This Week in Fintech

Hello Fintech Friends, 👋 Welcome to the 1,679+ new readers who’ve joined us since last week. You’re joining 157,000+ other subscribers. Today's newsletter is brought to you by our friends at  Fintech Meetup . 📢 We're looking for great Fintech Freelance Writers! If you would be interested in writing for TWIF, let me know by replying to this email. This year, we're building up our w...

This month, I spent some time with Nova Credit founder and CEO Misha Esipov to talk about his company, one of the original innovators in alternative consumer credit, underwriting, and financial data. Misha has been running Nova Credit since 2016, when he and his co-founders graduated from Stanford Business School. He founded the company predicated on the insight that – even for well-qualified grad...

In today's episode, Ryan Zauk sits down with fintech pioneer Renaud Laplanche , Upgrade Founder & Former LendingClub CEO. Some say LendingClub kicked off the modern fintech era with its digital lending solution, and Renaud has had a front seat to this industry every step of the way through their IPO in 2014. Renaud has been recognized on Bloomberg Markets’ Most Influential List, won the E...

Hey everyone! Julie Verhage Greenberg here with the final episode of Season Two of the Fintech OGs series. We’re closing things out with Emmalyn Shaw, Co-Founder and Managing Partner at Flourish Ventures, and Satya Patel, Co-Founder and Partner at Homebrew.  Together, they’ve helped shape the future of financial technology, investing in companies like Chime, Gusto, and Alloy. In this episode, we d...

Hey everyone! Julie Verhage Greenberg here with your final episode of the FinTech OGs of 2024.  Today, we have a conversation that dives deep into the origins and evolution of FinTech through the lens of two people that were shaping the space long before FinTech was even a thing. I'm joined René Lacerte, the founder of BILL, and Frank Mastrangelo, co-founder of Bancorp and PayAmigo. We explor...

Breaking down the biggest headlines from the last year in fintech.

In this episode, I talked with Tomer London, Co-Founder and CPO of Gusto, and Anu Hariharan, Co-Founder of Avra and former partner at Y Combinator.  Together, we talked about the intersection of their personal passions and their professional innovations, sharing insights from their journeys into fintech and their ongoing efforts to solve complex problems in payments, payroll, and beyond. From Tome...

We're lucky to be joined today by Dave Glaser , CEO of American payments giant Dwolla , one of the first fintechs. Dwolla is a fintech company that provides businesses with a connection to the ACH Network or RTP Network (The Clearing House’s privately-owned real-time payments network). The company was founded in 2008 and launched in the United States in December 2010 to a few small banks and...

Welcome to December's episode of the this Month in Fintech Podcast, recorded live at SF Tech Week with Ramp . TWIF + Ramp hosted a large group of tech builders, founders, and investors for a happy hour at 620 Jones, headlined by a live interview with Nik Koblov, VP of Engineering at Ramp. We had one of the highest insight-to-minute conversations I've had, with Nik taking all of us throug...

This week's newsletter discusses the emerging trend of AI-powered payment agents, exploring the potential benefits and risks associated with delegating financial decisions to artificial intelligence. Security concerns, such as fraud and liability for disputed transactions, are highlighted alongside authorization challenges. The text also examines how the increasing use of cryptocurrencies cou...

Hey everyone, Julie here. Welcome back to another episode of the FinTech OG Season 2. Today I had the pleasure of sitting down with Tom Brown of NYCA and Ed Woodford of ZeroHash. In this episode, we get a front row seat to the evolution of fintech from Tom's early days at Visa, where he played a key role in its IPO, and Ed shares his entrepreneurial journey and how it led to him founding Zero...

Welcome to November's episode of This Month in Fintech, recorded live from the Honey Pot at Money2020 . I'm joined today by Nik Milanovic , Founder of TWIF , as we sit down with Michael Sindicich , CEO of Navan Expense. Michael, Nik and I launched this episode around Navan's landmark new partnership with (former) rival Brex - BrexPay for Navan . BrexPay for Navan is a seamless integ...

Welcome to the 2,179 new readers who’ve joined us since last week. You’re joining 137,000+ other subscribers surfing the AI wave. Today's newsletter and podcast are brought to you by our friends at Silicon Valley Bank. 📢 We're launching a new podcast: In early 2025, Jillian and Julie will be talking to the biggest names at the intersection of artificial intelligence and financial servic...

Welcome back to another episode of our Fintech OG series. I was thrilled to be joined by Michael Tannenbaum of Figure and Nicky Goulimis of Tunic Pay . From talking about our kids (5 between the 3 of us ages 4, 3, 2x2 and 1) to their time at fintech giants SoFi, Nova Credit and Brex, this was a conversation that I thoroughly enjoyed and know you will too. Many thanks to Method and Mesh for sponsor...

Today, we go to New York to talk with Nelson Chu , the founder and CEO of Percent . Percent has created the modern credit marketplace, empowering investors, borrowers, and underwriters with innovative technology to increase the speed and velocity of transactions at a fraction of the cost. The company’s core infrastructure delivers public market efficiencies to the analog private credit market by p...

In the latest edition of This Week In Fintech's OG series, Julie dives into the UAE and interviews industry veterans Gaurav Dhar (MENA and Marshal),  Nameer Khan (MENA and Fils) and Ronit Ghose (Citi). The three provide an insightful discussion on fintech developments in the Middle East, regional dynamics, and the challenges and opportunities in fintech innovation across the Gulf and North Af...

Welcome back to the TWIF podcast! We've got a streak of great interviews for you this fall, heading to Mexico today for a conversation with the Baubap co-founders. Baubap is Latin America's first AI-powered, credit-focused bank. Baubap was ahead of the AI boom, developing an AI-driven credit underwriting model since 2019. This early adoption allowed them to build a scalable model that co...

A quick, helpful summary of all the fintech news fit to print this week.

Welcome back – this week we're sitting down today with Leif Abraham , the cofounder and Co-CEO of investing platform Public.com ! Public is an investing platform that lets members invest in stocks, ETFs, crypto, Treasury bills, and alternative assets – and recently launched fractional investing in corporate and Treasury bonds in response to the increasing demand for fixed-income products from...

Welcome to October's episode of This Month in Fintech, just ahead of Money2020. Our guest today is Davi Strazza, President of North America at Adyen. Adyen is a global financial technology platform helping the world’s leading businesses achieve their ambitions faster. Since its founding in 2006, Adyen has built one of the world's leading platforms to help enterprises accept payments, pro...

Nik Milanovic sits down to talk with Jesse Mecham, the founder of personal finance app YNAB, about the state of fintech, consumer finances, raising seven kids, and why he hates the word 'budgeting.'

In an exclusive interview, MX's founder and returning CEO Ryan Caldwell opens up about 14 years as a fintech founder, why consumer-permissioned data is integral to MX's DNA, and the future of open banking.

In the podcast, Julie interviews Matt Austin and Ahmed Siddiqui. The conversation dives into their experiences in FinTech, how they got involved, and the lessons they learned along the way. Matt shares his journey from public accounting to FinTech, explaining how he entered the industry through a chance encounter with a VC. Ahmed talks about his accidental entry into FinTech via a connection at Ma...

TWIF's Weekly News Wrap-Up

Welcome back for Season Two of the Fintech OG series! We're kicking it off with fintech founders Jason Gardner and Ken Lin, who share their experiences building Marqeta and Credit Karma, highlighting both the challenges and successes they faced along the way. They discuss industry highs and lows, including regulatory hurdles and unexpected partnerships that shaped their companies. Both founde...