The Finology Podcast

In this podcast, we demystify complex industry terms like carpet area, built-up area, and super built-up area, revealing how actual usable space is calculated so you never pay premium rates for non-existent square footage. ___________________________________________________________ ➡️Get 30 Stocks For Long Term: https://tinyurl.com/spotifydescription ➡️The Modern Stock Screener: https://tinyurl.co...

Starting your wealth-creation journey in your 20s provides an unmatched compounding advantage for your financial future. This episode breaks down a structured and practical investment blueprint tailored specifically for this decade, focusing on optimal asset allocation, strategic portfolio balance, and disciplined long-term growth. ___________________________________________________________ ➡️Get...

Discover everything you need to know about the upcoming NSE IPO in our latest breakdown. We dive deep into how India’s largest stock exchange generates its revenue, analyze its dominant market position in the derivatives segment, and run a direct comparison of its financial performance, growth potential, and valuations against BSE. _______________________________________________________ ➡️Get 30 S...

As passive investing surges, massive capital flows into index funds raise fundamental questions about core market mechanics. In this video, we explore whether index funds are quietly distorting stock prices, inflating volatility, and eroding traditional price discovery. This episode discusses why seven out of ten active managers fail to beat benchmark indices, how passive dominance impacts corpora...

Welcome to The Finology Podcast! We bring you unfiltered, high-value conversations with leading market experts, top fund managers, and visionary CEOs to help you make smarter financial decisions. In this episode, we are joined by Aashish P Somaiyaa (CEO, White Oak Capital) for a masterclass on asset management economics, active vs. passive investing, and the real moats behind wealth distribution i...

Is term insurance a complete waste of money because you get ₹0 back if you survive? In this video, we do a real side-by-side mathematical calculation comparing a ₹1 Crore Term Insurance plan with an Equity Mutual Fund SIP.We break down the numbers over a 40-year period, analyze what happens to your family in Year 1 vs Year 10, and explain why mixing investment with protection is one of the biggest...

Welcome to The Finology Podcast! We bring you unfiltered, high-value conversations with leading market experts, top fund managers, and visionary CEOs to help you make smarter financial decisions. In this episode, we are joined by Radhika Gupta (CEO, Edelweiss Mutual Fund) for a masterclass on scaling asset managers, navigating digital disruption, and the future of wealth distribution in India. Fro...

Why do residential properties offer a mere 2–3% rental yield while commercial real estate can fetch double that? In this episode, we break down the real economics of real estate investing and answer whether property can truly generate hassle-free passive income. We explore borrowing costs, tax differences, market equilibrium, and the hidden operational risks of commercial properties like tenant ch...

Welcome to The Finology Podcast! We bring you unfiltered, high-value conversations with leading market experts, top fund managers, and visionary CEOs to help you make smarter financial decisions. In this episode, we are joined by Saurabh Mukherjea (Founder & CIO, Marcellus Investment Managers) for a masterclass on quality investing, wealth creation, and navigating market noise. From building a...

Online gurus frequently promise financial freedom in ninety days with zero skills, but the reality behind the passive income industry is highly deceptive. This episode exposes the hype surrounding automated businesses and reveals the actual work required to build sustainable wealth. Subscribe to the channel and hit the like button for more realistic wealth-building strategies. Share the craziest p...

In this episode, I break down the exact reasons why I strictly avoid investing in unlisted equities. We explore the legal nuances under SEBI, the critical absence of regulatory grievance redressal, and the harsh reality of liquidity, specifically, the fact that selling these shares is never guaranteed. From the danger of holding illiquid assets to SEBI's mandatory six-month post-IPO lock-in pe...

The Indian IT sector has hit a major roadblock. Triggered by Accenture’s massive revenue guidance cut, market heavyweights like TCS and Infosys have hit fresh multi-year lows, wiping out substantial investor wealth. With global enterprise budgets freezing and generative AI reshaping traditional tech demand, the ground is shifting fast for retail investors. Instead of reacting to the market panic,...

