price and coupon tools Use loyalty programs Ask friends to help Budget your money Ask about return policy https://www.consumerre...

Financial Adviser, Ryder Taff, takes personal fiance questions and discusses different ways to stretch your retirement funds. https://www.newper.com/people1. Make a plan2. Work a Little Longer3. Is an annuity an option?4. Traditional pension plan or cash balance plan5. Treasury Inflation-Protected Securities6. investing in equities to manage inflation risk7. Protect Against Long-Term-Care Costs8....

Millennials are earning $10,000 less than their parents' generation did at the same age. The average student debt for a millennial is double that of the previous generation. Ryder Taff gives advice and takes questions about millennials and their money plus other personal finance questions.  Hosted on Acast. See acast.com/privacy for more information.

Get Covered Mississippi! representatives, Michael and Lottie Minor, were guests on Money Talks. The Navigators for  http://healthcare.gov  explained how to sign up beginning November 1st, 2018.  http://www.getcoveredms.org/ Marketplace Application Checklist 2018  https://marketplace.cms.gov/outreach-and-education/marketplace-application-checklist.pdf MS Affordable Care Act Enro...

We love our pets but they cost a lot! Here's some idea of the costs associated with our furry friends. Aquition fees: adoption or breeder costs First time costs spay / neutering initial exams collar and leashes litter box scrating post crate dog training fenced in backyard Annual costs vaccines flea control heartworm provention dental care litter toys and treats health insurance grooming pet sitti...

Travel Consultant, Kathy Young from McGehee Cruise and Vacation, gives us tips about getting our money's worth from a cruise.  http://mcgeheecruise.com/ Hosted on Acast. See acast.com/privacy for more information.

Stephanie Bullock Project Coordinator for Complete 2 Compete,explains about the state wide initiative designed to help Mississippi adults, who have earned college credit but do not have a degree, better their lives by completing  a degree program.  Complete 2 Compete website:  http://www.msc2c.org/   phone number: (833) C2C - 4EDU  or (833) 222 - 4338 Hosted on Acast. See...

Lenders often use  credit scores to help decide if they will extend credit to consumers. We talk  about  what does and doesn't affect your credit score.  10 Credit Score Myths and Truths Behind Them was our guide for this show.   https://www.msn.com/en-us/money/credit/10-credit-score-myths-and-the-truths-behind-them/ss-BBMDIAM The 3 credit reporting agencies each have...

District Manager, Shawn Mercer answers questions about Social Security. https://www.ssa.gov/ living overseas life expectancy   worked overseas civil service and disability survivor benefits among half siblings earned income while drawing  changing your mind about drawing and more! Hosted on Acast. See acast.com/privacy for more information.

Here are some suggestions to consider when you inherit or leave financial assets. Inheritance: Think before you spend Pay off debts, don't incur them Make investing a priority Splurge thoughtfully Leave something for your heirs - or charity Don't rush to switch financial advisors Passing along assets Non-probate assets Inter vivos gifts Trust Will Intestate succession Hosted on Acast. See acast.co...

Tips on how you could cut your cell phone costs. Switch to a no-contract plan. Look to prepaid carriers. Keep your phone longer. Use Wi-Fi  Cut the Insurance Negotiate    Look at your current data usage  Limit background data. Cut Out the Stuff You Don’t Use  Sign up for automated payments and paperless billing. Be careful when making international calls. Add lines&nb...

What  services does YOUR broker provide? What IS a broker? (What is ticker tape?) Kiplinger has a list of The Most-Overlooked Broker Perks  https://www.kiplinger.com/slideshow/investing/T038-S002-most-overlooked-broker-perks/index.html Income Estimators FreeFunds Rock-Bottom Commissions Cutting-Edge Platforms Sign-Up Bonuses Credit Card Rewards Free ATMs Hosted on Acast. See acast.com/pr...

Our guest, Matt Ribe from the National Foundation for Credit Counseling, talks about Student  Loans. This show will benefit those with debt, those who have family with debt, those who might marry someone with debt, and anyone with kids who may incur debt in the future. National Foundation for Credit Couseling  https://www.nfcc.org/ Special NFCC website for Student Loans  https://www...

Our guests are from the US Department of Agriculture, Rural Development division - committed to helping improve the economy and quality of life in rural America. State Director, John Rounsaville and Housing Programs Director Johnny Jones provided information about the loans and grants availalbe to Mississippiand and the services and projects they impliment to serve Mississippi. https://www.rd.usda...

With our guest Robert Dozier, Executive Director of the Mississippi Independent Pharmacist Association, we’ll be suggesting different methods to save money on prescription medications. Some of our tips may just be a change in the way you pay for your prescriptions other methods require you to speak with your doctor and pharmacist to determine what is right for you. Tips gathered from Consumer Repo...

We've got personal finance habits everyone should follow to work toward good financial health This broadcast goes through a list from Time, online, that has 50 Personal Finance Habits Everyone Should Follow  http://time.com/money/collection-post/4023439/personal-finance-habits/   Our hosts discuss some of them and their importance. Previous broadcasts discussing persoanl financ...

Communications Manager for the ride hailing company Lyft was our guest on Money Talks. Lyft provides employment to independent contractors and convienient rides within a designated area.     https://www.lyft.com/                    Hosted on Acast. See acast.com/privacy for more information.