The SME Stream

Property markets always favour either the buyer or the seller - someone's gonna get more out of it.  It's hard to know what move to make in the property market, and even harder to know when. Harcourts Managing Director Martin Cooper joins Tim Beveridge to answer your questions about the property market, and how to know when to buy, sell or hold. LISTEN ABOVE See omnystudio.com/listener for pr...

The Cost of Living Crisis has driven a lot of Kiwis to look for financial advice, and many turn to AI over a financial advisor. But is AI really that reliable as a source of financial advice? And investing in AI seems to be the thing to do at the moment, is it somethng you should be getting in to or watching with caution? Money Coach Amanda Morrall joins Tim Beveridge on Smart Money to discuss.&nb...

You are intelligent. You know what to do… so why can’t you make yourself do it? In this episode I explore why weight loss and business burnout have far less to do with motivation than most people believe. I sat down with Brittany McNabb from Mind, Body, Britt - who lost over 40kg, built a successful personal training business and now helps thousands of women transform not only their b...

Buying or selling a house is a complicated and often confusing process that real estate agents are smack in the middle of, and stand to benefit from.  So what should we share when dealing with an agent, and what should we keep close to our chest? Barfoot & Thompson real estate agent Ryan Harding joins Nadine Higgins to explain what you need to consider as a vendor or a buyer, the things a...

Talking about money and finances can be incredibly difficult, and often boring, especially for women. It's hard to get the conversation started even among friends, which can lead you to feeling lost and hopeless.  That's where Victoria Harris comes in. Victoria co-founded the financial education platform The Curve, with the goal of using her experience from working in the finance world to edu...

National's promising to stick to three spending guardrails if it returns to Government, and is calling on other parties to follow suit.  The party's promising a return to surplus in 2028/29  - and bending debt below 40 percent of GDP.  It's also promising to reduce the size of Government, bringing spending to 30 percent of GDP.  Finance Minister Nicola Willis joined the Weekend...

National's brushing off concerns it has a reputational problem over debt - as it lays out new fiscal responsibility rules. The party's promising a surplus by 2028/29 and Government spending below 30% of GDP - while ruling out new taxes on working people and small businesses. Leader Chris Luxon told Mike Hosking that there's a choice between austerity and stimulation, but he believes it's years of...

Labour says there's nothing new in National's budget responsibility rules. National's Nicola Willis unveiled the details today - promising a surplus by 2028/29 and reducing Government spending to 30 percent of GDP.  Labour's finance spokesperson Barbara Edmonds says this is part of their current fiscal strategy. LISTEN ABOVE  See omnystudio.com/listener for privacy information.

Markets fluctuate, which can make investment a tricky business.  Property may seem like a guaranteed investment, but according to Ed McKnight, the number one mistake people make is assuming past returns guarantee future performance.  He joined Jack Tame to dig into the details to try keep listeners from making this mistake.  LISTEN ABOVE  See omnystudio.com/listener for privacy...

National's under pressure to come clean on what new taxes it could be considering. The party's unveiled its budget responsibility rules, promising to deliver a surplus and rein in spending. But finance spokeswoman Nicola Willis has only ruled out higher taxes on working people, leaving the door open to other tax increases. Former Finance Minister Steve Joyce told Mike Hosking that bed and fuel tax...

National's push for tighter control of the books is being welcomed - but questions are being raised over what's actually new. Finance spokesperson Nicola Willis yesterday unveiled National's fiscal strategy - promising a surplus by 2028/29 and Government spending below 30 percent of GDP.  But independent tax expert Geof Nightingale told Ryan Bridge National has made these same commitments bef...

As business owners, you know how hard it is keeping up with your business, let alone the news. Join Wilhelmina O'Keeffe each week as she gives you a rundown of the biggest stories that could impact your business, so you can make informed decisions with expert advice.   This week,  Unemployment reaches new heights but is it downhill from here? Kiwi debt levels are finally decreasing and t...

