Townley's Money Basic$

We all need an income. It is hard to have a spending plan without it! Income comes in many different types, but the main 2 are active and passive. In this episode we break down the different types of income as we start the journey in making our money work for us instead of us for our money. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawnt...

Cash flow is how money comes into and out of your life. A spending plan takes that next step to helping you make money work for you! Simply observing the world around you will not make you financially independent, but we can solve that problem with our spending plan. In this episode we learn how to go from observing to start molding our financial future. Support the show https://www.buzzsprout.com...

Money comes in and money goes out. Do you know where its coming from and where it is going? In the this episode we discuss what cash flow is and how we can start making it work for us. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

How did you learn about money? Maybe it was not a formal education, but merely observing others around you. Let’s kick off 2022 talking about what money is and start laying the foundation for your financial literacy. Email - townleytech@gmail.com LinkedIn - @shawntownley Web - https://shawntownley.com Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedI...

No one wants to be in debt. Sometimes debt can work in your favor. Many times it is not working in your favor. In this episode we will breakdown what debt is and how it may work in your favor. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Savings is important.  Important because if you want to change from active income to passive you need to be disciplined. In this episode we breakdown how money will flow into your savings portion of your spending plan.  Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

How do you know how you are doing when it comes to money? One way is to figure out your net worth. In this episode I discuss ways to figure out what your money scorecard looks like. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Your spending plan is made. Your emergency fund is secure. Your retirement is on track. Now its time to build wealth! In the this episode I talk investing. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

I talk about what money actually is.   I explain the different types of money and the fact that money is not good or evil. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Now that we have the basic$ down let’s start building systems that will automate our cashflow.  In this episode I will talk to you about how you can pay yourself first while taking the emotion out of the equation. It will not be set it and forget it, but it will be really close. Find out what it takes to have money work for you! Support the show https://www.buzzsprout.com/1768523/support Email - t...

How many subscriptions do you have? Are you sure? Write down the number you think you have and then go look at your credit card statements to get the actual number. Surprised? I was. In this episode I talk about subscriptions and the emotional impact of them. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley W...

Your spending plan is made. Your emergency fund is secure. Your retirement is on track. Now its time to build wealth! In the this episode I talk investing. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

We all want credit, but should we use it when it is offered. In this episode I discuss what credit is and when you should and should not use it. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

How do you know how you are doing when it comes to money? One way is to figure out your net worth. In this episode I discuss ways to figure out what your money scorecard looks like. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

College can be a lot of fun. Paying for it is not so fun. In this episode I talk about how to pay for college, types of colleges you can go to and ways to drive the cost down. Maybe college is not for you?! I talk about other jobs that do not require college degrees. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawnt...

Do you look forward to retirement? Many people do. Others not so much. Wether or not you are looking forward to retiring you still need to make a plan on how you are going to live and plan on paying for it when you are heading into your golden years. In this episode we talk about retirement and ways to look at, plan for and make decisions on how to pay for retirement.  Support the show https://www...

No one wants to be in debt. Sometimes debt can work in your favor. Many times it is not working in your favor. In this episode we will breakdown what debt is and how it may work in your favor. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Savings is important.  Important because if you want to change from active income to passive you need to be disciplined. In this episode we breakdown how money will flow into your savings portion of your spending plan.  Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Mad money is essential to your spending plan! This small part of your spending plan is meant to keep you on course for achieving your larger goals by allowing you to spend some of your hard earned income on things that bring you joy. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley....

Understanding where your money goes is very important. Next is understanding how you want to allocate your funds going forward to meet your goals. The first act of insurance to protect your new knowledge is an emergency fund. Here we talk about what is and how to start an Emergency Fund. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntown...

Income and expenses make up our next topic. In this episode we talk about the plan for how we want to use our money to meet our goals. This is not cash flow, but this will help you decide how your cash should flow. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Money comes and money goes out. In this episode we discuss the money that goes out.  Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

The money that comes into our life is called income. Think of it as playing offense. There are several ways that you can get income, but most comes in through active and passive income. In this episode we breakdown the different types of income.  Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://...

Money comes in and money goes out. Many of us simply do not keep track of how the tide of money works. In some ways having money come in is the easy side of the equation. Understanding how money leaves your control is maybe more important. Let’s start keeping track of how money comes in and leaves your control. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.c...

Season 2 is the reboot. After 28 episodes of a lone approach and some much needed feedback we get to a newer (hopefully) better place. Longer episodes and a deeper dive. Once a week we will talk about the money ASICS and build a foundation that will lead us to a better way of life. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Tw...