Be Wealthy & Smart

Learn the 5 components to your FICO credit score and how to improve your score. Get my other recent podcasts about credit, podcast #432, 430, 251, 367. All podcasts are available at http://lindapjones.com/podcasts . Please subscribe and leave a review!

Learn what international stock markets are performing the best and worst. Returns are year-to-date thru July 9, 2018. The graphic is on my website at http://lindapjones.com/podcasts Please subscribe and leave a review!

Learn how to get a free credit report and why it is so important to improving your credit. I received a listener letter. In response the the episode about making one phone call to make good credit great, Brian said: Linda you are THE BEST...I have been wondering how to boost my credit score now that it's gotten a lot higher since I met you! Thanks Brian! Good credit is a matter of doing a few thin...

Learn my responses to listener questions about the Robin Hood and Fundrise apps and investing for cash flow. All of my podcasts are available at http://lindapjones.com/podcasts . Please subscribe and leave a review for the podcast!

The Debt Diamond™ is the most valuable method to dump your debt. (Diamond like the gemstone, an upside down triangle or funnel shape). It pays your most expensive debt off first, saving you thousands in interest. It allows your credit score to be repaired and rise the fastest. Recently I saw an article that 42 million Americans believe that carrying a balance will improve their credit score. That...

Learn the 7 ways to keep all of the sudden wealth you encounter. Seventy (70%) of people who inherit money have $0 left within 5 years. There's one reason why that happens! Learn what to do so that your money is replenished and never runs out. See all 400 podcasts at http://lindapjones.com/podcasts . Please leave a review!

Learn ways to avoid paying ATM fees to access your own money. Banks earn $1 billion annually on ATM fees. I have eliminated ATM fees completely and suggest you do too. Here are 6 ways to easily avoid paying ATM fees.

Learn 8 things that rich people believe and how it can help your wealth building. The article is here:  http://www.cnbc.com/2016/10/11/8-ways-rich-people-view-the-world-differently-than-the-average-person.html  

Learn why it's important to have more cash available and what to do with it. Step 2 of the "6 Steps to Wealth" is Save a Nestegg. I'm talking about having cash available. You should become a good saver because: 1. It is a good financial habit. You are less likely to have financial trouble if you are good at saving. 2. You have an emergency fund available. Should anything happen that was unexpected...

Learn if you are pre-disposed to wealth or if it is a matter of habits and choices. Do you know that wealth is a choice? Learn the 6 Steps to Wealth and how to go from $0 to wealthy. It's not about how much you make or how much you don't spend. For example: Person A: Makes $40,000 per year. Over their working lifetime of 30 years, they will earn $1.2 million. How much of that money will they keep?...

Learn what characterizes the late stage of an economic cycle, how it can indicate what's coming in the stock market, and where to invest. Please subscribe and review the podcast!

Learn answers to questions from listeners. Be sure to subscribe and leave a review!

Learn what sector funds are performing the best year-to-date. See performance chart posted on my website at www.lindapjones.com. Subscribe to Be Wealthy & Smart and leave a review!

Learn why "money is like a newborn baby. You have to prepare for it and learn about it BEFORE it arrives.  

Learn what habits are supposed to make you a millionaire and which ones really will. Recently I came across an article on habits to become a millionaire. The only problem was, it was so ridiculous it made me laugh! Here are some of the points they said could make you a millionaire: If you make your bed, you're 206% more likely to become a millionaire. Seriously. Make your bed? Hmmm. What else did...

Learn the pros and cons of airline credit cards and if they are right for you. Here is the article:  https://www.cnbc.com/2018/06/01/before-signing-up-for-an-airline-credit-card-weigh-the-benefits-against-the-cost.html   Be sure to subscribe to Be Wealthy & Smart!

Learn why mail fishing crime is on the rise and how to protect your money. According to the NYPD, mail fishing is on the rise and you may not be familiar with how it is happening. This is from an article on CNBC.com:  https://www.cnbc.com/2018/05/25/as-computers-get-harder-to-crack-thieves-are-pillaging-mailboxes.html Please subscribe to Be Wealthy & Smart and leave a review!

Learn 3 ways millionaires think differently and how you can apply it to create your wealthy mindset. Be sure to subscribe to the podcast!

Learn how a divorcee spent her $2.5 billion settlement and what mistakes to avoid.

Learn how to avoid common financial scams. Recently I got an email offer to buy a domaine name for $55,000. It was from a Japanese business who said they had a healthy budget to spend and what price did I want? A second email specified how the transaction would take place and mentioned a German escrow account. They mentioned a 5% commission paid for by both parties. They wanted me to pay to them (...

Learn the magic dollar amount of income it takes to be happy. According to a survey, find out how much money it takes to be happy. The article is here:  https://www.cnbc.com/2018/05/16/money-can-actually-buy-some-happiness-but-how-much.html Please subscribe and leave a review!

Learn why wealth is within your reach, using my Wealth Building Formula, and why it is NOT about luck.   This is the study I disagree with:  https://www.pbs.org/newshour/economy/making-sense/analysis-if-youre-rich-youre-more-lucky-than-smart-and-theres-math-to-prove-it   Please subscribe to Be Wealthy & Smart and leave a review!

Learn the most common financial regrets of Americans and how to avoid them. I also share my thoughts about the Be Wealthy & Smart podcast over the last 4 years and latest podcast reviews.

Learn how to plan your life like a billionaire. I love talking about the importance of mindset in wealth building. We haven't visited mindset for a long-time, so I thought we would today. Recently I was reading about Amazon founder, Jeff Bezos. He was a successful investment banker who quit his job. Left in the middle of the year and left his big bonus. Jeff talked to his boss about it, who said g...

Learn which mutual funds are significantly outperforming the S & P 500 on a 5 year basis. The charts are posted in the Podcast section on www.lindapjones.com.