SlowMoneyBlues

When Willow was a little girl, she would look up in the sky a notice planes flying.  She told herself that when she grows up she is going to see where those planes are flying too.  By the time Willow turned 30 years old, she had visited all 7 continents 3 times and accumulated over 500,000 frequent flyer miles.   LET'S GET PERSONAL Willow did not realize that planes could take her so far and s...

Merriam Webster defines scam as “a fraudulent or deceptive act or operation”.  By golly, that could be the entire financial services sector.  Say what?  If someone can charge you a fee to hold your money in your account, sell your money back to you at a higher interest rate, and say when and how you can move your hard earned money…that is fraud aka a bank.   LET'S GET PERSONAL Scams have been...

Are you new to the world of investing?  Specifically, are you new to the world of crypto investing? If so, you may have been introduced to or solicited by family, friends, or co-workers to invest in these amazing vehicles called H.Y.I.P.  But how do you know if the H.Y.I.P. is good, bad, or a scam.   LET'S GET PERSONAL All investments have their pros and cons.  All investments have risk and reward...

To invest or not invest is the age-old question for anyone pondering their financial future.  Where should I invest?  What should I invest in? How much should I invest?  Is the investment safe?  Can I lose my money?  If I don’t invest what are the consequences?  So many questions!   LET'S GET PERSONAL It is said that favor rewards the bold!  If this is true…are your bold enough to invest in yo...

As an entrepreneur, I always seek highly profitable opportunities that allow me to maximize my freedom.  In late 2021, my barber informed me he started investing in cryptocurrency and made $40K by simply buying various coins.  I thought… I need to investigate.   LET'S GET PERSONAL So where do I begin…the internet.  To my surprise I discovered the cryptoverse.  The cryptoverse is a new land of...

Investopedia states, “economics is the study of how people allocate scarce resources for production, distribution, and consumption, both individually and collectively.  The different types of systems are capitalism, socialism, and communism.  Upon careful review, I am certain Investopedia missed something.   LET'S GET PERSONAL The something Investopedia forgot…beliefonomics.  Beliefonomics sta...

Many prominent psychologists agree that it takes 21-30 days to change a bad habit to a good habit.  So how long does it take to change dumb money to smart money?  Nano seconds…right?   LET'S GET PERSONAL Everyday financial institutions turn dumb money moves to smart money moves. They move our money in our savings, checking, money market, and certificate of deposit accounts to vehicles that mak...

In 1792, the US Congress passed the Mint Act. It served as a framework which allows for the coinage or manufacturing of money. The silver dollar became the official unit of money in the United States and the rest is history…right? LET'S GET PERSONAL If I told you the silver dollar was pegged to the Spanish milled dollar…would you believe me? That’s for you to decide. Watch live each Tuesday on Fac...

Sally was 5 years old when she planted her garden. She was always surprised that each vegetable would have seeds inside of them. She planted tomatoes, potatoes, onions, green beans, strawberries, and okra just to name a few. By the time Sally turned 13, everyone in the county knew of Sally’s Garden. LET'S GET PERSONAL Sally went off to college when she turned 18 and majored in international market...

When Bob was growing up, he was told that we he got older he would learn the family business. The family business started in 1921 and is still highly profitable, lucrative, and brings in millions of dollars each day. As promised, when Bob graduated from college with a degree in international finance, he started learning and working in the family business. LET'S GET PERSONAL Bob could not believe h...

When I was growing up as a kid, I was always told to save. The word invests never came up in our family. I knew nothing about the stock market, CD’s, Money Market Acts, or FOREX. Only saving. LET'S GET PERSONAL It’s amazing that I am financially independent. My investments create wealth for me everyday. It's 2023, and many are still learning only to save, making owners of banks and credit unions w...

In 1984, Tina Turner, recorded “What’s Love Got To Do With It”? In 1985 it won Grammies for, “Record of the Year, Song of the Year, and Best Female Pop Vocal Performance”. It seems love has a lot to do with it or does it? LET'S GET PERSONAL Today is Valentine’s Day and many will buy jewelry, chocolate, cards, flowers, and other gifts to demonstrate how much we love someone. But is there a better w...

Paul went to the doctor for his annual checkup. Unlike last year, the doctor informed Paul, based on his lab results that he was borderline diabetic. Paul could not believe it. He was eating healthy, exercising, and getting proper rest. So, what changed? LET'S GET PERSONAL Paul failed to mentioned that he was going through a divorce. It was contested and got downright ugly. He also, had to pay chi...