Christopher Luxon says he supports having another referendum on the MMP voting system if he’s re-elected as he encourages greater support for National so the party can avoid working with “some yahoo and numpty” in Cabinet. Act leader David Seymour says he’s not opposed to another referendum but suggests Luxon “may not have thought through what he’s saying”...

Revenue's soaring for Elon Musk's spacecraft company SpaceX - but so is spending. It's published its first earnings report as a public company. SpaceX says its revenue's grown 92 percent compared to a year ago, bringing it to $7.8 billion. Sam Dickie from Fisher Funds explained further. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Labour says its new election policy aimed at small businesses is about making life a little easier. If it gets into power, the Labour will raise the GST threshold, lift asset write-offs and require big businesses to pay up faster. It would axe the current Government's Investment Boost, which lets businesses deduct 20 percent of the cost of a new asset. Leader Chris Hipkins says small businesses sh...

Meta, Google and Microsoft - to pay 2.5% of their advertising revenue to Aus media companies. Tech with 2degrees. Peter Griffin The Business of Tech. See omnystudio.com/listener for privacy information.

There are concerns scrapping the Investment Boost could do more harm than good.  Labour's promising to up the GST threshold, lift the asset write-off, and make big businesses pay small suppliers in 15 days.   It'll axe the National's $6.6 billion scheme to pay for it – calling it untargeted.   Small Business NZ Founder Paul Wicks told Mike Hosking this policy could be very use...

Youth unemployment levels high but proportion of youth not in education, employment or training is more positive. Zoe Wallis Forsyth Barr. See omnystudio.com/listener for privacy information.

AI might be contributing to our rising unemployment rate.  Stats NZ data shows unemployment jumped to 5.6% in the June quarter, up from 5.3% in March.   It's the highest rate in 11 years and higher than most economists had been picking.  ABC Business Sales’ Chris Small told Ryan Bridge when you compare the South Island’s rate of 3.7% to the North Island’s 6%, it se...

The Trade Minister's defending a decision to scrap offshore staffing aimed at attracting golden visa money.   Government agency Invest NZ is making tweaks to its roadshow approach to attracting investors, and has cut its US and Europe-based staff.  The Active Investor Plus Visa lets big spenders invest a minimum of $5 million in New Zealand in exchange for a pathway to residency.  ...

Rabobank has unveiled their latest agribusiness report for August - and claimed there's plenty to watch going forward. Dairy, beef and sheepmeat are seeing good results, with momentum likely to continue, but there's some concerns impacting the global market. The Country's Jamie Mackay explained further.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

How do organisations successfully transform while bringing their people with them? In this episode of HR Unlocked , Lisa Oakley sits down with Bernadette Kelly, Chief People, Corporate & Operations Officer at TVNZ, to explore organisational transformation, leadership, change management, and the evolving role of People & Culture. Drawing on her experience leading large-scale transformation...

New Zealand’s startup scene loves a good success story, but few have moved as fast – or gone as deep – as Wellington energy software venture Factor. In this week’s episode of The Business of Tech, I talk to Factor co‑founder Jessica Venning‑Bryan to she and co-founder Simon Pohlen assembled a team with serious domain expertise, built a specialised energy pricing platform, l...

Unemployment has risen again – and it’s worse than everyone expected.  Stats NZ figures show the unemployment rate increased to 5.6 percent in the June quarter.  That's up from 5.4 percent in the March quarter and it's slighter higher than most economists were predicting.  So, what does that mean? Should we panic? Or is t...

Unemployment's reached the highest level in 11 years.   Stats NZ data shows the rate reached 5.6% in the June quarter, up from 5.3% in the March quarter.   Of the 166 thousand unemployed in this year's second quarter, almost a-fifth had been without work for more than a year.   Herald Business Editor at Large Liam Dann told Kerre Woodham some economists think the rate won't fall aga...