Your Money

David Pratt and Peter Cishecki President of Everything Financial spend this episode discussing everything you need to know about Disability Insurance - why you need it, how it works, the different kinds for individuals and businesses - all the questions you didn't know to ask. It's Disability Insurance Made Easy. If you have a question for Peter email the podcast at yourmoney (at) everythingfinanc...

David Pratt and Peter Cishecki President of Everything Financial get you ready for 2022 with Peter's Top 10 New Year's Financial Resolutions. The list covers the most impactful changes everyone can make to start saving on taxes, fees, and the their mortgages, and to finally take charge of their finances and set themselves and their families up for financial well-being and peace of mind going forwa...

David Pratt, Peter Cishecki President of Everything Financial, and EFG's mortgage professional Vy Tri Troung dedicate this episode to answering the top 10 common questions about mortgages - the biggest financial investment most of us will ever make - cutting thru a lot of the confusion.  it's Mortgages Made Easy. If you have a question for Peter email the podcast at yourmoney (at) everythingfinanc...

David Pratt and Peter Cishecki President of Everything Financial spend this episode discussing the ins and outs of Life Insurance - why you need it, how it works, how to know how much to buy and much more - all the questions you didn't know to ask. It's Life Insurance Made Easy. If you have a question for Peter email the podcast at yourmoney (at) everthingfinancial (dot) com.   See omnystudio.com/...

David Pratt and Peter Cishecki President of Everything Financial discuss in detail the 10 key questions on the differences between 'Fee Based Financial Planning' and a 'Commission Based Advisor'. From understanding what items pay commission to an advisor to how the 'fee for service' model works and so much more. You'll learn about the questions that you didn't even know to ask. If you have a quest...

David Pratt and Peter Cishecki President of Everything Financial reveal and discuss in detail the Top 10 Questions That You Should Ask Your Financial Advisor. From understanding what the different financial advisor designations are and what they mean to understanding what goes into a financial plan and much more - you'll learn about the questions that you didn't even know to ask. If you have a que...

David Pratt and Peter Cishecki, President of Everything Financial, discuss one of the most asked questions in personal finance - how can you legally deduct the interest on your mortgage in Canada - like our neighbours in the US get to do? You can and Peter walks you through the entire process, step-by step, so you can understand exactly how it works and whether it may be a fit for your financial s...

David Pratt and Peter Cishecki President of Everything Financial talk the big misconceptions and confusion around RRSPs and TFSAs. The guys debunk the myths about "RRSP Season' and why maximizing your RRSP may not be the best route to save on taxes, how you can do more than let your TFSA sit in and bank account earning next to nothing and much more info on how you should use RRSPs and TFSAs proper...

In the first episode of Season 2 of the 'Your Money' personal finance podcast David Pratt and Peter Cishecki - President of Everything Financial - talk in-depth on everything you need to know about financial plans and Everything Financial's proprietary comprehensive financial plan called the OMNI Formula. Peter explains everything that should be a part of a proper, comprehensive financial plan and...

Episode 15 of ‘Your Money’ Peter and Jon get into everything you need to know about Tax Planning and why it is such a crucial part of a comprehensive financial plan. See omnystudio.com/listener for privacy information.

Peter answers listeners personal finance questions on RRSPs, Reverse Mortgages, Crypto Currency and much more. See omnystudio.com/listener for privacy information.

Peter and Jon debunk the biggest myths around RRSPs that cost you money that the big banks and mutual fund companies don’t tell you. See omnystudio.com/listener for privacy information.

Peter and Jon are joined by Mortgage Expert Vy Tri Troung who reveals the most common mortgage mistakes and misconceptions that end up costing consumers more of their money, and how to fix them. See omnystudio.com/listener for privacy information.

In Episode 11 of 'Your Money' Peter and Jon discuss the Top 10 New Year's Personal Finance Resolutions to make 2021 the year you can get your money truly working for you with a proper financial plan for your future. See omnystudio.com/listener for privacy information.

In Episode 10 of 'Your Money' Peter and Jon discuss five unexpected expenses in retirement that happen with regularity and how you can incorporate them into your financial plan so you can retire worry free. See omnystudio.com/listener for privacy information.

In Ep. 7 of ‘Your Money’ Peter and Jon are joined by special guest BC Notary Public Bart Aldrich to discuss everything you need to know around Wills, Estate Planning, Powers of Attorney, and Advanced Medical Directives and how they are all a critical part of your overall financial plan. You can visit Bart at coquitlamnotarypublic.ca See omnystudio.com/listener for privacy information.

In Ep. 6 Peter and Jon discuss everything you need to know about the recently implemented changes to the Federal government's various COVID-19 emergency relief benefit programs for both individuals and businesses. See omnystudio.com/listener for privacy information.

In Episode 5 Jon asks Peter a bunch of the top listener and viewer questions that have come in to yourmoney@everythingfinancial.com. Questions range from how much money you need for retirement, to ways to lower your taxes and save money on fees, and much more. See omnystudio.com/listener for privacy information.

Peter Cishecki is joined by Mortgage expert Vy Tri Truong. The guys get into everything you need to know about mortgages whether you are a first-time home buyer or needing to refinance or renew your mortgage and discuss using a mortgage broker versus the bank and the different options of mortgage that exist including Home Equity Lines of Credit and the best ways to lower your costs of borrowing. S...

In Episode 3 of the Your Money Personal Finance Podcast Jon and Peter discuss Everything Financial's proprietary OMNI Formula. Peter explains how he developed the OMNI Formula and what it is all about as a system to help individuals achieve their financial goals and obtain a work-optional lifestyle. Peter also discusses why having a financial plan - at whatever stage you are in life is critical, e...

Jon and Peter discuss the various COVID19 emergency benefit programs the federal government has already rolled out for individuals and businesses. The guys tell you everything you need to know about the Canada Emergency Response Benefit, the Canada Emergency Wage Subsidy, the Canada Emergency Business Account and more. See omnystudio.com/listener for privacy information.

In Episode #1 of the 'Your Money' Personal Finance podcast Jon and Peter tackle the huge issue of hidden fees and the lack of transparency and disclosure laws in Canada for mutual funds and many banking products that end up eating away your retirement savings by costing you significant dollars every year. Also, Peter explains the differences between a Portfolio Manager and an Investment Advisor an...

Each week on The Your Money Podcast host Jon Abbott and Peter Cishecki, President of the Everything Financial Group, are joined by industry expert guests to discuss in-depth everything you need to know about the most important topics in the world of personal finance. Covering a wide-range of often misunderstood finance products including; Mutual Funds, Mortgages; Disability and Critical Illness In...