Looking for good stocks to buy today? In this episode, we break down five powerful, beginner-friendly stock picking strategies to help you find high-quality companies and build a strong investment portfolio. Instead of relying on random tips, you will learn a systematic way to analyze the stock market using data-driven tools like Finology Ticker.____________________________________________________...

The National Pension System has quietly undergone a massive transformation, with structural changes completely altering how your retirement portfolio operates. But here is the real truth: despite all the flashy new updates being marketed under "NPS 3.0", including the highly anticipated 100% equities option, relaxed partial withdrawal limits, and a totally restructured slab-based fee sys...

In this episode, I take you behind the scenes of creating Finology 30, our flagship product that delivers 2 to 3 handpicked stock recommendations every month, building a robust portfolio of 30 to 35 well-researched stocks over one year. What You Will Learn:•Our Stock Selection Framework: How we filter thousands of companies down to the best long-term opportunities.•The Suitability Challenge: Desig...

Building real wealth and achieving financial freedom requires simple, grounded logic. The middle class needs practical answers to secure their hard-earned money and make it grow. In this episode, I answer the 7 most frequently asked questions. These are the essential money topics that every small investor encounters, covering everything from smart savings strategies to making active investing deci...

Penny stocks seduce retail investors with low entry prices and stories of explosive overnight gains, but the reality beneath that appeal is far less glamorous. In this episode, I unpack the psychology driving people toward this corner of the market, from the lottery-ticket mentality to FOMO, and examine what the data consistently shows about how these investments actually perform. If you've ev...

Explore the evolution and mechanics of currency in this concise overview of the global monetary system. This episode traces the trajectory of value from the historical limitations of direct barter to the sophisticated role of modern banking and fractional reserve lending. Gain a professional perspective on how financial institutions generate capital and the profound economic implications of large-...

Building a ₹70 Lakh+ corpus for your daughter sounds like a massive task, but the Sukanya Samriddhi Yojana makes it surprisingly simple if you understand the math. In this episode, I break down everything about the Sukanya Samriddhi Yojana. Whether you're starting with ₹2,000 a month or hitting the ₹1.5 Lakh limit, this is the only roadmap you need to secure her future milestones with absolute...

Identifying which stocks to remove from a portfolio is as critical as selecting which ones to buy. Following our analysis of structural exit triggers, this video focuses on the second half of the mandate: the criteria for capital allocation. In this episode, we analyse nine specific categories of companies that demonstrate the resilience and fundamental strength required for long-term capital appr...

Identifying which stocks to remove from a portfolio is as critical as selecting which ones to buy. In this video, we analyse ten specific categories of companies that frequently underperform or pose significant risks to long-term capital. We examine the fundamental and behavioural red flags that investors should monitor, ranging from management styles and capital structures to industry-specific vo...

Securing the right health insurance for senior citizens requires a clear understanding of complex policy clauses. This comprehensive guide explains the exact framework for evaluating medical insurance for your parents. In this episode, you will learn how to assess important terms such as co-payments, pre-existing disease waiting periods, and the no-claim bonus. Furthermore, we explore how to strat...

This episode breaks down the exact strategy to handle falling markets, decide when to average your stocks, and deploy your capital safely. _____________________________________________________________ ➡️Subscribe to Finology 30: https://tinyurl.com/spotifydescription ➡️Open Zerodha Demat Account for FREE -https://zerodha.com/open-account?c=ZMPXIG ➡️ Join my WhatsApp channel: https://whatsapp.com/c...

Most people start investing in Index Funds because they want to set it and forget it. It’s the ultimate advice given to every beginner: it’s cheap, it’s safe, and you don’t have to be a math genius to make it work. But there is a massive difference between simple and smart, and right now, a structural flaw in the way indices are built is creating a silent trap for Indian investors. This episode lo...

It’s a common misconception that building substantial wealth is reserved for high earners, but the reality is that a disciplined investment plan for ₹5,000 a month can actually be the ultimate bridge to financial freedom. This video is all about deconstructing the exact steps needed to go from ₹0 to ₹1 Crore over a 20-year journey. Whether you’re just starting your first job or you're working...