1000 people were surveyed with the following question: How many people do you trust in your life? A) 1-3 B) 4-7 C) 8-10 D) 0. 70% selected A (1-3). 20% selected D (0).  7% selected B (4-7). 3% selected C (8-10).  Based on the survey it appears we don’t really trust one another. LET'S GET PERSONAL Having lived on this earth for five decades, I think I understand the mistrust phenomenon. I...

The genesis of a new year always brings about perspective. Many reflect on the previous year and make goals, plans, and objectives to do better in the new year. If all goes as planned you just might end up happy…right? LET'S GET PERSONAL If I told you that 10 days into a new year that most of your plans would be up ended would you believe me? If so, chances are you will not be happy. But is that t...

My friend David told me that he set one goal for 2023…eliminate distractions. So how do you plan to do that? While we were talking, his phone rag and he answered it. LET'S GET PERSONAL When David rejoined our conversation, he said, what were we talking about? I said, your only goal for 2023, eliminating distractions. Can you relate to Dave? Me too! Watch live each Tuesday on Facebook from 9:30-10A...

Most highly successful people live intentional, focused, and with a purpose. They relentlessly assess themselves to see if they are measuring up to their lofty goals and ambitions. LET'S GET PERSONAL I have two confessions…I am one of those people and I did not complete all my 2022 lofty goals.  But guess what, I achieved 75% of them. Did you achieve your 2022 goals? Think about it. Watch liv...

He has been described as enigmatic, eccentric, and elitist. If all of this is true, then Elon Musk is not any different than most type A’s which are highly driven and successful human beings. LET'S GET PERSONAL Elon Musk continues to be successful because he knows exactly what he wants and does what is required to acquire it. How else could someone become the richest man in the world? Think about...

When you hear the name Warren Buffet, what is the first thought that comes to mind? Is it CEO, philanthropist, investor, or billionaire? When I hear Warren Buffet I hear cha-ching because his investment acumen is on another level. LET'S GET PERSONAL If you are one of the fortunate Berkshire Hathaway members you have been hearing cha-ching for decades. Why? Because Warren Buffet has mastered his cr...

You’re Fired! The now famous phrase was uttered by Donald Trump on the award-winning reality show “The Apprentice”, countless times. But that was just the beginning, or was it? LET'S GET PERSONAL Donald Trump makes a living by saying some of the most provocative, outlandish, and over embellished statements in history. He lies, cheats, and steals. So, what is his appeal?. Watch live each Tuesday on...

What do these now famous people, Dr. Phil, Dr. Oz, and Rachel Ray have in common.  One letter, O. Yep! All these now famous people got their opportunity, fame, and fortune from none other than Oprah Winfrey. But how did the billionaire media mogul rise to fame herself? Great question. LET'S GET PERSONAL No one and I mean no one rises to global icon status without intentional focus. Oprah Winf...

He stepped to the mic and stated, “Change has come to America”. These are the words spoken by then president elect Barack Hussein Obama on 4 Nov 2008 in front of an estimated crowd of 240, 000 people. But what did those words really mean? LET'S GET PERSONAL From the outside looking in, one could conclude like many…Barack was the first African American elected President of the United States of Amer...

As I pondered closing out 2022, I began to think about icons that were the first, changed the world, or achieved the impossible. The people I chose are now global household names, but their stories began long before they arrived on the national or international stage. So who did I select? LET'S GET PERSONAL I selected Barack Obama, Oprah Winfrey, Donald Trump, Warren Buffet, and Elon Musk. These i...

Zachary comes from a long line of race car drivers. Driving fast is in his DNA. He was so good as a youngster, everyone thought he would drive professionally but Zachary had other plans. LET'S GET PERSONAL Zachary realized that although he was good at racing, he was better at coaching other drivers. Zachary convinced his family to invest in Zippy Zachary Racing Academy. To date, Zachary has succes...

When Yolanda was in high school, it appeared she was a total people pleaser. When anyone asked her for help, she would always say yes. She volunteered anywhere and everywhere help was needed. Many of her friends could not understand why Yolanda always said yes to someone in need. LET'S GET PERSONAL Yolanda was 9 years old when she tragically lost both parents in a car accident. All of her other fa...