FiduciWho

Sold a business, converted a Roth, or had a monster bonus year? There's a nook in the tax code fewer than 5% of advisors have ever heard of, and it can potentially create a significant current-year tax deduction for charitable giving you were already planning to make.  In this episode, Leonard and Brad Gornto discuss: Reversionary charitable lead annuity trusts (iCLATs) Ideal client profile a...

She's shepherded over $1 billion in real estate and hasn't taken a paycheck since 2022. Nicole Earle explains why building housing alone will never fix a neighborhood.  In this episode, Leonard and Nicole Earle discuss: Immigrant roots and early real estate influences Tax credit finance and the affordable housing capital stack Preventing displacement and over-gentrification The "housing-plus"...

When investors want a 3–4X return in five years, vague goals won’t cut it. Andrew Bartlow explains how clarity, alignment, and the right systems help founder-led businesses navigate growth, complexity, and professionalization. In this episode, Leonard and Andrew Bartlow discuss: Transition from reactive HR to business-focused people strategy Myth of “people are our most important asset” vs. real d...

Discover how whole life insurance can become a source of flexible liquidity as Divya Sheel breaks down cash value lending, how it works, and how it can support long-term financial goals. In this episode, Leonard and Divya Sheel discuss: Transition from mediation to niche financial lending How cash value lines of credit against whole life work Strategic uses of liquidity for retirement, real estate...

If you’re stuck at a revenue plateau, drowning in clients, and wondering how to grow without burning out, this conversation will change how you think about capacity, team, and client quality. In this episode, Leonard and Dr. Jon Randall discuss: Transition from advisor to coach for high-performing financial advisors Capacity constraints and the theory of constraints in advisory firms Shifting from...

Is Bitcoin mining just speculation or a serious, long-term income play? In this episode, Beau Turner pulls back the curtain on the economics, risks, and realities of owning Bitcoin miners and why he built a fully insured, white-glove operation after losing a half million dollars. In this episode, Leonard and Beau Turner discuss: Transition from real estate investing to Bitcoin mining How Bitcoin m...

If you think networking is about collecting business cards and LinkedIn connections, think again. David Homan unpacks the art of “orchestrated connecting,” showing how long-term trust, gratitude, and integrity quietly power life-changing opportunities. In this episode, Leonard and David Homan discuss: Misconceptions about traditional networking Relationship capital vs. contact lists Trust, generos...

Is your retirement plan built for income, or just market risk? Barry Dyke challenges the 401(k) status quo and explains why guarantees, cash flow, and financial resilience may matter more than accumulation alone. In this episode, Leonard and Barry discuss: Why America’s retirement system ranks among the worst in developed nations The flaws of the 401(k) model and the risks behind Wall Street’s dom...

If you can’t take a real vacation without your phone blowing up, this conversation explores the systems, mindset shifts, and succession planning strategies needed to finally step back from your business. In this episode, Leonard and Susan Thomson discuss: Emotional challenge of stepping back from the business Case study: transforming an overworked owner and his manufacturing company Action Coach B...

In a market where everyone sounds the same, your story may be your strongest advantage. Kia Arian explains how print, positioning, and personal brand help trust-based professionals break through the noise and win deeper client loyalty. In this episode, Leonard and Kia discuss: Why marketing in trust-based industries has become commoditized and how professionals can truly stand out The strategic po...

Most companies chase 'more' and end up with burnout, disengagement, and failure. This conversation dives into how vision, values, and self‑aware leadership can transform culture and financial results. In this episode, Leonard and Catherine Bell discuss: Definition and characteristics of an “awakened company” Linking culture, self‑awareness, and financial performance Personal vision, values, and le...

Selling a home isn’t just about listing it, pricing it, or hosting an open house. Michael Bell explains why the best real estate outcomes come from data, trust, and relationships that actually protect the seller. In this episode, Leonard and Michael discuss: Effective real estate practices and the importance of single-party seller representation High turnover rates among real estate agents within...

Is college really worth six figures or more? In this episode, you’ll learn how to treat college like a business decision, protect your retirement, and still help your student land at a great-fit school. In this episode, Leonard and Shellee Howard discuss: College as a business and ROI-focused decision FAFSA, 529 plans, and common financial aid mistakes Four “buckets” of college money and scholarsh...

