More for Your Money

John Berkley analyzes the sharp market selloff, largely triggered by tariff threats between the U.S. and China. The discussion moves to decoding the "One Big Beautiful Bill" (OBB). John explores crucial tax changes for investors, including the temporary increase in the SALT (State and Local Tax) limit up to $40,000, which enables the "leapfrog" itemizing strategy. Plus, understand new above-the-li...

Join John Berkley for a comprehensive look at crucial financial decisions. John reviews the rising markets and discuss the complexities of transitioning to fee-based investment platforms, warning against potentially higher costs. Learn how managing individual stock portfolios allows for greater tax efficiency, utilizing concepts like the step-up in basis. The show tackles global concerns, includin...

This episode of More for Your Money features host John Berkley and Krista Berkley. The discussion centers on the benefits of hiring a financial professional, focusing on the argument that good local service and expertise should pay for themselves. The hosts examine market activity, including the JDB indicator, and delve into detailed, subjective topics like Roth conversions and the debate over deb...

Join John Berkley and the Investment Committee (Todd and Greg) analyzing the market’s paradox, where indexes soar despite more stocks declining than advancing. The discussion turns to the Federal Reserve’s dilemma, as rate cuts push longer-term yields higher, signaling increasing inflation risk. The committee tackles the problem of "unsustainable" debt and structural inflation, which acts as an in...

In this episode, John Berkley and Sheena Hanson discuss current market trends, noting an expensive market driven by growth stocks. They cover crucial financial topics like the Rule of 55 for early 401k withdrawals and the importance of trusted contacts for clients. John shares his personal philosophical quotes on decision-making, risk, and consequences, emphasizing learning from others' experience...

More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. Each episode offers clear, practical advice on investing, retirement planning, and smart money decisions to help you build financial confidence.

This episode of "More for Your Money" provides a detailed discussion on the differences between value and growth stock investing. The hosts explore why value stocks, despite recent underperformance, have historically outperformed growth over a century, while noting the current trend favors growth stocks like AI and crypto. Key concepts like patience, emotional control, and discipline in investing...

This episode of "More for Your Money," hosted by John Berkley, features Attorney Mike Vogel discussing estate planning and elder law. Vogel clarifies Federal Gift Tax (Form 709), detailing the $19,000 annual exclusion and the $14 million lifetime exemption, noting gifts reduce this amount. He also addresses irrevocable trusts for Medicaid planning, explaining the 5-year look-back period while caut...

Join John Berkley and Todd Berkley for an in-depth discussion centered on Ray Dalio's "The Changing World Order". They explore Dalio's warnings about the incredible global debt crisis across federal, personal, and corporate levels, and its profound implications for the global financial system. The conversation also delves into the future of interest rates, particularly the divergence between short...

Join John Berkley and Sheena Hanson where they discuss Artificial Intelligence (AI) and its influence on market valuations, noting its potential for "enormous productivity gains". Sheena shares practical examples of using AI daily as a "thinking partner" for tasks like packing lists and compliance logs. The episode also delves into bonds, describing them as a "very, very misunderstood" asset class...

This "More for Your Money" episode features a "fireside chat" with John Berkley, designed to equip the next generation. John delves into crucial advice on finding work that "trips your trigger", living within your means, and leveraging the power of early investing through vehicles like 401ks and Roth IRAs. The discussion also emphasizes learning from mentors and becoming aware of potential economi...

The Uncommon Cents Investing difference: Local financial advisors provide comprehensive, holistic financial planning far beyond impersonal 1-800 services. Gain proactive support for pensions, Social Security, RMDs, QCDs, and navigating major life events. Experience personalized service, deep client relationships, and exceptional value.

This episode features John, Greg, and Todd discussing market dynamics, comparing growth versus value stocks and high P/E ratios. They examine small company stocks as a bargain, noting their historical outperformance post-bear markets and how Sarbanes-Oxley impacted IPOs. The team also clarifies market mechanics like bid/ask prices and limit orders, emphasizing their agile, value-based approach to...

This episode of "More for Your Money" features John Berkley and Krista Berkley, who share generational insights and practical financial wisdom. They discuss market trends, the impact of their previous show on global poverty, and their passion for educating young people on financial fundamentals like compounding capital and avoiding debt. The hosts also explain their unique family business model an...

This motivational episode features Edmund Halibi, owner of The Italian House, sharing his extraordinary journey from extreme poverty in Liberia to success in the U.S.. Contrasting Liberia's political instability and lack of basic necessities with America's "bag full of tools" and free market opportunities, Edmund emphasizes hard work, saving, and investing. The discussion highlights the importance...

This episode recaps current market records across major indexes like the Dow and S&P, highlighting recent surges and new highs. John and Sheena delve into the "perplexing" challenge of determining price versus value in investing, examining historical price-to-earnings multiples. Plus, gain insights from FedEx founder Fred Smith's economic views on free enterprise versus government control and...

This episode of "More for Your Money" features John Berkley, Greg, and Todd discussing market performance, historically high price-earnings multiples, and AI's influence on growth. Topics include "financial repression," structural inflation, income inequality, and contrarian economic views. Uncommon Cents Investing shares their approach of disciplined, long-term value investing in individual stock...

Join John Berkley and Attorney Mike Vogel for an insightful estate planning discussion. Attorney Vogel clarifies federal gift tax (Form 709), including annual exclusions and lifetime exemptions. He also navigates irrevocable trusts, highlighting their overusage and significant disadvantages in Medicaid planning, such as loss of asset control and facility acceptance issues. The episode emphasizes f...

John Berkley and Krista Berkley discuss the next chapter after graduation. They share advice on developing strong financial behaviors, including setting goals, creating budgets, building emergency funds, and investing early. John also critically examines the true cost of education and the time value of money. Special Guest: Krista Berkley.

This episode of More for Your Money features John Berkley and Sheena Hanson discussing market performance and client situations. Topics include navigating complex estate planning and long-term care insurance, considering self-insurance for auto/home, decisions about exiting the market, understanding bond types, and Social Security strategies. They emphasize effective communication and leveraging r...

On this Memorial Day edition of More for Your Money, join John Berkley and guests for a market review, discussing trends, debt, interest rates, and the housing market. The episode also features impactful, patriotic stories shared for the holiday weekend, alongside insights on personal finance decisions like home buying versus retirement savings. Special Guests: Greg Snyder and Todd Berkley.

John Berkley walks through history. Explore the evolution of federal taxation since 1913 and the growth of government spending. Discover how the investment landscape has transformed over time, discussing changes in investment opportunities and products like IRAs, 401ks, Roths, indexing, and the impact of regulations and industry practices.

This episode explores leverage and margin debt in investing. Learn how it works, its significant risks (like margin calls), potential rewards, and tax implications. John explains Uncommon Cents Investing's approach, using margin only for select clients who can afford the risk and understand they could take a loss.

This episode details the comprehensive services offered by Uncommon Cents Investing. Services go beyond just investment management to cover proactive financial planning, assistance with life events like retirement, aging parents' finances, and spouse's death, plus help with Social Security, RMDs, QCDs, and tax planning. They highlight their local, relationship-based approach and availability as mo...

The Uncommon Cents Investing Investment Committee discusses a strong market "up week". They debate V-shaped recovery vs. bear trap/secular bear market, highlighting their value investing strategy focusing on staying fully invested and managing investor emotion. A listener emphasizes the value of financial planners. Special Guests: Greg Snyder and Todd Berkley.