Small Business Credit Minute w/ S.E. Day™ | Business Credit & Funding for Small Business Owners

Get my free Business Credit Starter Kit  HERE Episode Summary (SEO + Conversion) Most funding denials don’t happen because your business “isn’t making money.” They happen because your bank statements show risk—commingling, overdrafts, unstable cash flow, inconsistent deposits, and low average daily balances. In this episode of Small Business Credit Minute w/ S.E. Day™, you’ll learn how underwriter...

Are You Planning Your Business Money—or Just Hoping It Works Out? Get my free Business Credit Starter Kit at HERE Episode Summary   If your business cash flow feels unpredictable, your profit feels “random,” and you’re not confident you could walk into a lender meeting with clean answers—this episode is for you. In this 20-minute conversation, S.E. Day sits down with Randall Avery of Deasil Wealth...

Get my free Business Credit Starter Kit HERE Episode Summary Most denials aren’t caused by “not enough revenue.” They happen because your business can’t be verified cleanly across the systems underwriting relies on. In this Funding Readiness Reality Check, S.E. Day breaks down the #1 hidden fundability blocker—identity mismatches and documentation friction—and gives you a fast audit to correct it...

Ransomware Survival for Small Business: The Recovery-First Cybersecurity Playbook (Backups, MFA, Zero Trust)  Get my free Business Credit Starter Kit here at  FSBO website   Free Digital Book (Bonus Resource): Download your free copy of Don’t Be the Weakest Link: How to Protect Your Personal Information in a Digital World here: Download the book Guest: Shayne Kawalilak Core Question: If ransomware...

Are You Building Business Credit—or Just Collecting Denials? Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Get my free Business Credit Starter Kit at https://fsbonly.com. Are you truly building business credit—or are you collecting denials, stacking hard inquiries, and calling it “trying”? Many business owners get...

In 2026, small business money decisions won’t be won by hustle—they’ll be won by strategy. In this episode of Small Business Credit Minute w/ S.E. Day™, you’ll get a clear financial forecast built for U.S. small business owners who want to spend smarter, choose the right forms of credit, and access funding without wasting applications. We break down what’s changing in small business spending, whic...

What’s in a Credit Score—and What Does It Mean? (Show Notes)  Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Episode Summary Your credit score isn’t a mystery number—it’s a risk signal lenders use to decide approvals, pricing, and limits. In this episode, S.E. Day™ breaks down what’s inside a credit score, what it a...

What the Big Beautiful Bill Means for Small Business Taxes  Guest: Tanika Washington, MBA, EA Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Episode Summary In this episode of Small Business Credit Minute w/ S.E. Day™, we break down the new tax changes impacting small businesses under the One Big Beautiful Bill Act....

📌 Episode Title  The Legal Lifeline: Why Every Business Needs Legal Guidance from Start to Exit Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. 🎯 Attention  Are hidden legal mistakes quietly blocking your access to funding, contracts, and long-term business success? 🔍 Interest Many business owners focus on revenue...

Are you AI integrated? If not, why? This episode explores practical AI integration strategies with Maia Tucker, an AI Integrations Specialist and Legal Analyst. Maia (@financiallyuchicwomen) breaks down how small businesses can streamline operations, reduce costs, and scale intelligently using today’s most effective AI tools. 🎙️ Are You AI Integrated? If Not, Why? Is your business lender-ready ? (...

Today’s topic hits every business owner squarely in the middle of their growth goals — the importance of having a professionally designed website. Whether you’re selling products, offering services, or building your brand credibility, your website is your digital storefront. Listen in as J. Jaffri of DesignHub360 explains why having a functional and professional built website can increase your bus...

Are You Effectively Using Data Analytics and SEO to Grow Your Business? Join me as I interview Claudius Taylor, CEO of Gambix, "AI that tuned your website traffic into paying customers."  🎙️ Data-Driven Growth: How to Use Analytics and SEO to Scale Your Business Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Get my...

🎙️ Are Business Accelerators Effective for Small Business Owners Seeking Investors?  Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Attention Are business accelerators a fast track to investors—or an expensive distraction that costs you equity without real results? Interest Many small business owners join accelerato...

