The CeMAP Study Podcast with Future in Finance

CeMAP is Changing – Here’s What You Need to Know (2025/26 Update) Big news for aspiring mortgage advisers: CeMAP is getting a major update — and it’s more than just the usual regulatory refresh. In this special episode, Charlotte breaks down exactly what’s changing, when it’s happening, and what it means for your study plans. 📌 In This Episode, You'll Learn: The new name for CeMAP 1 (spoiler: it’...

Endowments. If you’re prepping for CeMAP 2 or 3, this is one of those topics you need to understand—not just for the exam, but because of the impact these products had on the mortgage industry as a whole. In this episode, Maria the Money Muggle and I take you through everything you need to know about endowments so you’re ready to tackle this topic with confidence. Here’s what we cover: 🏠 What End...

it’s time to dive into CeMAP 1 Topic 19 – and while “prudential regulation” might not sound thrilling, this is the stuff that keeps the financial system from falling on its face. And yes… it does come up in your exam! In this episode, Maria the Money Muggle and I break down the big players and big ideas behind prudential regulation so you can actually understand what they do (and why they matter)....

It’s time to dive into CeMAP 1 Topic 19 – and while “prudential regulation” might not sound thrilling, this is the stuff that keeps the financial system from falling on its face. And yes… it does come up in your exam! In this episode, Maria the Money Muggle and I break down the big players and big ideas behind prudential regulation so you can actually understand what they do (and why they matter)....

We’re back! After a little break from the podcast, I’m diving straight into Topic 18 of your CeMAP 1 journey — and this one’s a biggie. But first, I’m sharing a personal update on where I’ve been, why there have been no new episodes recently, and what the end of the Masterclasses means (yes, really) — plus a sneak peek at what’s coming next. --- Here’s what we cover in Topic 18: ✅ What the Senior...

We’ve officially made it to the second half of the CeMAP 1 exam. 🎉 In this episode, we dive into Topic 17, and it's a big deal because it marks your very first introduction into the world of financial services regulation. (Spoiler alert: this is where the serious stuff starts!) Don’t worry though — we’re breaking it all down into bite-sized, easy-to-digest chunks. Because let’s be honest, no one...

This week, we’re diving deep into CeMAP 2&3 Topic 18: Financial Protection—and trust me, this one’s an absolute must-listen if CeMAP 3 is coming up on your radar. This episode is packed with practical advice and simplified explanations to help you not just understand financial protection, but actually remember and apply it when those tricky case studies pop up. Here’s what we’re unpacking in t...

This week we’re diving into a massively under-rated but totally crucial part of your CeMAP 2 and 3 studies: the UK’s State Benefit System. Yep, it falls under financial protection, and no – you can’t wing this bit if you want to pass. You WILL be asked about it in the exam. So, we’re breaking it all down. 🧠 What You’ll Learn in This Episode: ✅ The difference between paid-for protection (like lif...

This is one of those topics that sounds simple until you actually start studying it! CeMAP 1 Topic 15: Key Advice Areas is packed with concepts you need to understand for your exam, so let’s break it down in a way that actually makes sense. In this episode, Maria the Money Muggle and I will walk you through the key financial advice areas that you’ll see pop up in exam questions. This isn’t just ab...

This week, Maria the Money Muggle and I are diving into a massive part of CeMAP 2 & 3 – Life Insurance and Financial Protection . If you’ve ever found yourself staring blankly at a question about Whole of Life or Term Insurance, don’t worry – we’ve got you! We’re covering everything you need to understand, apply, and ace this topic in your exams (and actually know what you’re talking about in...

In this episode, Maria the Money Muggle and I are diving into CeMAP 1 Topic 14: Understanding and Satisfying Customer Needs . This is one of those topics that sounds straightforward until you realise there’s a whole lot more to it than just asking clients about their dream home. Understanding where they are financially, what they actually need, and how to guide them is everything when it comes to...

In this episode, we delve into critical aspects of property development and lending decisions, focusing on: Planning Permission and Building Regulations: Understanding the necessity of planning consent for property modifications and the role of building regulations in ensuring safety and compliance. Listed Buildings: Exploring the unique considerations and restrictions associated with properties d...

In this week's episode, we delve into a fundamental aspect of mortgage advising: understanding the various mortgage types and borrowing options. Mastering these concepts is crucial not only for your CeMAP exam but also for your future role as a mortgage advisor. Here's What We'll Cover: Repayment vs. Interest-Only Mortgages: We'll dissect the key differences between these two repayment methods, di...

CeMAP 2 & 3: Topic 14 – Understanding Valuations and RICS Surveys Welcome to this week's episode where we’re diving deep into valuations and property surveys —an essential topic for anyone sitting their CeMAP 2 & 3 exams! In this episode, we’ll cover: 🏡 Basic Valuations vs. RICS Surveys (Levels 1, 2, and 3) – What are the key differences? 🔑 Levels of Protection – What each type of survey...

CeMAP 1Topic 12 – Health and General Insurance In this week’s episode, we dive into one of the most critical areas of CeMAP studies: Health and General Insurance . Understanding the differences between key types of protection is essential, not just for your exam, but for your future role as a mortgage advisor. Here’s What We’ll Cover: 🔹 Critical Illness Cover vs. Income Protection Insurance vs. A...

🎙️ This Week on The CeMAP Study Podcast : Topic 13 of CeMAP 2&3 – Factors Affecting Property Value In this episode, we dive into Topic 13 of the CeMAP 2&3 textbook, focusing on the many factors that can influence a property’s value. Whether it’s sitting tenants, tenure, title, or construction type, understanding these elements is crucial for aspiring mortgage advisers. Tune in to explore:...

In this episode, we’re diving into the ins and outs of sitting your CeMAP 1 exam remotely. Whether you’re just starting to prepare or you’re anxiously counting down the days until your exam, we’ve got you covered. Here’s what we cover: Maria’s Remote Exam Experience: Hear firsthand about Maria’s journey sitting the CeMAP 1 exam remotely, including the highs, the lows, and the unexpected challenges...

The CeMAP Study Podcast 🎙️ 🎉 If you're thinking about tackling your CeMAP exams but feel overwhelmed about where to start, I’ve got your back! This podcast series is your light-hearted, entertaining guide to cracking the LIBF study text. Episode Overview: This week, we’re diving into the world of Life Insurance and Endowments . What’s the difference between Whole of Life Insurance and Term Insura...

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons. New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff. This Podcast series is dedicated to gi...

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons. New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff. This Podcast series is dedicated to gi...

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons. New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff. This Podcast series is dedicated to gi...

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons. New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff. This Podcast series is dedicated to gi...

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons. New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff. This Podcast series is dedicated to gi...

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons. New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff. This Podcast series is dedicated to gi...

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons. New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff. This Podcast series is dedicated to gi...