The Adviser Talk

In today’s financial landscape, it’s easy for investors to get caught up in popular catchphrases like “ They're not making any more land ” or “ Buy the dip ”. Bruce Jenks, our Financial Adviser from our Hastings office, warns that when these phrases replace critical thinking, investors may make decisions based on hype instead of fundamental market truths. Catchphrases can be appealing, but they of...

The government has rolled out the biggest KiwiSaver shake-up in years, and it's going to impact everyone from teens to top earners. These adjustments could influence your retirement savings. If you’re curious about how they might affect your plans, check out this podcast where Tim Ewen chats with our Financial Adviser, Paula Enticott. They discuss the recent changes to KiwiSaver announced by the g...

In this episode, Nick Stewart, our CEO and Financial Adviser, takes a deep dive into the 2025 Budget delivered by Finance Minister Nicola Willis. From proposed KiwiSaver changes to pay equity adjustments, the budget has sparked plenty of discussion—and concern. Nick unpacks the key elements, explores the challenges ahead and asks the big question: Is this truly a “Growth B...

In this episode, Brent Allcock, our Financial Adviser at Stewart Group in Wellington, reminds us that some of the most powerful financial lessons often come from Mums! Research consistently shows that women tend to make smarter investment decisions. They’re more likely to: Prioritise long-term outcomes over short-term gains Set ego aside when making financial choices Seek advice when needed So, wh...

In this episode, we are joined by Bruce Jenks, our Financial Adviser at Stewart Group, who shares valuable insights on legacy planning. Legacy planning goes beyond simply writing a will, it involves ensuring that your assets are distributed according to your wishes and protecting the people you care about most. Procrastinating on this important task can lead to unnecessary complications for those...

In this episode, Tim Ewen has a chat with Rory O'Neill, our Director and Financial Adviser, about why financial planning matters, especially when markets are volatile. At Stewart Group, we believe everyone should have a plan for their financial future, regardless of where they are in life. Whether you're kicking off your career or gearing up for retirement, our team is here to guide you through th...

Date of recording this podcast: 1st April 2025 In these uncertain economic times, it's essential for New Zealanders to understand tariffs and trade wars to prepare for the future. In this episode, Tim Ewen, our Risk Insurance Manager, sits down with Nick, our CEO and Financial Adviser, to discuss the implications of tariffs imposed by U.S. President Donald Trump and how they may impact New Zealand...

In this engaging podcast episode, Tim Ewen welcomes Ann Evans, who has recently become a part of our Risk Insurance team as a Risk Paraplanner. During their conversation, they delve into various topics, including Ann's work experience in the insurance industry, working for Stewart Group, and assisting clients in navigating their risk management needs. ⏰ Important time-stamps (01:01) Introduction...

The future looks challenging for residents of Hastings, who are facing a series of significant rate increases that could compound to approximately 65% over the next four years. Nick Stewart, CEO and Financial Adviser at Stewart Group, addressed this issue in his recent Canny View article: Hastings District Council: Time for Fiscal Prudence In this episode of The Adviser Talk, Nick sits down with C...

As the cost of living continues to increase, carefully monitoring your finances is more crucial than ever. Brent Allcock, our Financial Adviser from the Stewart Group's Wellington branch, recently shared some practical advice on The Adviser Talk. New Zealand's economy has taken a bit of a knock lately, now sitting at 33rd out of 37 OECD countries. This highlights why we all need to take charge of...

In this episode of The Adviser Talk, Bruce, our Financial Adviser, joins Tim Ewen to discuss how quickly well-laid plans can unravel when fundamental financial principles are overlooked in pursuit of easy money. Bruce emphasises the importance of discipline in financial planning, making informed choices, and managing risks effectively. He warns against allowing short-term distractions to compromis...

On this episode of The Adviser Talk, Rory O'Neill, our Director and Financial Adviser at Stewart Group, delves into the world of cryptocurrency, dubbing it the "new age blood diamonds." While the allure of investing in cryptocurrencies is undeniable, it's crucial to be aware of the darker aspects, particularly the risks associated with money laundering. Rory highlights the importance of staying in...