What good is a full bank account if your health account is empty? Stevyn Guinnip reveals why true retirement readiness means building “wellth” by treating health like your most valuable long-term asset. In this episode, Leonard and Stevyn discuss: How a near-death health crisis reshaped Stevyn’s view of wealth and wellness The concept of “health debt” and its parallels to financial debt Why adviso...

Most people only discover their insurance mistakes when it’s too late. This conversation breaks down how to avoid common rip-offs, spot misaligned incentives, and make transparent, fact-based protection decisions for your family and business. In this episode, Leonard and Wallis Tsai discuss: Career shift from Goldman Sachs to consumer-focused insurance advisory Incentives, ignorance, and misaligne...

Jacob Vanderslice is a co-founder and Principal at VanWest Partners, a Denver-based real estate investment company specializing in the acquisition, development, and management of self-storage facilities. Under his fundraising leadership, VanWest has strategically deployed over $375 million in capital in value-add self-storage facilities across the United States.  In this episode, Leonard and...

From $20 lawns as a teenager to a national tech platform, this episode dives into the unfiltered realities of building, scaling, and selling businesses in the real world, not the classroom. In this episode, Leonard and Bryan Clayton discuss: Early days mowing lawns and organic business growth Operator vs. owner mindset and the E-Myth framework Preparing a lifestyle business for eventual sale Origi...

A 401(k) plan isn’t just an employee benefit; it’s a fiduciary responsibility. Eric Dyson explains how hidden fees, vague oversight, and too many investment choices can quietly put plan sponsors at risk. In this episode, Leonard and Eric discuss: The four core fiduciary duties under ERISA and why they matter The risks of overlooking retirement plan fees and transparency How small businesses can st...

Behavioral biases quietly destroy more wealth than market volatility ever will. In this episode, you’ll hear how a fiduciary advisor helps successful investors avoid their own worst instincts and stay wealthy for the long run. In this episode, Leonard and Jonathan Blau discuss: Common behavioral biases of wealthy investors Overconfidence, loss aversion, regret, and status quo bias How Wall Street...

Retirement isn’t just a money milestone. Fritz Gilbert shares why identity, purpose, and “refirement” may matter just as much as your portfolio. In this episode, Leonard and Fritz discuss: How Fritz launched The Retirement Manifesto blog and wrote 440+ articles on retirement strategy The most overlooked yet critical element of retirement success Why many retirees struggle with identity and purpose...

Real estate “passive income” is anything but passive, especially when markets are volatile and fear is high. In this episode, you’ll hear how disciplined risk management, zoning arbitrage, and psychology-driven investing can create long-term wealth. In this episode, Leonard and Ari Rastegar discuss: Risk management and “risk-adjusted returns” in real estate Zoning, entitlements, and asset-class ag...

What if the smartest retirement move isn’t picking better investments, but understanding how your whole financial life actually works? Jesse Cramer joins Leonard to explain why smart planning beats smart investing. In this episode, Leonard and Jesse discuss: Journey from aerospace engineer to personal finance educator Why understanding your real spending habits is critical to retirement planning H...

Discover why most expert content falls flat and how a simple PLAN framework can turn everyday stories into client-magnet messages. In this episode, Leonard and Tom Ruwitch discuss: Early days of email marketing and media industry lessons Why information-only content fails to attract clients The PLAN framework: Promise, Lesson, Anecdote, Next Step Stories as a repeatable system for content creation...

A layoff in the Great Recession pushed him out of hospitality and into thousands of renovation projects—now he’s building homes, communities, and entrepreneurs across Tampa Bay. In this episode, discover how he uses construction, strategic networking, and large‑scale events to create lasting impact and opportunity.   In this episode, Leonard and Tommy Whitehead discuss: ●   &nb...

Jacob Vanderslice is a co-founder and Principal at VanWest Partners, a Denver-based real estate investment company specializing in the acquisition, development, and management of self-storage facilities. Under his fundraising leadership, VanWest has strategically deployed over $375 million in capital in value-add self-storage facilities across the United States.  In this episode, Leonard and...