Simply Money

On this episode of Simply Money presented by Allworth Financial, Bob and   Brian share the “financial deep clean” every high-net-worth investor should do. They break down an Ohio company’s surprise move to cut its 401(k) match, and ask if billionaires really follow through on their giving pledges. Plus, they answer your questions. See omnystudio.com/listener for privacy information.

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the Fed’s latest rate cut, why Social Security’s raise may not feel like one, and how to know if golden handcuffs are holding you back. Plus, Allworth CIO Andy Stout joins to talk faith-based investing, and the guys answer your biggest retirement questions. See omnystudio.com/listener for privacy information.

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the Federal Reserve’s first rate cut since December, what it means for your savings, mortgage, and investments, and why the real question now is: what happens next? They also debate President Trump’s renewed call to end quarterly earnings reports, weighing the pros and cons for investors like you. Then, the g...

On this episode of Simply Money presented by Allworth Financial, Bob and Brian put on their “tough teacher hats” to deliver some advice you may not want to hear, but absolutely need to hear. Just because you’ve saved $2 million, $3 million, or even $5 million doesn’t mean you’re automatically set for life. Their lessons cover why retirement isn’t a vacation but a paycheck replacement plan, why you...

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down what the Federal Reserve’s next move could mean for your money. Allworth Chief Investment Officer Andy Stout joins the show to preview this week’s Fed meeting, explain why inflation remains sticky, and share what the “dot plot” really tells us about future rate cuts. Then, Bob and Brian stress test portfolios...

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down what your “money personality” says about the way you invest—and how it might be helping or hurting your long-term plan. Are you a thrill-seeker, a security blanket, a control freak, a balanced mediator, or maybe even an ostrich with your head in the sand? They’ll walk through the pros and cons of each type an...

On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why it now appears absolutely certain that lower interest rates are on the horizon. Plus, they share the smart way to avoid a tax bomb and bring you their Ask the Advisor segment. See omnystudio.com/listener for privacy information.

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the latest Consumer Price Index report and what it means for your wallet, discuss why Oracle is suddenly the market’s newest darling, and explain what a drop in mortgage rates could mean for both buyers and refinancers. They also explore Robinhood’s push into social investing, whether alternative strategies l...

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the growing role of alternative investments inside retirement plans — and why you should be cautious before diving in. They also tackle whether today’s AI excitement is the new dot-com bubble, the lessons behind a shocking $4 million hospital bill, and what nearly 600,000 new 401(k) millionaires can teach us...

On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down a weak August jobs report with Allworth’s Chief Investment Officer Andy Stout and what it could mean for the Federal Reserve’s upcoming rate decision. They also revisit the famous “4% rule” for retirement withdrawals — does it still hold up in today’s economy? Andy returns later in the show with strategies fo...

Financial freedom used to mean never worrying about money again. But in today’s economy, the real key is flexibility. On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down why adaptability is now the cornerstone of wealth management—and how affluent families can structure their portfolios, tax plans, and spending to stay nimble no matter what markets or life thr...

Success brings rewards—but also hidden risks that can derail your financial future. On this episode of Simply Money presented by Allworth Financial, Bob and Brian explore how high-net-worth families can spot these risks before they become problems. Plus, strategies to potentially land in the coveted 0% capital gains tax bracket, and smart moves you can make now to protect your wealth and lifestyle...

On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian tackle the country’s ballooning national debt, why it matters to investors, and what history can teach us about navigating deficits. See omnystudio.com/listener for privacy information.

On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian break down what the Fed’s preferred inflation gauge is signaling and why mortgage rates may stay stubbornly high despite potential rate cuts. They’ll  also explain new tax rules coming in 2026 that could change how you give to charity, and highlight a new study showing many retirees may outlive their savings. Plus, t...

Smart people still make dumb money mistakes—and the wealthier you are, the higher the stakes. On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian share the hidden biases that derail even savvy investors and practical steps to stay on track. They also dive into Gen X’s top retirement worry—health care costs—plus career expert Julie Bauke on building a personal brand af...

Most of us spend decades chasing “more”—more returns, more growth, more money. But what happens when you’ve already won the game? On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian explore when  enough  is actually the best strategy. From high-net-worth investors risking too much on tech stocks and crypto, to the psychology of always wanting “just a little more,” the...

Markets are up, Nvidia is booming, and Taylor and Travis are engaged — but what does any of that mean for your financial plan? On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian cut through the noise to show why successful investors don’t chase fads or panic over headlines. From maximizing cash yields to making smart decisions about Roth conversions, inheritances, an...

On today’s episode of Simply Money presented by Allworth Financial, the President takes aim at the Fed, Kroger announces 1,000 job cuts, and Bob and Brian break down why your “diversified” portfolio might not be as safe as you think. Plus, the rise of elder scams, and your questions on taxes, retirement planning, and charitable trusts. See omnystudio.com/listener for privacy information.

On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian explore why even beloved companies like Cracker Barrel can stumble, why Nvidia now makes up such a huge piece of the S&P 500, and what past giants like GE and Enron teach us about diversification. They’ll also cover the latest Social Security COLA estimate, the buzz around private equity in retirement plans, and...

On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian sit down with Allworth’s Chief Investment Officer, Andy Stout, to break down the Fed’s next move on rate cuts. They also dive into how retail investors are driving markets, smart strategies for unwinding concentrated stock, and which travel rewards cards actually deliver real value. See omnystudio.com/listener for pr...

Life is full of trade-offs—and nowhere is that more true than in financial planning. On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian put a fun twist on tough money questions with a special “Would You Rather?” edition. Should you sell highly appreciated stock now and pay taxes, or hold and pass it to heirs with a step-up in basis? Is a bucket strategy better than a...

What happens when the person you trusted most with your money turns out to be the one stealing it? On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian unpack the stunning story of former Northwestern Mutual advisor John Kersey, accused of running a multi-million-dollar fraud right here in Cincinnati. Bob and Brian break down how the alleged scam worked, and—most impor...

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S&P reaffirms the U.S. credit rating, Jerome Powell takes the stage at Jackson Hole, and mortgage rates spark a refinancing boom. On today’s episode of Simply Money presented by Allworth Financial, Bob and Brian explain what it all means for your money, why cashing out a 401(k) can wreck your retirement, and answer listener questions on Roth conversions, direct indexing, and Social Security. S...

On today’s episode of Simply Money presented by Allworth Financial, Bob, Brian and Allworth Chief Investment Officer Andy Stout explain what investors can learn from Warren Buffett’s latest buy in UnitedHealth. They also break down strong retail sales numbers, what they say about consumer spending, and the potential inflationary hit from new semiconductor tariffs — plus how Intel’s massive Columbu...