In our first podcast of the year, Nick Stewart and Ken Morrison discuss private assets in KiwiSaver - when sizzle meets reality. As KiwiSaver assets surge past $110 billion, an all-too-familiar story unfolds… Multiple KiwiSaver and general investment providers are rushing into the private asset markets. While private equity investments might offer an exciting sprint to higher returns, history sugg...

It's that time of year again, and what better way to end 2024 than by making some Risk Insurance Resolutions for 2025? Protect what matters most—yourself and your family! Start the new year with a solid financial safety net through a review of your insurance needs! In this podcast, Tim Ewen, our Risk Insurance Manager has a chat with Ken about several important risk insurance topics that will help...

In our 207th podcast, Nick discusses with Ken our latest article,  "Rethinking Retirement Risk: Why Playing It Too Safe Could Cost You ."   Retirement investing in New Zealand has traditionally favoured a conservative approach. However, with increasing life expectancies, rising inflation, and escalating living costs, this may no longer be the best strategy. Instead of being overly cautio...

From Baby Boomers' focus on real estate to Gen Z's embrace of digital assets and innovative investments, each generation's approach to wealth-building in New Zealand has been different. This evolution in investment thinking may prove crucial for New Zealand to thrive in an increasingly competitive global economy. In this podcast, Rory O'Neill discusses with Ken Morisson how these shifts are shapin...

In investing, our instinctual "reptilian brain" often leads us to make impulsive decisions driven by fear or greed. To succeed, we need to engage our neocortex for rational, long-term planning. In this podcast, Bruce Jenks, our financial adviser at Stewart Group, emphasises the importance of managing emotional triggers and remaining calm. This approach helps build confidence and peace of mind, mak...

For many young New Zealanders, embarking on an Overseas Experience (OE) in the UK is a popular choice. This has often led to the accumulation of assets. However, these assets are often left untouched, waiting for the right moment to be addressed. Given the recent political shifts in the UK, it may be prudent to take proactive steps. Brent discussed how this is the opportune time to seek advice fro...

How can a business stay afloat if it can't generate revenue due to a key person in the business being unwell, deceased, or involved in an accident? This week on #TheAdviserTalk, Tim Ewen provides insightful answers to this critical question, addressing business risk, ACC, and more! We hope you find this invaluable podcast both informative and engaging! The Adviser Talk is available on all popular...

Not a lot of us have had the honour of representing our nation in cricket, but Taraia Robin can proudly say he has. As a teenager, he played against future superstars like Yuvraj Singh, who was also just starting out and is now a cricket legend. However, despite Taraia's aspirations and potential to join the New Zealand Blackcaps, fate had other plans in store. Nevertheless, this setback did not d...

It's common to hear people boasting about their successful stock investments at BBQ gatherings. They often talk about the huge sums they've made, but what they don't mention is the many times they've lost money in the process.   In this recent discussion on The Adviser Talk, Rory emphasises that flashy stocks are not a quick fix for investing. Instead, a well-thought-out strategy and a divers...

In this segment of The Adviser Talk, Bruce explores BRICS, the powerful alliance of Brazil, Russia, India, China, and South Africa.   For investors, the inclination is often towards developed nations. However, given the diverse nature and growth potential of BRICS, is it a wise investment choice? All this and more are discussed in this episode! If you'd like to read more, here's the link to h...

We're super stoked to announce that this is our 200th episode of The Adviser Talk! 🎉 Over the years, we've been through a change of three governments, navigated four recessions, endured a global pandemic, and whatnot! A big shoutout to Ken Morrison for being an incredible person to chat with, and a huge thank you to all our ardent listeners! In this special episode, Nick discusses with Ken our ba...

It's official: We've caught the Olympics fever!!! This week, we have Tim in the studio along with Ken, exploring the intriguing parallels between the Olympics and the stock market. Together, they delve into a thought-provoking chat revolving around whether past performances can truly predict future performances, the significance of timing versus time in the stock market, and the importance of dive...

It can be imprudent to pin your financial future solely on a single investment – be it housing or any other specific industry or asset class. In this podcast, Brent explains the importance of being realistic when it comes to real estate investments and explores alternative investment options that are more likely to help you achieve your long-term financial goals. Click to read Nick's article 'Get...