The Wealth Collective

In this episode Pete and Zac discuss what you should be thinking about when creating an investment for children. They take a deep look into what investments you should be looking at, what strategies you should use and what structures may work best. As always, if you have any questions email us at connect@pekada.com.au and follow us on our Facebook and Instagram for more financial tips! We also app...

Given that it was election week this week, we look back at the impacts the elections have had on investment markets, what this election potentially means for you and what changes you should be making to your portfolio, if any.  As always, if you have any questions email us at connect@pekada.com.au and follow us on our Facebook and Instagram for more financial tips! We also appreciate you givi...

Behavioral finance attempts to understand and explain observed investor and market behaviors . This differs from traditional (standard) finance , which is based on hypotheses about how investors and markets should behave. Behavioural finance studies the psychology of financial decision-making because emotions affect investment decisions. As always, if you have any questions email us at connect@pek...

Most people know the investing world is made up of shares, property and cash style investments but there are more and more alternative investments popping up that are different to these. So on today’s episode we are going to look at what options are out there and how they can work within your portfolio. As always, if you have any questions email us at connect@pekada.com.au and follow us on our Fac...

In the world of investing their is lots of different types of income and the terminology can often be confusing. you have dividends, fully franked dividends, distributions and more which can often lead people to get confused when they are setting up an investment portfolio. Another thing that people often wonder about is whether or not they should aim for income in a portfolio or growth? In today'...

A special edition of The Wealth Collective Podcast as Pete, Zac and Anthony run through the federal budget and look at the particular proposals that will affect you and your personal finances, along with discussing their thoughts. As always, if you have any questions email us at connect@pekada.com.au and follow us on our Facebook and Instagram for more financial tips! We also appreciate you giving...

Trade time is starting to heat up in the AFL at the moment and you often start to hear big numbers spoken about in terms of potential trades which led us to think about how young, self employed people who are making good money should start to look at their finances. As always, if you have any questions email us at connect@pekada.com.au and follow us on our Facebook and Instagram for more financial...

At the moment we are going through a recession and that makes people start to question what they should be doing with their finances and how will this impact their investments. On today’s show we’re going to delve deep into investing through a recession and how can you successfully invest through one. As always, if you have any questions email us at connect@pekada.com.au and follow us on our Faceb...

In this week’s episode of The Wealth Collective Podcast we answer a question in from Scott, a listener of the show who asks around investing in index funds in superannuation and what you might miss out on if you just invest in the index. As always, if you have any questions email us at connect@pekada.com.au and follow us on our Facebook and Instagram for more financial tips! We also appreciate you...

Your 40’s are a pivotal stage in your financial life. This decade has the opportunity to set you up for retirement and the rest of your life so you’re not worrying about your financial situation. On today’s episode we look at what financial moves you should be making in your forties. As always, if you have any questions email us at connect@pekada.com.au and follow us on our Facebook and Instagram...

Mortgage stress has featured a bit in the news recently with a lot of people potentially experiencing it due to a loss of income during covid. We look at what options you have if you are experiencing mortgage stress and what you can do to try and avoid it in the first place. As always, if you have any questions email us at connect@pekada.com.au and follow us on our Facebook and Instagram for more...

On today's episode, Zac Masters from Pekada is joined by Andrew Date from Industry Insiders to discuss what is happening in the local property market and share some of his expertise on buying, selling and renting out properties. Andrew is the founder of Industry Insider has been helping clients navigate buying and selling in the residential space in Melbourne, Bayside & The Mornington Peninsul...

In recent times when everyone has been getting their renewal notices for their personal insurances such as income protection and life insurance, they have usually been subject to a decent rise in cost of premiums. Most people don’t like paying for insurances but understanding it’s importance, however no one likes to receive a letter stating a decent increase in the cost of that insurance, so on to...

There is often confusion surrounding the concept of estate planning, and too often people dismiss this as simply having a Will. But that is only part of the picture. A complete estate plan allows you to deliberately plan for the future management of your assets, and to determine who will make decisions on your behalf should you become unable to do so in the future. The first step to ensuring your...

In this week's episode, Zac Masters is joined by a very special guest.  Geoff Prior is the director and principal trainer/coach with Lingford Consulting Services. As a productivity coach, he loves providing practical tools and strategies that help people and teams manage their email and workloads more effectively. Geoff works with organisations in both the public and the private sectors, incl...

Google searches for the term ‘divorce’ surged to their highest point in 12 months at the end of June, surpassing the usual spike after Christmas and new year. Experts believe this can be caused by the lockdowns from Covid-19 and potential stresses on relationships that the pandemic has caused. This got us thinking about one of the most common causes of stress in a relationship and that is money. S...

Usually people look to start personal new years resolutions in January and we feel that a new financial year is a great time to sit down and start to look at setting some financial goals. In today's episode we look at this and in particular: - How do I know what goals to set? - How do I remain on track? - What's different about the new financial year this year and what should be considered compare...

With the recent success of popular shares such as Afterpay, we thought it would be timely to discuss whether or not you should let your winners ride or do you take some profit and diversify across the rest of your portfolio. Pete Pennicott, Zac Masters and Anthony Malvaso look into this topic.  In particular we discuss: - Concentration risk - How much percentage of a portfolio one individual...

In this episode Pete, Zac and Anthony delve into how to retire early, how retirement is changing and how to make your money last in retirement.  They delve into detail about how retirement is changing for different people, are people wanting to still work part time during retirement or are they just wanting to know that they have the financial freedom to leave work when they want? This is the...

In this episode Pete, Zac and Anthony delve into one of the most common questions that we get asked as advisers and that is 'should I put extra super contributions in or pay down my mortgage?' Have a listen and find out!

In this episode Pete, Zac and Anthony discuss how you can replace your income whilst still adhering to the rules in place for COVID-19. 

In this episode Pete and Zac run through their top EOFY tax time tip and answer a mailbox question about whether or not you should use a mortgage broker. 

On this week's episode Pete Pennicott and Zac Masters welcome back Anthony Malvaso to discuss the misconceptions of financial advice and try to uncover what the true value of financial advice is. 

In this episode Pete and Zac are joined by Anthony Malvaso from AJM Advisory Group to discuss how retirees can use their home as a source of income. In particular we discuss: - Downsizing - Reverse Mortgages - Pension Loan Scheme Reverse Mortgage Calculator: https://moneysmart.gov.au/retirement-income/reverse-mortgage-calculator?gclid=Cj0KCQjwwr32BRD4ARIsAAJNf_3jieltqNm2-Vu6FVs8zGc41hdBCZj-98XlX4F...

After the big four banks slashed their dividends, people have been searching for income. In this episode Pete and Zac give some alternatives to the big four banks where you can find income.