Build the Banker Relationship Before You Need the Money  Why Local Bankers Decide Who Gets Approved—and Who Gets Ignored Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply—or if you’re quietly disqualifying yourself. 👉 Get my free Business Credit Starter Kit at FSBO Website   Episode Summary Most small business owners treat banks like vending m...

🎙️ Is Your Personal Credit Portrait Beautiful or Ugly?  Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Get my free Business Credit Starter Kit at https://fsbonly.com Attention  When lenders review your credit profile today, are they seeing a masterpiece—or a financial mess? Interest Your personal credit report is on...

Business Credit Isn’t Optional—It’s the Approval Code Your Business Is Missing (Stop Getting Denied & Start Getting Funded)  Get my free Business Credit Starter Kit at https://fsbonly.com Episode Summary If you’re relying on personal credit to finance your business, you’re operating with a ceiling you didn’t choose. In this episode of Small Business Credit Minute w/ S.E. Day™, you’ll learn why...

Is business credit a need or want when operating a business? Let's break down the Pros and Cons of having or not having business credit. You might be surprised! Become a supporter of this podcast: https://www.spreaker.com/podcast/small-business-credit-minute-w-s-e-day-business-credit-funding-for-small-business-owners--6605567/support . Qualify First. Apply Second. Remember, Your Dreams Deserve A C...

For months I have talked about the Small Business Credit Survival Boot Camp? Tune in to know exactly what it is and how it can benefit your small business. Become a supporter of this podcast: https://www.spreaker.com/podcast/small-business-credit-minute-w-s-e-day-business-credit-funding-for-small-business-owners--6605567/support . Qualify First. Apply Second. Remember, Your Dreams Deserve A Chance...

Trade Lines: The Funding Receipts Your Business Is Missing (Build Business Credit Faster—or Keep Getting Denied)  Get my free Business Credit Starter Kit at FSBO Website   Episode Summary (SEO + Conversion)  Most business owners think they’re “building business credit” because they opened a few accounts. But if you can’t name your trade lines and prove where they report, you’re not building credit...

Two Sets of Books? That’s Not “Smart”—That’s Self-Sabotage (How It Destroys Funding, Banking, and Your Exit)  Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Get my free Business Credit Starter Kit at https://fsbonly.com Episode Summary (SEO + Conversion) If you’re keeping two sets of financial books—one for taxes an...

Business Credit “Experience” Doesn’t Matter If You Keep Getting Denied (Stop Guessing. Start Getting Approved.)  Get my free Business Credit Starter Kit at https://fsbonly.com  Episode Summary Most business owners think “time spent” equals “experience” in building business credit—until they rack up denials, inquiries, and low limits. In this episode of Small Business Credit Minute w/ S.E. Day™, yo...

Episode 5: Is Your Company Corporate Credit Ready-Part Two? This is part two of the story.  Tune-in to hear the additional tools you need to got your company corporate credit ready! Become a supporter of this podcast: https://www.spreaker.com/podcast/small-business-credit-minute-w-s-e-day-business-credit-funding-for-small-business-owners--6605567/support . Qualify First. Apply Second. Remember, Yo...

To get your company corporate credit ready, there are several tools you must have in place before you can get the credit your company needs. Do you know what they are? Tune-in to find out as S.E. provides you the info you need to start building strong business credit today! Become a supporter of this podcast: https://www.spreaker.com/podcast/small-business-credit-minute-w-s-e-day-business-credit-f...

Financially Illiterate Businesses Get Denied (Fix Your Money System Before You Apply)  Get my free Business Credit Starter Kit at https://fsbonly.com Episode Summary (SEO + Conversion) Most small business owners don’t get denied because they “don’t deserve funding.” They get denied because their business shows weak financial controls—commingled money, unpredictable owner pay, no cash buffer, and m...

Stop Ignoring the Corporate Transparency Act: One Wrong Assumption Can Cost You Credibility, Contracts, and Funding  Is your business lender-ready ? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Get my free Business Credit Starter Kit at https://fsbonly.com Episode Summary (SEO + Conversion) The Corporate Transparency Act (CTA) and Beneficial Own...